Personal Loan of Rs. 3 lakh for 5 years

Personal loans are an ideal option for individuals seeking rapid access to funds. This financial solution provides a single, upfront amount that can be repaid over a set period. You can assess your eligibility for a personal loan based on factors like your credit score, employment history, and income. The funds acquired through a personal loan can be used for diverse purposes, including addressing medical emergencies, covering education costs, undertaking home renovations, and more.

You can easily apply online for a Bajaj Finserv Personal Loan and enjoy instant approval and quick disbursal. 

✅ Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 650 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Calculating your monthly payments for a personal loan manually can be challenging, given the complexity of the involved numbers. Yet, using an online personal loan EMI calculator streamlines the process, allowing you to assess your monthly payments with just a few clicks. Enter the loan amount, interest rate, and repayment period, and the EMI amount will be instantly generated, saving time and ensuring accuracy. This convenient tool helps you plan your finances effectively, providing a clear understanding of your monthly repayment obligations. You can access the personal loan EMI calculator on our website for quick and accurate results.

Interest rates

Avail of an online personal loan at attractive interest rates and flexible repayment periods. Know more about the interest rates and associate charges.

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

By meeting the essential loan eligibility criteria and submitting the required documents, you can easily avail of a Rs. 3 lakh personal loan with a 5-year repayment period.