Investment savvy professionals need certainty on returns from their investment portfolio. Bajaj Finserv Fixed Deposit Scheme gives you just that. Considered to be amongst the best fixed deposit schemes in India, you can trust us on giving your portfolio the stability and certainty it deserves!

Features and Benefits

Fixed Deposit schemes from Bajaj Finserv comes with FAAA/Stable Rating by CRISIL and MAAA (Stable) Rating by ICRA, offering the highest security for your investment. On top of that, there are 6 flexible tenors to choose from, as your situation demands.

Here are some of the other benefits of our Fixed Deposits:

  • An additional 0.25% rate of interest for senior citizens
  • Presence across more than 200 locations in India
  • Online access to your Fixed Deposit account through our Customer Portal – Experia
  • Auto credit of maturity amount
  • An EMI Card is offered against deposits of > Rs.50, 000, at the time of deposit origination. This card comes with a pre-approved loan amount to buy your favourite consumer durable and lifestyle products on EMIs with no additional documentation
  • No Tax deduction at source on interest payment up to Rs.5, 000 p.a.

Interest rates basis tenor

Rate of Interest per annum valid up to Rs.5 Crore (W.e.f. 5 April 2015)

  Cumulative Non Cumulative
Tenor in
Annual Effective
Monthly Quarterly Half Yearly Annual
12 9.10% 9.10% 8.75% 8.80% 8.90% 9.10%
18 9.20% 9.41% 8.85% 8.90% 9.00% 9.20%
24 9.25% 9.68% 8.90% 8.95% 9.05% 9.25%
36 9.25% 10.13% 8.90% 8.95% 9.05% 9.25%
48 9.25% 10.61% 8.90% 8.95% 9.05% 9.25%
60 9.25% 11.13% 8.90% 8.95% 9.05% 9.25%

Senior citizens (more than 60 years and subject to provision of age proof) eligible for 0.25% p.a. additional interest for deposit size up to Rs.1 Crore.

Bajaj group employees (Bajaj Auto Ltd., Bajaj Finserv Ltd., Bajaj Holdings & Investment Ltd., Bajaj Electricals Ltd., Bajaj Allianz Life Insurance Company Ltd, Bajaj Allianz General Insurance Company Ltd., Maharashtra Scooters Ltd. and Mukand Ltd.) & Bajaj Finance Limited live, existing customers eligible for 0.10% p.a. additional interest for deposit size up to Rs.1 Crore.

Bulk deposits of more than Rs.5 Crore may vary from the published card rate and to be decided on a case to case basis by Bajaj Finance Limited.


Download and print the Bajaj Finserv Fixed Deposit Application Form from the comfort of your own home by clicking on the download button. Fill in your details and take it with you to your nearest Bajaj Finserv branch to invest in a Bajaj Finserv Fixed Deposit

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Pdf Fixed Deposit Application Form img