Latest Smartphones

EMI STORE

sample textSmartphones ₹930/month
sample textZero downpayment, Four Hour delivery

Smart appliances

EMI STORE

sample textZero Downpayment
sample text24-hour delivery with Free installation

Latest Gadgets

EMI STORE

sample textLatest gadgets on lowest prices
sample textZero downpayment, 4 hour delivery

Personal loan

sample textWe do not have a pre-approved offer for you currently. To complete your personal loan application, please visit the link below
  • Please share your monthly salary (in Rs.)

    1/3
  • Please share your city of residence

    2/3
  • Please select your date of birth

    3/3

Personal loan

sample textWe do not have a pre-approved offer for you currently. To complete your personal loan application, please visit the link below
  • Please share your monthly salary (in Rs.)

    1/2
  • Please select your date of birth

    2/2

Features and Benefits

Quick disbursal

Money in your account in 4 hours* (T&C)

mortgage loan

High-value loans

Avail of a personal loan of up to Rs. 10 lakh

mortgage loan calculator

Minimal documentation

Faster access to your money with some basic documents

mortgage loan interest rates

Flexible tenor

Choose a tenor, ranging from 24 to 60 months

How to avail of a pre-approved Personal Loan

01

Share your basic details

like your name, mobile number and your OTP.

02

See your pre-approved offer

without any waiting time.

03

Get disbursal instantly

and start accessing your money.

Documentation

  • Passport size photograph
  • KYC documents
  • Business proof: Certificate of business existence
  • Relevant financial documents
  • Bank account details

Interest Rate and Charges

Here’s a look at the interest rate and charges applicable on your business loan:

  • Types of Fees
    Charges Applicable
  • Interest rate
    17% onwards
  • Processing fee
    Up to 2% of the loan amount (plus taxes)
  • Loan statement charges
    Nil
  • Interest and principal statement charges
    Nil
  • EMI bounce charges
    Up to Rs. 3000 per bounce (inclusive of all taxes)
  • Penal interest
    2% per month
  • Secure fee
    NA
 
*For term loan on principal outstanding
*For Flexi interest-only loan charges will be calculated on sanctioned limit
*For Flexi term loan charges will be calculated on current dropline limit
Foreclosure can be done only after 1st EMI on the loan is paid. Before 1st EMI repayment, loan can only be cancelled