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Why you should apply for a personal loan if you are self-employed

  • Highlights

  • Get funding for personal needs at nominal interest rates

  • Avail a personal loan for self-employed without collateral

  • Choose the Flexi Loan facility to pay interest-only EMIs

  • Apply for customised deals via a pre-approved offer

As a self-employed professional, you have ample options to fall back on when you need finance for your business. But more often than not, you don’t have the same flexibility when you need finance for personal needs. Fortunately, with Bajaj Finserv by your side you never have to worry about this. The Personal Loan for Self-Employed is just what you need.

Take a look at all you stand to gain when you apply for this loan from Bajaj Finserv.

Affordable funding without collateral

The Bajaj Finserv Personal Loan for Self-Employed offers funding up to Rs.30 lakh. This substantial sum helps you cater to every kind of personal need from funding a vacation or wedding to consolidating outstanding debt. Not only is this sum available free of collateral, it also comes at a pocket-friendly interest rate. So, you need not worry about pledging a valuable asset or about a high cost of borrowing. In fact, with the recent repo rate drop, interest rates have become even more affordable!

Flexible repayment options

Along with a comfortable tenor, Bajaj Finserv enhances ease of use with its Flexi Loan facility. This allows you to borrow as you need from your sanction and pay interest only on the amount you utilise. Further, you can choose to pay interest-only EMIs to manage your cashflow through the tenor and repay the principal portion at the end of the repayment period. Additionally, you can also prepay the loan when you have access to excess funds. This makes it an ideal funding solution for when you are expecting profits from your business in the near future but cannot wait until then to finance your current needs.

All about Personal Loan for self-employed individuals

Customised and convenient borrowing

In order to give you a truly hassle-free borrowing experience, Bajaj Finserv offers customised personal loans and you can check your pre-approved offer by entering basic details such as your name, contact number and an OTP. Doing so gives you access to deals customised to suit your budget and financial requirements, and you can then apply for a loan in just a few clicks and enjoy expedited approval too.

What’s more, not only can you apply for a personal loan for self-employed online, you can also manage your loan online through the customer portal – Experia. Just use your customer ID and password to view loan statements, make repayments and request an issue of funds.

So, apply for a personal loan for self-employed and fund your financial needs without compromising on your peace of mind. Choose Bajaj Finserv for convenience every step of the way.

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Next up

5 things you should know before you apply for a personal loan for self-employed professionals


5 things you should know before you apply for a personal loan for self-employed professionals