Personal Loan in West Bengal

Accessing funds quickly and efficiently is crucial for managing financial needs, whether it is for medical emergencies, education, travel, or home renovations. For residents of West Bengal, Bajaj Finserv offers personal loans with competitive interest rates starting at 10% p.a. 

✅Check your pre-approved loan offer in West Bengal with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

With a completely online application process and loan amounts of up to Rs. 55 lakh, Bajaj Finserv provides a seamless borrowing experience.

Substantial loan amount

Borrowers can avail of substantial loan amounts of up to Rs. 55 lakh to meet diverse financial needs, ranging from medical expenses to travel or home renovations. Bajaj Finance's wide range of loan offerings caters to various requirements, providing comprehensive financial solutions.

Quick processing

Bajaj Finance Limited offer loas with simple personal loan application process, with minimal documentation requirements, making it convenient for individuals to access funds swiftly. The loan approval process is efficient, often providing approval within a short period.

Convenient tenures

We offer flexible repayment options to our borrowers. They can choose tenures that suit their financial capabilities of up to 96 months, allowing for comfortable monthly payments. Additionally, the company often provides pre-approved offers, streamlining the application process for existing customers and ensuring faster disbursal of funds.

Flexi facility

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.

No collateral

Bajaj Finance Personal Loans do not require collateral, making them unsecured loans. This feature allows borrowers to access funds without pledging assets as security. The absence of collateral simplifies the application process and makes these loans more accessible to individuals who may not possess significant assets but still need financial assistance.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.