Your EPF claim might be denied due to small errors, eligibility criteria, or mismatched documents. Learn how to identify the reasons for rejection and prevent future delays.
If you've recently filed an Employees' Provident Fund (EPF) claim and faced rejection, you're not alone. Every year, thousands of claims are turned down—mostly due to avoidable technical errors or document mismatches.
The good news? Most of these issues are easily fixable.
In this guide, we break down the top reasons EPF claims are rejected, how to identify what went wrong, and what to do next to get your money where it belongs—your account.
Before you panic, here’s how to find out what went wrong:
Once you know the reason, you can take corrective action quickly.
Listed below are the common reasons why your EPF (Employees' Provident Fund) claim may be denied online:
Incorrect Information
Claims can be rejected due to errors or incomplete details such as bank account information, member details, or employment records. Such discrepancies can result in the rejection of your claim.
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Inactive UAN
Claims submitted with an inactive or unregistered UAN in the EPF system will not be processed and are likely to be rejected.
Insufficient Balance
If the balance in your EPF account is insufficient compared to the requested withdrawal amount, your claim will be rejected.
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Reason for Withdrawal
Claims will be denied if the stated reason for withdrawal does not fall under the eligible categories outlined in EPF Regulations, such as reasons not supported by the EPF Scheme.
Period of Service
Discrepancies between the period of service stated in the claim form and the records maintained by the employer or EPFO can affect claim approval and cause rejection.
Pending Dues
Claims may be rejected if there are unpaid dues or outstanding arrears against the member. It is crucial to clear such dues before submitting a claim.
Other Reasons
Rejections can occur if forms are improperly attested or verified by the employer. Additionally, technical issues or system errors during submission may also result in claim rejection.
If your claim gets rejected:
Still unsure? Contact:
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Also Read: Difference between EPF and PPF
The Employees’ Provident Fund (EPF) is designed to help salaried individuals build long-term savings for retirement. Both the employer and employee contribute a fixed portion of the salary each month. But under what circumstances can employees actually withdraw their EPF balance? Here are the key rules:
EPF claims are a vital part of your financial journey, especially during job changes or retirement planning. But even the smallest oversight can delay your funds.
Take time to understand the claim process, fix document issues, and double-check eligibility before submitting. And while you wait for your claim, don’t let your money sit idle. A Bajaj Finance Fixed Deposit is a safe and effective way to grow your savings with guaranteed returns.
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As per recent data, around 22% of EPF claims were either rejected or returned, with final withdrawal claims reflecting a rejection rate of approximately 11.92%.
Log in to the EPFO portal, navigate to ‘Online Services’, click on ‘Track Claim Status’, and verify using OTP to view the rejection reason.
After identifying the rejection reason, correct the errors such as KYC or bank details, then reapply through the EPFO member portal.
You should update or upload the correct documents through the unified EPFO portal and ensure all details match your UAN records before resubmitting.
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If your PF claim gets rejected, the first step is to find out the reason for rejection. Common issues include missing KYC details, signature mismatch, incorrect bank account details, or lack of employer attestation. You can:
As per the latest reports, EPFO processed 98.5% of 15.24 lakh higher pension applications. However, the rejection rate for claims is significant:
This shows that while a majority of applications are processed, technical issues, documentation gaps, and eligibility mismatches still lead to a high rejection percentage.
There is no fixed limit to how many times an EPF claim can be rejected. A claim will continue to be denied until all errors, discrepancies, or unresolved issues are rectified and eligibility criteria are met.
You will receive a notification via SMS or email from the Employees' Provident Fund Organisation (EPFO) if your claim is rejected. Alternatively, you can log in to the EPFO Member Portal to check the status of your claim and view the reason for rejection under the “Claim Status” section.
Yes, you can reapply for a PF claim after rejection. Ensure you identify the reason for rejection, correct the errors (such as updating your UAN, personal details, or documents), and resubmit the claim through the EPFO portal.
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