Rs. 100- Rs. 10 crore
Start investing with Rs. 100 | Easy KYC | Expert-managed funds
In summary
Your folio number helps you identify and manage mutual fund investments with an AMC.
- Each AMC can issue a separate folio number.
- You can hold multiple schemes under one folio.
- CAS and account statements usually show your folio number.
- CAMS and KFintech can help track eligible investments.
- Your broker or investment platform may also show holdings.
- Keep your PAN and registered contact details updated.
You can check your mutual fund status through the AMC, registrar, CAS, broker, or investment platform. Regularly reviewing these records can help you identify missing or incorrect transactions.
What is a folio number in mutual funds?
A folio number is a unique identifier assigned by an Asset Management Company (AMC) to your mutual fund account. It helps the fund house maintain records of your holdings, transactions, and investor details.
A folio number is specific to an AMC. Therefore, investing with another AMC can result in a different folio number.
For example, if you invest in schemes managed by two different AMCs, each AMC can assign a separate folio number. You may also have more than one folio with the same AMC, depending on how your investments are registered.
A folio number is different from the mutual fund scheme itself. The scheme is the investment product, while the folio identifies your investment account with the fund house.
Why is a folio number important?
Your folio number makes it easier to manage investments held with a particular AMC.
It can help you:
- Track your mutual fund holdings.
- Review purchase and redemption transactions.
- Manage SIP investments.
- Request additional purchases or redemptions.
- Access account statements.
- Submit certain service requests.
- Check transaction records for tax-related purposes.
You should keep your folio number secure because it forms part of your investment records.
Where can you find your folio number?
You can usually find your folio number in your mutual fund documents or online account.
Mutual fund account statement
Your account statement normally contains your folio number along with scheme, transaction, and unit details.
Consolidated Account Statement
Your Consolidated Account Statement, or CAS, can show eligible mutual fund holdings across different AMCs. Your folio number is generally included against the relevant investment.
AMC website or app
Log in to the website or app of the AMC where you invested. Depending on the AMC, your dashboard may display the folio number along with your holdings and transaction history.
AMC or RTA
You can contact the relevant AMC or its Registrar and Transfer Agent if you cannot locate your folio number. You may need to provide details such as your PAN and registered contact information for verification.
How do you check mutual fund status with a folio number?
You can use several methods to check your holdings and transaction status.
Check through the AMC website or app
- Visit the official website or app of the AMC.
- Log in using the required credentials.
- Open your portfolio or investment section.
- Select the relevant folio.
- Review your schemes, units, NAV, transactions, and current value.
The exact steps can differ between AMCs.
Check through CAMS or KFintech
CAMS and KFintech provide registrar services for eligible mutual fund investments.
- Open the relevant registrar's online service.
- Enter the required PAN, folio, mobile number, or other details.
- Complete the required verification.
- View the available investment information.
The registrar you use depends on the AMC and scheme involved.
Check through your Consolidated Account Statement
A CAS can bring eligible mutual fund information from multiple AMCs into one statement.
You can use it to check:
- Folio numbers.
- Scheme names.
- Units held.
- Transaction details.
- Investment values.
- Applicable NAV information.
If you hold mutual funds across several AMCs, a CAS can make record checking easier than reviewing individual statements.
Contact your broker or investment platform
If you invested through a broker or investment platform, log in to your account or contact the provider. Your portfolio section may show your folio number, units, transactions, and current investment value.
What information can you check using a folio number?
A folio number can help you access several types of investment information, depending on the AMC or platform.
| Information | What you can check |
|---|---|
| Scheme details | Mutual fund name, plan, and option |
| Holdings | Units held and relevant folio |
| Transactions | Purchases, SIP instalments, switches, and redemptions |
| NAV | NAV applicable to relevant transactions or current valuation |
| Investment value | Current value of the units held |
| Investor details | Registered information linked to the folio |
Last updated: September 2026
The information available can vary between AMCs, registrars, and investment platforms.
Can one folio contain multiple mutual fund schemes?
Yes, you can generally hold multiple schemes from the same AMC under one folio, subject to the AMC's processes and the investment details.
For example, if you invest in an equity fund and a debt fund managed by the same AMC, both investments may be recorded under the same folio.
However, you can also have multiple folios with the same AMC. If you want to consolidate eligible investments, check with the AMC about its folio-consolidation process.
A folio issued by one AMC cannot normally be used as the folio for investments with another AMC.
Can you have multiple folio numbers?
Yes. Having multiple folios is possible.
You may have separate folios because:
- You invest with different AMCs.
- You create separate folios for different investment goals.
- Your investments have different holding patterns.
- You hold investments individually and jointly.
- Separate folios were created during different transactions.
There is no general need to create multiple folios simply for convenience. If multiple folios make your records difficult to manage, ask the AMC whether eligible folios can be consolidated.
What happens if your PAN and folio details do not match?
A mismatch between your PAN details and mutual fund records can create problems with verification and transactions.
For example, if your name is recorded differently on your PAN and folio, an AMC may need additional verification before processing a transaction or service request.
A mismatch can affect:
- Identity verification.
- KYC records.
- Transaction processing.
- Tax reporting.
- Communication from the AMC or registrar.
If you find an error, contact the relevant AMC or RTA and follow its process for correcting investor details.
Can you redeem mutual funds using a folio number?
A folio number helps identify your mutual fund account, but it is generally not sufficient on its own to redeem units.
You must complete the AMC's or platform's required authentication and redemption process. Depending on how you hold the investment, you may need additional details, verification, or transaction authorisation.
Before redeeming, check the scheme's applicable exit load, tax implications, and other conditions.
How can you check your mutual fund balance online?
You can check your balance through the AMC, registrar, broker, investment platform, or applicable CAS facility.
The broad process is:
- Choose the platform where your investment is recorded.
- Enter your registered credentials or investor details.
- Complete any required verification.
- Select the relevant folio or portfolio.
- Review your units and current investment value.
The current value of your mutual fund investment depends on the number of units held and the applicable NAV. Since mutual fund NAVs can change, your portfolio value can also change.
What should you do if your folio details are incorrect?
First, compare the information with your latest account statement, transaction confirmation, or CAS.
If the discrepancy remains:
- Contact the relevant AMC or RTA.
- Provide the folio number and required investor details.
- Share the transaction confirmation or supporting document.
- Follow the prescribed correction or grievance process.
- Keep the acknowledgement or reference number for future follow-up.
Do not ignore an unfamiliar transaction or incorrect holding. Promptly reporting discrepancies can help you investigate the issue.
How can calculators help with mutual fund planning?
Calculators can help you estimate potential investment values based on the amount, period, frequency, and assumed return you enter.
You can use the mutual fund calculator, SIP investment calculator, lumpsum calculator, and step-up SIP calculator from Bajaj Finance.
These calculators provide illustrations rather than guaranteed outcomes. Actual mutual fund returns depend on market performance, costs, taxation, and other factors.
Conclusion
A mutual fund folio number is an identifier that helps an AMC maintain and manage your investment records. You can use it, along with the required verification details, to check holdings, units, transactions, account statements, and other information.
You can track investments through your AMC, CAMS, KFintech, CAS, broker, or investment platform. Review your records regularly, keep your PAN and contact details updated, and report discrepancies to the relevant AMC or RTA.
Last reviewed: September 2026
Mutual funds are subject to market risk. Please read the scheme-related documents carefully before investing.
Explore Investment Tools
Articles and Insights
Frequently Asked Questions
Folio basics
Finding and checking investments
Account management
How long does it take to get a folio number?
A folio number is generally created when your first investment with an AMC is successfully processed. The exact timing can depend on the transaction and the AMC's processing procedures.
Is the folio number the same for all mutual funds?
No. A folio number is associated with an AMC. If you invest with different AMCs, you can have different folio numbers.
Can I have two SIPs under the same folio?
Yes, multiple SIPs can generally be registered under the same folio when the AMC's process and investment details permit it.
How do I download my mutual fund statement using my folio number?
Log in to the relevant AMC or investment platform and locate the account statement section. You may need to provide your folio number and other verification details. You can also use applicable registrar or CAS facilities.
Can I check all my mutual funds using one folio number?
No. A folio is generally associated with a particular AMC. If you hold mutual funds with multiple AMCs, you can use a CAS or another consolidated portfolio facility to view eligible investments together.
Can I check mutual fund status without a folio number?
Yes. Depending on the platform, you may be able to use your PAN, registered mobile number, email address, or other investor credentials to access your investments.
Can I change my folio number?
You generally cannot simply choose a new folio number. If you need to consolidate or reorganise folios, contact the relevant AMC and follow its prescribed process.
What should I do if I forget my folio number?
Check your latest mutual fund account statement, CAS, AMC account, or transaction confirmation. You can also contact the AMC or RTA and complete the required identity verification.
Is a folio number confidential?
Treat your folio number as sensitive investment information and avoid sharing it unnecessarily. Do not share passwords, OTPs, or other authentication credentials with anyone.
Disclaimer
Bajaj Finance Limited ("BFL") is registered with the Association of Mutual Funds in India ("AMFI") as a distributor of third party Mutual Funds (shortly referred as 'Mutual Funds) with ARN No. 90319
BFL does NOT:
(i) provide investment advisory services in any manner or form.
(ii) carry customized/personalized suitability assessment.
(iii) carry independent research or analysis, including on any Mutual Fund schemes or other investments; and provide any guarantee of return on investment.
In addition to displaying the Mutual fund products of Asset Management Companies, some general information is sourced from third parties, is also displayed on As-is basis, which should NOT be construed as any solicitation or attempt to effect transactions in securities or the rendering any investment advice. Mutual Funds are subject to market risks, including loss of principal amount and Investor should read all Scheme/Offer related documents carefully. The NAV of units issued under the Schemes of mutual funds can go up or down depending on the factors and forces affecting capital markets and may also be affected by changes in the general level of interest rates. The NAV of the units issued under the scheme may be affected, inter-alia by changes in the interest rates, trading volumes, settlement periods, transfer procedures and performance of individual securities forming part of the Mutual Fund. The NAV will inter-alia be exposed to Price/Interest Rate Risk and Credit Risk. Past performance of any scheme of the Mutual fund do not indicate the future performance of the Schemes of the Mutual Fund. BFL shall not be responsible or liable for any loss or shortfall incurred by the investors. There may be other/better alternatives to the investment avenues displayed by BFL. Hence, the final investment decision shall at all times exclusively remain with the investor alone and BFL shall not be liable or responsible for any consequences thereof.
Investment by a person residing outside the territorial jurisdiction of India is not acceptable nor permitted.
Disclaimer on Risk-O-Meter:
Investors are advised before investing to evaluate a scheme not only on the basis of the Product labeling (including the Riskometer) but also on other quantitative and qualitative factors such as performance, portfolio, fund managers, asset manager, etc, and shall also consult their Professional advisors, if they are unsure about the suitability of the scheme before investing.
Disclosure: Bajaj Finance Limited (BFL) is a distributor of Mutual Funds with ARN - 90319 and distributes mutual funds of Bajaj Finserv Asset Management Limited (BFSAMC). BFL receives commission towards distribution of mutual fund products. BFSAMC is a group company of BFL, carrying business on arm’s length basis without any conflict of interest and in accordance with the prevailing law / regulation.
Disclaimer
Bajaj Finance Limited ("BFL") is an NBFC offering loans, deposits and third-party wealth management products.
The information BFL contained in this article is for general informational purposes only and does not constitute any financial advice. The content herein has been prepared by BFL on the basis of publicly available information, internal sources and other third-party sources believed to be reliable. However, BFL cannot guarantee the accuracy of such information, assure its completeness, or warrant such information will not be changed.
This information should not be relied upon as the sole basis for any investment decisions. Hence, User is advised to independently exercise diligence by verifying complete information, including by consulting independent financial experts, if any, and the investor shall be the sole owner of the decision taken, if any, about suitability of the same.
Disclaimer
Mutual Fund SIP calculator may provide potential investors an approximate estimate on the maturity amount of the monthly SIP, purely based on mathematical calculation of the projected annual return rate selected by investor. However, such calculation does not factor the actual performance by the Asset Management Company (AMC) and should not be treated as any advice or assurance about the actual return of investment. Mutual Funds do not have a fixed rate of return and it is not possible to predict the rate of return. Please note that the SIP calculator are for illustrations only and do not represent actual returns which may vary depending on various factors including but not limited to actual performance, expense ratio, taxation, exit load (if any), etc.