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Why Bajaj Finance Fixed Deposit Is The Safest Investment Option?

  • Highlights

  • Bajaj Finance FD has the highest credibility ratings

  • 1,45,000+ customers have invested in Bajaj Finance FD

  • Investors can earn up to 8.95% interest with Bajaj Finance

  • Invest in a Bajaj Finance FD by filling a quick online form

According to a survey conducted by the Securities and Exchange Board of India (SEBI), over 95% of Indian households invest their money in deposits. In a similar vein, another study reveals that safe instruments like FDs are an integral part of millennials’ investment portfolios.

Investing in a fixed deposit doesn’t equal compromising on returns, and data from 2018 is proof of this. FDs, with returns of 6.5%, trumped other instruments like equities and debt funds in terms of 1-year yields. Moreover, investing in a Bajaj Finance Fixed Deposit offers richer benefits. You get interest of up to 8.95%, coupled with a stable investment environment.

Read along to know why Bajaj Finance Fixed Deposit is the safest investment option available to you.

Highest credibility ratings

The best way to ascertain the reliability of an investment is to check the credit rating given to it by reputed rating agencies. Bajaj Finance FD carries FAAA rating by CRISIL and MAAA rating by ICRA, which indicate the highest safety for your capital. Financiers with the highest stability ratings imply a safe investment environment, and ensure that you get your returns in a timely manner, without any default on the part of the issuer.

Trust of more than 1 lakh customers

More than 1,45,000 customers have invested in Bajaj Finance Fixed Deposit, which amounts to a total FD book size of 13,000+ crore.

Every customer investing in a Bajaj Finance FD can benefit from one of the highest interest rates in the country. While new customers can get an interest rate of up to 8.60%, existing customers and employees can also benefit from an interest rate of up to 8.85%. In case you plan to renew your investment, you can get an additional 0.10% interest, over and above the prevailing interest rates. 

Best investment choice for senior citizens

Retired investors require an instrument that yields high returns without compromising on safety and Bajaj Finance caters to this requirement perfectly. Not only do senior citizens get an interest rate of up to 8.95% on an FD taken for at least 3 years with payouts at maturity, they also get flexibility with regards to payouts.

You can choose to receive payouts on a monthly, quarterly, bi-annual or annual basis depending on your monetary requirements. By providing both high returns and safety, Bajaj Finance has garnered the trust of several senior citizens, as nearly 61,000 of Bajaj Finance Fixed Deposit customers are senior citizens, contributing towards a book size of more than 3300 crore.

Hassle-free investment process

From planning your investment using the FD calculator to completing the steps of the application process, you can be assured of a hassle-free investment process, where everything is taken care of. In fact, if you’re looking to avoid long queues, all you have to do is just fill a short form and an executive will call you back to help you start your FD. With an initial investment of just Rs. 25,000, you can start investing at once.

With so many benefits on offer and no risk at all, it makes good financial sense to invest a portion of your corpus in Bajaj Finance Fixed Deposit. Invest immediately to lock in high interest rates and become a part of the growing community that’s reaping substantial returns.

DISCLAIMER: The mentioned fixed deposit interest rates are indicative only, and may be subject to change periodically. Please check the interest rates on our website.

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