Best App for SIP Investments in India

In 2024, SIPs remain a top method for investing in mutual funds. The Bajaj Finserv SIP app simplifies the SIP investment process, offering effortless and fast investments. Experience one of the best SIP apps in India.
Bajaj Finserv app for SIP Investment in mutual funds
3 min
19-July-2024

Are you searching for an to start investing in mutual funds through SIP? Look no further, the Bajaj Finserv SIP Investment App is a user-friendly platform that enables investors to potentially grow their wealth systematically through SIPs (Systematic Investment Plans). Designed to simplify the investment process, one of the best apps for mutual funds SIP provides access to a diverse range of mutual funds, empowering users to achieve their financial goals with flexibility and convenience. Whether you're a seasoned investor or just starting your financial journey, the mutual fund platform offers valuable tools and features to help you make informed decisions and manage your investments with ease.

Begin mutual fund SIP apps for hassle-free investing

The online SIP is available through various financial platforms, SIP is a powerful tool designed to help investors build wealth systematically. Investors may easily invest in Mutual Funds through Mobile Apps and Web Platforms by simply selecting suitable fund and start SIPs in multiple mutual funds. Tailored for the Indian market, these apps often feature in-depth research tools, personalised recommendations, and automated tracking, ensuring that investors stay informed and aligned with their financial goals.

Highlights of the Bajaj Finserv SIP investment app

The Bajaj Finserv app for SIP investment in mutual funds comes packed with a variety of features to enhance your investment experience:

  1. Diverse investment options: The app allows you to diversify your portfolio by investing in SIPs across different mutual funds and asset classes, which helps in spreading risk and enhancing potential returns.
  2. Customisable tenure selection: You can choose SIP tenures that align with your investment horizon, ensuring your funds meet both short-term and long-term financial objectives.
  3. Strategic fund selection: Conduct thorough research on available mutual funds directly through the app, analysing performance, fund manager expertise, and investment objectives to make informed decisions.
  4. Ease of use: The app boasts a user-friendly interface, making it easy for both beginners and experienced investors to navigate and manage their investments effectively.
  5. Consistent investment: It emphasises the importance of regular and disciplined contributions, helping you leverage the benefits of rupee cost averaging, a key advantage of SIPs.
  6. Flexible investment amounts: You can start with an amount as low as Rs. 100 per month, making it accessible for investors with varying financial capacities.

Why Bajaj Finserv is the best app for SIP investment

  • Ease of registration and investment:
    Bajaj Finserv simplifies the SIP investment process with an easy registration that can start with as little as Rs. 100 per month. This makes it accessible even for beginners who are new to investing.
  • Multiple investment options:
    The platform offers a diverse range of mutual funds, allowing investors to select options that align with their financial goals and risk appetite. This variety enables users to tailor their portfolios according to their needs.
  • Easy tracking and redeeming of assets in the portfolio:
    Investors can easily monitor their investments and make redemptions through the app. This feature is crucial for managing investments effectively and making timely decisions based on market conditions.
  • Trusted partners for ease of transactions:
    All transactions are secure and seamless on the Bajaj Finserv App. This trust factor is significant for investors looking for reliable and stable investment platforms.

Documents required to invest in a SIP through the app

To invest in a SIP through the Bajaj Finserv app, you'll need to open an account.

Documents required for account opening process are as follows:

  • PAN: PAN can be uploaded by user in case PAN check fails
  • Signature
  • Cancelled bank cheque: In case bank verification via penny drop fails

How to download the Bajaj Finserv app on Google Play Store

To download the Bajaj Finserv app for android from the Google Play Store, you can follow these steps to get all SIP in one app:

  1. Open Google Play Store: Launch the app on your Android device.
  2. Search for the app: Type “Bajaj Finserv app” in the search bar.
  3. Select the app: Find the app from the search results and select it.
  4. Install the app: Click on the ‘Install’ button to download and install the app on your device.

How to download the Bajaj Finserv app on Apple App Store

To download the Bajaj Finserv app on an Apple device, follow these steps:

  1. Open the Apple App Store: Access the App Store on your iOS device.
  2. Search for the app: Type “Bajaj Finserv app” into the search bar.
  3. Select the app: Choose the app from the displayed search results.
  4. Download and Install: Tap the 'Get' button to download and install the app on your device.

How to start an SIP in a mutual fund via the Bajaj Finserv app

Investing in a SIP (Systematic Investment Plan) through the Bajaj Finserv app is a straightforward process designed to help individuals build wealth over the long term. Here’s a simplified guide on how to start investing in a SIP via the app:

  1. Determine the investment amount: Decide how much you want to invest regularly in the SIP. This could be as little as Rs. 100 per month, making it accessible to a wide range of financial capacities.
  2. Choose the investment product: Select the mutual fund that aligns with your financial goals and risk tolerance. It’s important to do thorough research or consult with a financial advisor to find a fund that matches your investment goal.
  3. Select the SIP tenure: Decide on the duration of your investment. This could range from six months until it stops, depending on your long-term financial goals and the time you can commit to staying invested.
  4. Set the SIP date: Choose the date on which the investment amount will be automatically debited from your bank account. This helps in maintaining regularity and taking advantage of rupee cost averaging.
  5. Set up the SIP: Once all the other steps are decided, set up the SIP through the Bajaj Finserv app. Your chosen amount will then be periodically deducted from your bank account and invested in the selected mutual fund scheme.

Conclusion - Maximise your investments, systematically

In conclusion, the Bajaj Finserv SIP Investment App stands out as a premier platform for those looking to invest in mutual funds through SIPs. With its user-friendly interface, diverse investment options, and strategic tools, the app caters to both novice and seasoned investors. It simplifies the investment process, offering flexibility in tenure and investment amounts, starting as low as Rs. 100 per month. The app’s focus on consistent, disciplined investments, coupled with features like easy tracking and secure transactions, ensures investors can manage their portfolios with ease and confidence. Whether your goal is short-term gains or long-term wealth accumulation, the Bajaj Finserv SIP Investment App provides a reliable and efficient means to achieve your financial aspirations.

Essential tools for mutual fund investors

Mutual Fund Calculator

Lumpsum Calculator

Systematic Investment Plan Calculator

Step Up SIP Calculator

SBI SIP Calculator

HDFC SIP Calculator

Nippon India SIP Calculator

ABSL SIP Calculator

Tata SIP Calculator

BOI SIP Calculator

Motilal Oswal Mutual Fund SIP Calculator

Kotak Bank SIP Calculator

LIC SIP Calculator

Groww SIP Calculator

ITI SIP Calculator

ICICI SIP Calculator

Frequently asked questions

How do I check my SIP details?
You can check your SIP details by logging into the Bajaj Finserv app and accessing your portfolio section. Here, you can review your investments, transaction history, and performance, and make changes if needed.
Is the Bajaj Finserv app for investment in mutual funds Safe?
Yes, the Bajaj Finserv app employs industry-standard encryption and data protection practices, ensuring a secure environment for all your financial transactions and personal data. However, investments in Mutual Funds are subjected to market risk, read the scheme related documents carefully.
Does Bajaj Finserv charge for SIPs?
Bajaj Finserv does not charge for setting up a SIP. However, individual mutual funds may have associated fees, so review each fund's fee structure carefully.
Is it safe to invest through SIP apps?
SIP apps are generally secure if you use trusted platforms like Bajaj Finserv that follow data protection standards and regulatory compliance, reducing risks.
Can I trust Bajaj Finserv app for investing in SIP?
Yes, Bajaj Finserv is a well-established financial institution with a solid reputation. The Bajaj Finserv app incorporates security measures and reliable customer support.
What is SIP setting in Mobile?
There is no such setting on the mobile app. You can open an account and start an SIP with just a few taps.
How to add SIP in the Bajaj Finserv app?

To add an SIP in the Bajaj Finserv app, choose a mutual fund, set the investment amount, select the SIP tenure, pick the deduction date, and confirm. The app will automatically debit the chosen amount from your bank account and invest it in the selected fund.

How to stop SIP in the Bajaj Finserv app?

To stop an SIP in the Bajaj Finserv app, navigate to the SIP section, select the specific SIP you wish to discontinue, and follow the provided steps to cancel or pause the investment. Ensure you confirm the cancellation to stop future deductions.

Does the Bajaj Finserv app support an increase in SIP?

Yes, the Bajaj Finserv app supports increasing SIP amounts. Users can adjust their SIP contributions to accommodate changing financial goals and investment capacities, making it easy to scale their investments over time.

How to increase the SIP amount in the Bajaj Finserv app?

To increase the SIP amount in the Bajaj Finserv app, go to the SIP section, select the SIP you want to modify, choose the option to increase the amount, enter the new amount, and confirm the changes. The app will update future deductions accordingly.

Can I see all SIPs in one app?

Yes, you can see all your SIPs in one app using the Bajaj Finserv app. It provides a consolidated view of all your SIP investments, allowing you to track and manage them efficiently from a single platform.

How to add existing SIP to the Bajaj Finserv app?

To add an existing SIP to the Bajaj Finserv app, use the "Add Existing SIP" feature, enter the required details such as fund name and folio number, and link it to your account. This allows you to manage and track your SIP within the app.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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Disclaimer

Bajaj Finance Limited (“BFL”) is an NBFC offering loans, deposits and third-party wealth management products.

The information contained in this article is for general informational purposes only and does not constitute any financial advice. The content herein has been prepared by BFL on the basis of publicly available information, internal sources and other third-party sources believed to be reliable. However, BFL cannot guarantee the accuracy of such information, assure its completeness, or warrant such information will not be changed. 

This information should not be relied upon as the sole basis for any investment decisions. Hence, User is advised to independently exercise diligence by verifying complete information, including by consulting independent financial experts, if any, and the investor shall be the sole owner of the decision taken, if any, about suitability of the same.