 Download App ## Fixed Deposit Calculator

As an NRI, you can invest in a Bajaj Finance Fixed Deposit, wherein you earn fixed interest on the amount deposited, which compounds over time. Bajaj Finance Fixed Deposit Calculator is a simple tool that helps you determine your maturity amount, so you can plan your investments. All you need to do, is to enter some basic values, choose the desired options, and you can see the returns and your maturity amount, even before you start investing.

CUSTOMER TYPE New Customer Senior Citizen Existing Customer

Applicable interest rate is

8%

Applicable interest rate is

8.25%

Applicable interest rate is

8.25%

Applicable interest rate is

8.35%

INVESTMENT AMOUNT
Rs
|
25K
|
20L
|
40L
|
60L
|
80L
|
1Cr
INVESTMENT TENOR
|
12
|
18
|
24
|
30
|
36

#### Cumulative

• Interest rate :

0%

• Interest payout :

Rs.0

• Maturity by :

--

• Maturity amount :

Rs.0

#### What is a Cumulative Fixed Deposit?

When you invest in cumulative fixed deposit, your interest is compounded annually, but paid at maturity.

#### Non-Cumulative

• Period

Interest rate

Interest payout

• Monthly

8.1%

2,000

• Quarterly

8.3%

4,400

• Half yearly

8.6%

8,900

• Yearly

8.9%

16,400

#### What is a Non-Cumulative Fixed Deposit?

When you invest in non-cumulative fixed deposit, you can avail your interest payouts periodically. You can opt for interest payouts monthly, quarterly, half-yearly, or annually, depending on your choice.

Disclaimer: ROI in the above calculator may vary upto 4 bps with the actual rates offered.

### What is Bajaj Finance Fixed Deposit interest rate calculator?

Bajaj Finance Fixed Deposit Interest Calculator is a simple tool that can help NRIs determine the amount they’d receive on maturity of their fixed deposit. This amount includes the interest earned, along with the principal invested. You can calculate and compare the interest receivable, for different deposit amounts, tenors and interest payment frequencies.

### How to use the Bajaj Finance FD Calculator?

Using the online Bajaj Finance FD Calculator is very easy, for NRIs. Here are the steps to use the FD interest rates calculator:

• Choose your customer type, i.e. New Customer/Existing Loan Customer/Senior Citizen

• Choose the type of fixed deposit that you want, i.e. cumulative or non-cumulative

• Enter your fixed deposit amount

• Choose the desired tenor of the fixed deposit
You can now see the interest and total amount earned at maturity.

By using the Bajaj Finance FD Calculator for NRIs, you can determine the returns before investing, to maximise your returns and streamline finances.

### How to calculate your maturity amount?

Using the Bajaj Finance Fixed Deposit Calculator for NRIs, you can determine your FD maturity amount easily. You simply need to visit the FD Clculator page, choose your customer type (cumulative or non-cumulative), and select the investment amount and tenor.

Once you enter these values, you’d be able to see the total maturity amount. This helps you plan your investments, before you start investing.

### How to calculate fixed deposit interest?

For NRIs investing in a Bajaj Finance Fixed Deposit, the interest is affected by the rate of interest, tenor and frequency of payouts chosen. The formula for calculating FD interest rates is mentioned below:

A = P (1 + r/4/100) ^ (4*n) and A = P (1 + r/25)4n

where,

A = Maturity Amount

P = Deposit Amount

n = Compounded Interest Frequency