2 min read
25 May 2021

Amid falling repo rates and steps taken by RBI for injecting liquidity in the economy, there’s downward pressure on issuers, who have started reducing FD interest rates. Additionally, markets are rife with high volatility, which is why investors are looking for investment avenues offering fixed income instruments. With the recent announcement on reduction in repo rates, individuals can look for safe investment options, which can help them get assured returns. Amid falling interest rates, it is best to lock into high FD rates before they fall. Consider investing in a Bajaj Finance Fixed Deposit to get richer benefits. You can earn more with high FD interest rates coupled with a stable investment environment. From the comfort of your home, you can get the best returns by investing in a Bajaj Finance online FD and enjoy an online paperless process.

Read along to know why Bajaj Finance Fixed Deposit is the safest investment option available to you.

Highest credibility ratings

The best way to ascertain the reliability of an investment is to check the credit rating given to it by reputed rating agencies. For example, Bajaj Finance FD carries FAAA rating by CRISIL and MAAA rating by ICRA, which indicate the highest safety for your capital. Financiers with the highest stability ratings imply a safe investment environment and ensure that you get your returns promptly, without any default on the issuer's part.

Trust of more than 2 lakh customers

More than 2,35,000 customers have invested in Bajaj Finance Fixed Deposit, which amounts to a total deposit book of more than Rs. 20,000 crores.

Customers investing in a Bajaj Finance FD can benefit from one of the best interest rates in the country. You can also gain an additional 0.10% interest by investing in a Bajaj Finance online FD – an end-to-end online process that enables you to invest from the comfort of your homes.

Best investment choice for senior citizens

Retired investors require an instrument that yields attractive returns without compromising safety, and Bajaj Finance caters to this requirement perfectly. Depending on your monetary requirements, you can choose to receive payouts monthly, quarterly, bi-annual or annual. By providing both attractive returns and safety, Bajaj Finance has garnered the trust of several senior citizens, as nearly 90,000 of Bajaj Finance Fixed Deposit customers are senior citizens, contributing towards a book size of more than 6000 crore.

Hassle-free investment process

From planning your investment using the FD interest calculator to completing the application process, you can be assured of a hassle-free investment process, where everything is taken care of. With an initial investment of just Rs. 25,000, you can start investing at once.

For regular savers who find it challenging to raise a higher capital for investing in FD, Bajaj Finance Limited offers a Systematic Deposit Plan, where you can start saving with an amount of just Rs. 5000 per month. You can either choose to get your returns monthly with the Monthly Maturity Scheme, or you can get returns on a single day, with a Single Maturity Scheme that helps you raise a lump sum amount with small monthly contributions.

Bajaj Finance Limited is known to have ‘0’ unclaimed deposits. This reflects the highest standards of safety on your FD, enabling you to lock in the attractive interest rates and become a part of the growing community that’s reaping substantial returns.
 

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