What kind of business loans does Bajaj Finserv offer?
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What kind of business loans does Bajaj Finserv offer?

  • Highlights

  • SME/MSME Business Loans for enterprises

  • Business Loans for women that are tailored to your needs

  • Machinery Loans to buy, maintain and upgrade equipment

  • Working Capital Loans for short-term financing

As your business grows, it needs more capital to flourish, and a business loan can help you secure the right amount of funds. As compared to other options, business loans are one of the quickest and most affordable ways to arrange capital for your business. This is especially true when you pick Bajaj Finserv Business Loans. The offering consists of several collateral-free loans that you can use to raise finances for your business. Here’s a quick overview of the loans that you can choose from.

SME/ MSME Business Loan

Designed to meet the financial needs of small and medium enterprises, the SME/ MSME Business Loan is a convenient option through which you can get approval in just 24 hours. The loan has a high limit of Rs.30 lakh and has a Flexi Loan facility, which allows you to borrow funds as you go. There’s no limit on the number of times that you can borrow, repay and redraw funds, so you can withdraw as per your business requirements. Further, you have the option of paying only the interest portion as EMIs and the principal at the end of the tenor.


You can apply for this loan if you are

- A self-employed professional such as a doctor, chartered accountant, architect or company secretary practicing the profession.
- A self-employed non-professional such as a trader, retailer, proprietor, etc.
- An entity such as a partnership, limited liability partnership, private limited, and closely held limited company.

Business Loan For Women

With businesswomen in mind, Bajaj Finserv’s Business Loan For Women features nominal interest rates, easy eligibility and quick approvals. Offering a loan limit of up to Rs.30 lakh and online approval in 24 hours followed by disbursal in 48 hours, this loan is easy to secure. Further, the Flexi Loan facility is available to you when you select this loan. You can qualify for this customised loan by meeting minimal eligibility criteria, and you only have to submit a few basic documents.

You can apply for this loan if you are

- A self-employed professional such as a doctor, chartered accountant, architect or company secretary practicing the profession.
- A self-employed non-professional such as a trader, retailer, proprietor, etc.
- An entity such as a partnership, limited liability partnership, private limited, and closely held limited company.

Machinery Loan

A Machinery Loan provides funding to help you repair, replace or upgrade machinery. With a limit of Rs.30 lakh, you can turn to this collateral-free business loan when you are faced with untimely equipment breakdown or need to make new purchases of equipment or software for your business in a timely manner. If you are an existing customer of Bajaj Finserv, you will be able to access this loan on a pre-approved basis as well, which speeds up the time within which you can access funds.
- You can apply for this loan if you are a
- Limited or private limited company
- Partnership firm
- Proprietorship firm
- Self-employed professional such as a chartered accountant

How To Get Small Business Finance From Bajaj Finserv

Working Capital Loan

Whether it is to finance short-term expenses or to improve your firm’s cash flow, a Working Capital Loan aids the smooth functioning of your business. This loan is collateral-free and offers funds up to Rs.30 lakh. It also features pre-approved offers such as top-up loans and discounts on interest rates. Additionally, you can apply for and manage the loan online, making it convenient when you’re in need of urgent funds.
- You can apply for this loan if you are a
- Limited or private limited company
- Partnership firm
- Proprietorship firm
- Self-employed professional such as a chartered accountant

Besides these four loans, you can also choose from customised offerings such as:
- Business Loan for Traders
- Business Loan for Manufacturers
- Business Loan for Service Enterprises Enjoy benefits like easy documentation, quick disbursal and customised business loans when you choose Bajaj Finserv to steer your business towards the next phase of growth.

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