Latest Smartphones


sample textSmartphones ₹930/month
sample textZero downpayment, Four Hour delivery

Smart appliances


sample textZero Downpayment
sample text24-hour delivery with Free installation

Latest Gadgets


sample textLatest gadgets on lowest prices
sample textZero downpayment, 4 hour delivery

Property search in Pune

sample textChoose from a wide range of properties
sample textBajaj Finserv approved properties

Property search in Bangalore

sample textWide range of property options
sample textBajaj Finserv approved properties

Property search in Hyderabad

sample text Choose from several residential projects
sample textSelect from a range of 18000 + properties

Personal loan

sample textWe do not have a pre-approved offer for you currently. To complete your personal loan application, please visit the link below
  • Please share your monthly salary (in Rs.)

  • Please share your city of residence

  • Please select your date of birth


Features and Benefits

Instant Approval

Get approval in under 5 minutes

Money in bank instantly

Access your money in just 24 hours

High-value loans

Avail a Personal loan up to Rs. 25 lakh

Minimal documentation

Faster access to your money with some basic documents

Flexible Tenor

Choose your tenor, which ranges between 12 and 60 months

How to Avail Pre-approved Personal Loan


Share your basic details

like your name, mobile number and your OTP.


See your pre-approved offer

without any waiting time.


Get pre-approved instantly

and start accessing your money


To avail pre-approved Business Loan by Bajaj Finserv, you need to provide the following documents:

  • Passport size photograph
  • KYC Documents
  • Business Proof: Certificate of business existence
  • Relevant financial documents
  • Bank account statements of your salary account, for previous 3 months

Interest Rate and Charges

Here’ a look at the Interest Rate and Charges applicable on your Business Loan:

  • Types of Fees
    Charges Applicable
  • Interest Rate
    18% onwards
  • Processing Fees
    Up to 2%
  • Loan Statement Charges
  • Interest and Principal Statement Charges
  • EMI bounce charges
    Rs. 2,500 per bounce
  • Penal Interest
    2.00% p.m.
  • Secure fee

Foreclosure Charges:

  • Borrower Type
    Time Period (Months)
    Foreclosure Charges
  • Individual: Floating Rate
  • Non-Individual: Floating rate & All borrowers: Fixed rate
*For Term Loan on principal outstanding
*For Flexi Interest-only Loan Charges will be calculated on sanctioned limit
*For Flexi Term Loan charges will be calculated on current Dropline limit
Foreclosure can be done only after 1st EMI on the loan is paid. Before 1st EMI repayment, loan can only be cancelled