Saraswat Co-operative Bank Ltd is a trusted name in India's financial sector. They offer a range of loan services tailored to meet your needs. The company has grown into a leading provider of loans, and other financial services. With multiple branches nationwide, they serve numerous customers, ensuring accessibility and convenience.

With Saraswat Bank, you can avoid any hassle and easily make your loan repayments online. You can use BBPS platforms for safety. One such reliable platform is Bajaj Pay, perfect for you to make secure online loan repayments.

How to make your Saraswat Bank business loan repayment through the Bajaj Finserv website

To make your Saraswat Bank loan repayment on the Bajaj Finserv website, follow these points:

1. Visit the Bajaj Finserv website

2. Navigate to the ‘PAYMENTS’ tab and click on ‘PAY NOW’ under ‘LOAN PAYMENTS’

3. Select your loan provider ‘SARASWAT BANK’ from the dropdown list

4. Input your loan number and click ‘FETCH YOUR BILL’

5. Choose your preferred payment method like credit card, debit card, UPI, or net banking

6. Fill in the required payment details

7. Review all details and click ‘PAY NOW’ to complete the transaction

You will receive a confirmation notification after successful payment.

How to make your Saraswat Bank business loan repayment through the Bajaj Finserv App

Follow these steps to make loan repayments on the Bajaj Finserv App:

1. Download the app from the Google Play Store or App Store

2. After logging in, navigate to the ‘BILLS AND RECHARGES’ section and select ‘LOAN REPAYMENT’

3. Select your loan provider ‘SARASWAT BANK’ from the dropdown list

4. Enter your loan number to fetch your bill

5. You can choose from various payment methods, including credit cards, debit cards, Bajaj Pay, UPI, and net banking

6. Once you input the payment details, review them, and click ‘PAY NOW’

You will receive instant confirmation via email and SMS after a successful transaction.

Fees and charges

A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

Note: For failed transactions, the total amount including charges except taxes are reversed.

Benefits of repaying Saraswat Bank loan on Bajaj Finserv

Convenience: Repay your loans anytime and anywhere.

Secure transactions: Bajaj Pay ensures high-level encryption to protect your payment information.

Multiple payment options: Choose from various payment methods, including credit and debit cards, net banking, e-Wallet, and UPI.

Instant confirmation: Receive immediate confirmation and digital receipts for easy record-keeping.

Easy navigation: A user-friendly design allows you to complete payments quickly without hassle.

Late payments: penalties and policies

Late payments on loans from Saraswat Bank may lead to specific penalties. Repay on time to avoid any charges. Here are some key points:

Late fees: Missing a payment may incur a fixed penalty, which increases the overall loan cost.

Interest rate adjustments: Late payments may result in higher interest rates on outstanding balances.

Credit score impact: Delayed payments may negatively affect your credit score, influencing future borrowing.

Contact Saraswat Bank support for business loan queries

For any queries regarding your Saraswat Bank loan, you can reach out to their support team through the following methods:

Toll-free number: 1800 266 7711

Email ID: smile@suryodaybank.com

The customer service team is available during working hours to assist with payments, receipts, or loan-related inquiries.