10 Lakh Home Loan EMI | Home Loan up to 10 Lakh

Following are the features and benefits of Tax benefits on joint home loan

Reasonable rate of interest

Starting from 8.50%* p.a, Bajaj Finserv offers applicants an affordable home loan option to fit their finances.
Speedy disbursal

No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 48* hours from approval.
Ample sanction amount

Bajaj Finserv provides loan amounts as much as up to Rs. 15 crore*, to eligible candidates, to boost your home buying journeys.
5000+ project approved

Find over 5000+ choices in approved projects and enjoy better home loan terms from Bajaj Finserv.
External benchmark linked loans

By opting for the Bajaj Finserv Home Loan linked to an external benchmark, applicants can enjoy reduced EMIs along with favourable market conditions.
Digital monitoring

Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform.
Long tenor stretch

The Bajaj Finserv home loan tenor stretches up to 40 years allowing borrowers a buffer period to plan out their EMI payments.
Zero contact loans

Experience a truly remote home loan application from anywhere in India by applying Bajaj Finserv online home loans and getting an easy approval.
No prepayment and foreclosure charge

Bajaj Finserv allows you to foreclose the loan or make part-prepayments at no extra costs or prepayment penalty – making way for maximum savings.
Loan subsidies

Avail of the loan subsidies offered under the PMAY scheme, with Bajaj Finserv. Approach us for updated terms and best home loan deals.

This home loan of up to Rs. 10 lakh by Bajaj Finserv offers you funding at an attractive rate coupled with a flexible tenor. Whether you’re looking to buy, build, or renovate your home, our housing finance can help you address it.

It comes with a long tenor of up to 30 years, which you can tailor to your needs and make repayment budget-friendly. To find the ideal repayment duration, be sure to use the home loan EMI calculator. It guarantees accurate results and is very easy to use. What’s more, PMAY beneficiaries can avail the CLSS subsidy of up to 6.50% on the interest payable, up to Rs. 2.76 lakh, to enjoy a greater affordability on the loan.

10 Lakh Loan EMI for 5 to 20 Years

To get a better idea of the repayment structure and the EMIs due for different loan amounts and durations, take a look at these tables. Considering the current interest rate of 8.60%*, here is the EMI for Rs 10 Lakh Loan for a tenor of 5, 10, 15 and 20 years.

Loan Tenor	EMI
5 Years	Rs. 20,565
10 Years	Rs. 12,452
15 Years	Rs. 9,906
20 Years	Rs. 8,742

*The table has values that are subject to change.

Take a look at the eligibility criteria you must meet to qualify for this home loan.

Nationality

Indian
Age

23 years to 70 years* for salaried individuals, 23 years to 70 years* for self-employed
Employment status

At least 3 years of experience for salaried individuals, at least 5 years of business continuity for self-employed individuals
CIBIL score
Check your CIBIL Score for FREE

750 or higher