PM Awas Gramin List Jammu and Kashmir 2026 – Beneficiary Status and PMAY-G 2.0 Updates

Jammu and Kashmir's PMAY-G journey has now reached an inflection point — the original Phase 1 beneficiary list is essentially complete, and the programme is transitioning into a substantially larger Phase 2 (PMAY-G 2.0) covering over 5 lakh newly identified households. Understanding which phase applies to your application is essential to correctly tracking your status.

This page covers:

• J&K's PMAY-G Phase 1 completion status — 97% progress and the April 2026 deadline
• PMAY-G 2.0 — the new survey and 5.03 lakh newly identified beneficiaries
• The June 2026 government review ordered after exclusion complaints
• Why J&K beneficiaries receive the higher hilly-area assistance rate
• How to check the PMAY-G beneficiary list for Jammu and Kashmir, step-by-step
• How to check status using your registration number
• What to do if you believe you were wrongly excluded
• How home loan financing can supplement PMAY-G in J&K

The PM Awas Gramin (PMAY-G) list for Jammu and Kashmir is the official record of rural households across the Union Territory sanctioned, under construction, or completed under the central government's flagship rural housing scheme. J&K's implementation has reached an advanced stage under what is referred to as PMAY-G Phase 1 — and is now transitioning into a significantly expanded Phase 2.

According to a review by the Secretary of the Rural Development and Panchayati Raj Department on 14 March 2026, J&K had completed 3,23,299 houses, representing 97% progress under the scheme across the Union Territory. Officials reported that 3,447 houses were completed in just the two months prior to the review, while 11,340 houses remained pending. The Secretary directed Assistant Commissioners Development (ACDs) and Block Development Officers (BDOs) to monitor each pending case individually and set 15 April 2026 as the deadline for completing all remaining units ahead of the next phase's launch.

During the J&K Legislative Assembly's budget session, the government confirmed that the Permanent Waiting List (PWL) prepared under PMAY-G Phase 1, based on SECC 2011 data and a subsequent 2018 survey, comprising 3.35 lakh eligible beneficiaries, has been fully saturated. This means essentially all originally identified eligible households have now been sanctioned or completed.

For the next phase of the programme, a fresh survey began in December 2024 following directions from the Ministry of Rural Development. This survey has identified a total of 5.03 lakh households as eligible beneficiaries across the Union Territory — a substantial expansion beyond the original Phase 1 list. For the first time, beneficiaries in J&K were given the option of self-survey using the Awaas+ 2024 mobile application, allowing households to register their own eligibility data using AI-enabled face authentication, rather than relying solely on field enumerators.

In June 2026, the J&K government ordered an immediate review and rectification process for PMAY-G 2.0 after receiving widespread complaints and protests across several districts regarding genuinely eligible households being excluded from the beneficiary list, while some allegedly undeserving applicants had been included. The Department of Rural Development and Panchayati Raj directed field officers — ACDs and BDOs across the Jammu and Kashmir divisions — to strictly follow Ministry guidelines while deleting ineligible households, and to ensure no genuinely eligible family is denied benefits due to survey errors or verification gaps. Although the underlying survey used AI-based technology, the government confirmed it would still be reviewed at the Deputy Commissioner level for additional accuracy.

Jammu and Kashmir is explicitly classified among the hilly states and Union Territories that receive PMAY-G's enhanced assistance rate of Rs. 1.30 lakh per house, rather than the standard Rs. 1.20 lakh applicable in plain areas elsewhere in India. This is supplemented, as with all PMAY-G beneficiaries nationally, by Rs. 12,000 for toilet construction through Swachh Bharat Mission-Gramin convergence, and 90-95 days of MGNREGS unskilled labour wages for house construction.

1. Visit the official PMAY-G portal.
2. Click 'Awaassoft' on the main menu, then select 'Report'.
3. You will be redirected to the rhreporting.nic.in MIS reporting system.
4. Under 'Social Audit Reports', click 'Beneficiary Details for Verification'.
5. In the Selection Filters panel, choose Jammu and Kashmir as your state/UT.
6. Select your specific District (e.g., Srinagar, Jammu, Baramulla, Anantnag), Block, and Gram Panchayat.
7. Select the relevant Financial Year and confirm 'Pradhan Mantri Awas Yojana Gramin' as the scheme.
8. Enter the captcha code and click 'Submit'.
9. The beneficiary list for your selected Gram Panchayat will appear, showing sanction status, installment history, and current house status.
10. Download the report in Excel or PDF format for your records.

1. Visit the official PMAY-G portal and select 'Stakeholders'.
2. Click 'IAY/PMAYG Beneficiary'.
3. Enter your registration number, found on your Sanction Order, and click 'Submit'.
4. View your fund sanction details, installment dates, and construction progress.
5. If you do not have a registration number — particularly relevant if you registered through the newer Awaas+ 2024 self-survey — use the 'Advanced
6. Search' option and filter by your J&K district, block, and Panchayat.

Given the government's own acknowledgement of exclusion issues during the recent verification process, J&K residents who believe they were genuinely eligible but excluded have a clear avenue for redress:

1. Visit your local Block Development Office (BDO) and raise the matter formally, citing the June 2026 government directive ordering review and rectification
2. Provide supporting documentation of your housing status — photographs of your current dwelling, income proof, and any prior survey acknowledgement you may hold
3. Request written confirmation of your case being escalated for review, as instructed by the Department of Rural Development and Panchayati Raj
4. Follow up with your Assistant Commissioner Development (ACD), since ACDs and BDOs have been specifically directed to conduct block-wise reviews of exclusion complaints

The Rs. 1.30 lakh PMAY-G assistance, combined with toilet construction support and MGNREGS wages, provides meaningful support for basic pucca house construction in J&K's varied terrain. Given the additional logistical and material costs often associated with construction in hilly and remote areas of the Union Territory, families building beyond the basic scheme specification frequently look to supplement government assistance with private financing.

Bajaj Finance offers home loans from 7.25% p.a.* with amounts up to Rs. 15 Crore* and tenures up to 32 years for families across Jammu and Kashmir looking to build beyond what government assistance alone provides. Check your eligibility today.

Jammu and Kashmir's PMAY-G programme has reached a genuinely advanced stage, with the original beneficiary list largely complete and a substantial new phase now underway. Given the recent exclusion issues acknowledged by the government, checking your status carefully, and escalating through the proper channels if you believe you were wrongly excluded, matters more than ever.