Phonewale - Shop Mobile using Insta EMI Card

Buy the latest Smartphones, Laptops, Smart TVs, and Tablets from PhoneWale using the Bajaj Finserv Insta EMI Card. Enjoy zero down payment and an easy, credit card–free shopping experience both online and in-store.
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Phonewale - Shop Mobile using Insta EMI Card
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3 min
13 November 2025

Phonewale is a leading destination for purchasing mobile phones in India. By partnering with the Bajaj Finserv Insta EMI Card, Phonewale offers customers a hassle-free shopping experience. The Insta EMI Card enables you to convert your mobile purchases into easy, easy EMIs, making it simple to buy the latest smartphones without paying the full amount upfront. This facility allows users to manage their budget effectively while enjoying the latest mobile technology. Phonewale provides a vast range of smartphones and mobile accessories, ensuring there is something for every mobile enthusiast.

Overview

Phonewale is a popular retail chain for purchasing smartphones and mobile accessories across various locations in India. Partnering with the Bajaj Finserv Insta EMI Card, Phonewale provides a seamless and budget-friendly shopping experience. With the Insta EMI Card, you can shop for your desired mobile phones and accessories without worrying about paying the entire amount upfront. The easy EMI options allow you to spread the cost of your purchase over a flexible period, making the latest technology affordable for everyone. Planning your next smartphone upgrade but concerned about the cost? Check your eligibility for the Bajaj Finserv Insta EMI Card today. You may already be eligible, find out by entering your mobile number and OTP.

Phonewale offers a variety of smartphones, ranging from premium brands like OnePlus and Vivo to a comprehensive selection of accessories. Whether you are looking for the latest flagship phone or reliable mobile accessories, Phonewale is the go-to destination for mobile enthusiasts across the country.

List of Phonewale Stores

Store name

Phonewale store address

City

Phone Wale (South Bhopal 2)

Shop No 3 Binori Gracia Opp Aarohi Royal Bunglows South Bopal Ahmedabad

Ahmedabad

Phone Wale Express ( Odhav)

25, Tejendra Complex, Odhav, Ahmedabad

Ahmedabad

Phone Wale Express( Chota Bhai Ni Chowl)

9/102,Chotalal Ni Chowl, Opp. Patidar Mill, Odhav Road, Odhav, Ahmedabad

Ahmedabad

Phone Wale ,Memco 2

A/G/F/F/31, Shayona Center, Opp. Memco Torrent Office, Memco Cross Road

Ahmedabad

Phone Wale ( Gondal Rajkot)

Gondal Road, Mansata Chowk,Nr. Lathiya Motors,Rajkot

Rajkot

Phone Wale ( Ankleshwar Gidc)

20.21, Ganesh Park Complex-1,Near Sardarpark, Ankleshwar

Ankleshwar

Phone Wale ( Patan 2)

G 96-97, Tripati Market, Nr. Bagwada Gate, Patan

Patan

Phone Wale Vadodara ( Alkapuri)

102, Ground Floor,Golden Icon,

Baroda

Phone Wale Himatnagar

Shree Ambica Soap Factory Building,Shaparia Cross Road, Vishvakarma Nagar, Opp. Hanuman Mandir, Nr. Jamin Vikas Bank

Himatnagar

Phone Wale ( Parbat Patiya, Surat)

Shop No G8, Shankeshwar Complex, Nr. Doctor House, Opp. Srinath Mandir, Parbat Patiya, Surat

Surat

Phone Wale (Udhana)

Survey No.240/241/2 Gopal Nagar, Udhana, Surat

Surat


Want to visit your nearest Phonewale store with purchasing power already in hand? Check your Bajaj Finserv Insta EMI Card offer now. You may already be eligible, find out by entering your mobile number and OTP.

Insta EMI Card
Insta EMI Card

List of available products at Phonewale

Phonewale offers a wide selection of products, catering to the diverse needs of mobile phone users. You can find the latest smartphones from leading brands like OnePlus and Vivo, ensuring a variety of options for different budgets. Additionally, Phonewale provides a comprehensive range of mobile accessories, including chargers, headphones, and cases, to complement your smartphone purchase. From high-performance devices to essential accessories, Phonewale ensures that customers have access to everything they need for their mobile lifestyle. The store continually updates its inventory to include the newest models and cutting-edge technology.

Products

Description

OnePlus mobile

OnePlus smartphones at Phonewale offer the perfect combination of performance, design, and technology. With high-end specifications and premium features, OnePlus phones cater to tech-savvy users looking for powerful devices.

iPhone mobiles

iPhones at Phonewale offer the ideal blend of innovation, performance, and premium design. With advanced features, robust security, and a user-friendly interface, iPhones cater to tech-savvy users who value reliability and cutting-edge technology in their mobile devices.

Vivo mobiles

Vivo phones are known for their excellent camera quality and innovative features. Whether you are looking for a budget-friendly option or a mid-range smartphone, Vivo delivers excellent value for money.

Mobile accessories

Phonewale stocks a vast selection of mobile accessories, including durable cases, fast chargers, and high-quality headphones. These accessories enhance the functionality and protect your devices.


How to use Insta EMI Card at Phonewale?

Step 1: Choose your product - Select your preferred mobile phone or accessory from Phonewale’s wide range of top tech brands.

Step 2: Inform at checkout - Let the store executive know that you want to pay using the Insta EMI Card.

Step 3: Card verification - Provide your Insta EMI Card details for instant verification at the billing counter.

Step 4: Select EMI tenure - Choose a repayment plan that fits your budget – options range from 3 to 60 months.

Step 5: Complete transaction - Once approved, complete your purchase and take your device home immediately.

Step 6: No down payment required - Enjoy zero down payment during festive seasons and no need for a credit card.

Step 7: Minimal documentation - Just carry your Insta EMI Card and a valid ID – no heavy paperwork required.

Step 8: Enjoy seamless shopping - Experience a smooth, fast, and budget-friendly buying experience at over 450+ Phonewale stores.

Benefits of using the Insta EMI Card at Phonewale

Enjoy a flexible and low-cost shopping experience and much more Insta EMI Card Benefits when you use the Insta EMI Card at Phonewale.

  • Easy EMIs: Pay low-cost monthly instalments with minimal interest and no hidden charges.
  • Zero down payment: Walk out with your favorite gadget without paying anything upfront.
  • Flexible tenure options: Choose from a wide range of repayment periods that suit your budget and preferences.
  • No credit card required: Use your Insta EMI Card without needing any credit card approval.
  • Quick and paperless process: Minimal documentation ensures a fast and hassle-free checkout experience.
  • Upgrade without financial stress: Buy high-value smartphones or accessories easily without straining your monthly budget.
  • Available at 450+ stores: Use the card seamlessly across all Phonewale outlets in Gujarat, Maharashtra, Rajasthan, MP, and CG.

Ready to experience these benefits while shopping for your next electronic device? Check your eligibility for the Bajaj Finserv Insta EMI Card now. You may already be eligible, find out by entering your mobile number and OTP.

Eligibility criteria for the Insta EMI Card

To qualify, applicants must fulfil the eligibility criteria for the Insta EMI Card. You should be an Indian resident aged between 21 and 60 years. Additionally, you need to have a regular income source to qualify for the card. Good credit history and a stable employment record also improve your chances of approval. Bajaj Finserv customers who already have a relationship with the company, such as having an existing loan, may find it easier to apply for and receive the card. The simple eligibility requirements make the Insta EMI Card accessible to a wide range of customers.

Wondering if you meet these criteria? Check your offer for the Bajaj Finserv Insta EMI Card right away. You may already be eligible, find out by entering your mobile number and OTP.

How to apply for an Insta EMI Card?

Applying for the Insta EMI Card is a simple and convenient process. You can start by visiting the Bajaj Finserv website or downloading their app. After filling in the required personal and financial details, submit your application for approval. Once your eligibility is confirmed, the card will be issued and can be used immediately for purchases. Alternatively, you can visit any Bajaj Finserv partner store, such as Phonewale or Unicorn Infosolutions, to apply for the card in person. With minimal documentation required, the process is quick, and you can start enjoying the benefits of the card right away.

Check also:

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Frequently asked questions

Does Phonewale accept Bajaj EMI cards?

Yes, Phonewale accepts the Bajaj Finserv Insta EMI Card. Customers can use this card to purchase smartphones and accessories without paying the entire amount upfront. The Insta EMI Card allows you to convert your purchases into easy, EMIs, making shopping at Phonewale affordable and convenient.

How to buy products on EMI at Phonewale?

To buy products on EMI at Phonewale, select your desired item and choose the Insta EMI Card as the payment option at checkout. Once your card is verified, select a convenient tenure for repayment, and the amount will be divided into manageable monthly instalments with minimal interest and no hidden charges.

Save time at the store by coming prepared. Check your Bajaj Finserv Insta EMI Card eligibility now. You may already be eligible, find out by entering your mobile number and OTP.

Which product is best to shop at Phonewale stores?
Phonewale offers a wide selection of mobile phones and accessories. The best products to shop include OnePlus smartphones, known for their high performance, and Vivo phones, which provide excellent camera quality. Additionally, Phonewale stocks a variety of mobile accessories to complement your purchase.

What are the benefits of shopping using an Insta EMI Card at Phonewale?

Shopping with the Insta EMI Card at Phonewale offers several benefits, including easy EMIs and flexible repayment tenures. There’s no need for a down payment, allowing you to take home your selected mobile without upfront costs. It simplifies large purchases by breaking them into manageable payments.

Ready to enjoy these shopping benefits immediately? Check your Bajaj Finserv Insta EMI Card offer today. You may already be eligible, find out by entering your mobile number and OTP.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

Explore and apply for co-branded credit cards online.

Invest in fixed deposits and mutual funds on the app.

Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.

Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.

Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Low Cost EMIs.

Shop from over 100+ brand partners that offer a diverse range of products and services.

Use specialised tools like EMI calculators, SIP Calculators

Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

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