How to finance your IVF treatment with a Personal Loan

How to finance your IVF treatment with a Personal Loan

Check your pre-approved offer in just 2 steps and plan your expenses for IVF treatment comfortably.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer

Enter mobile and OTP | Check offer | Plan your IVF treatment

Overview

  • A personal loan for IVF treatment can help couples who need extra money for their journey to parenthood. 


    ✅ You might already have an offer waiting. Check your pre-approved loan offer in just 2 steps.


    Medical insurance often doesn’t cover infertility treatments. Couples end up paying a lot out of pocket. A personal loan for IVF lets you get the right treatment without money stress. Get funds in 24 hours and focus on what matters most. Before you choose IVF financing, you can use a personal loan EMI calculator to figure out just how much loan amount you must take while handling your monthly expenses smoothly. 

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Things to consider when choosing an IVF loan

  • Check eligibility first

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

  • Pick the right loan amount

    Too much loan means high monthly payments. Too little may not cover all your treatment and post-care costs. Choose an amount that fits your budget and leaves room for daily expenses.


    Additional Read: Finance Your Medical Needs Instantly With A Bajaj Finserv Emergency Loan

  • Understand interest rates and tenure

    Interest rates for Bajaj Finserv Personal Loan start at 10% p.a., depending on your profile and loan size. You can borrow up to %$$pl-loan-amount$$%. Tenure is flexible and you can prepay early, often with a small penalty, to save on interest.

  • Timeline for getting money

    You can get your personal loan for IVF disbursed in 24 hours* if you meet the criteria. 

Why this matters

A personal loan for IVF gives couples the funds they need without waiting on insurance payouts. With flexible amounts, quick disbursal, and easy online steps, you can focus on your treatment, not your finances.


*Terms and conditions apply.

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How to apply for personal loan

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.

Use our personal loan eligibility criteria to see if you qualify. If you meet the criteria such as income, residence, age, CIBIL score etc. you can easily apply online.

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.