Personal Loan in Bikaner

Planning a grand wedding, managing urgent medical costs, or looking to renovate your home in Bikaner? A Bajaj Finserv Personal Loan in Bikaner offers quick, collateral-free financing to help you handle big or unexpected expenses—without paperwork or a branch visit.

✅ Check your pre-approved loan offer in Bikaner with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

You can borrow up to Rs. 55 lakh, enjoy 100% online approval, and receive funds in just 24 hours*.

Transparency

We do not impose any hidden charges on a personal loan. Read our terms and conditions for more information.

Immediate approval

Apply for credit with the personal loan application and receive instant approval.

Few documents

Submit your KYC documents, income proof and a few other documents for verification of the loan application.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Bikaner. All it takes is just your phone number and OTP.

Flexi loan facility

Withdraw funds whenever you require and prepay at no additional cost with our Flexi loan facility.

Money within 24 hours*

Catering to monetary emergencies is hassle-free with Bajaj Finance. Get the funds in your account within 24 hours*.

Easy repayment

Repay the personal loan over a flexible tenure of 12 months to up to 108 months.

Financing up to Rs. 55 lakh

Meet your financial needs easily with a personal loan of up to Rs. 55 lakh.

Online account management

Access our customer portal – My Account and stay updated about your upcoming EMIs, outstanding balance, etc.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 650 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.