6 features that make a Bajaj Finserv Flexi Loan for Chartered Accountants a winner
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6 features that make a Bajaj Finserv Flexi Loan for Chartered Accountants a winner

  • Highlights

  • Withdraw flexibly with Flexi Term Loans

  • Pay interest only on what you use

  • Pay interest-only EMIs

  • Prepay at your convenience

You may have an urgent need for finances to pay for your child’s wedding, renovate your office or pay for a license for your firm. In such situations, you will want a quick resolution by getting access to flexible funds. Bajaj Finserv gives you a suite of four custom-made Loans for Chartered Accountants that include a personal loan, business loan, home loan, and a loan against property. These loans are highly flexible and give you the liberty to withdraw cash whenever you need it.

Take a look at what makes a Flexi Term Loan for Chartered Accountants from Bajaj Finserv a winner:

1. You can avail flexibility on any loan

Bajaj Finserv allows you to pick a loan based on your needs. However, in order to avail a Flexi Loan, you don’t have to compromise. This facility is available on all the loans within this suite. So, whether you select a personal loan or a loan against property, you have the option to bring the Flexi Loan facility into play.

2. Withdraw only what you require

Your need for finance can be unpredictable. Optionally, you may require funds on a periodic basis, such as every month or every quarter. To make borrowing easy for you, the Bajaj Finserv Flexi Term Loan facility allows you to withdraw from the Flexi Term Loan limit in instalments. You can withdraw funds as per your needs, as many times as you need to. So, if you have a sanctioned loan amount of Rs.20 lakh, then you can withdraw Rs.2 lakh to buy new furniture for your office and another Rs.10 lakh, 6 months later, to buy new computers.

3. Pay interest on what you use

Another excellent benefit of the Bajaj Finserv Flexi Term Loan facility is that you only have to pay interest on the amount that you withdraw. So, if you first withdraw only Rs.2 lakh, you will pay interest on this. Then, when you withdraw an extra Rs.10 lakh, you will pay interest on Rs.12 lakh. The balance Rs.8 lakh is interest-free until you use it.

4. Enjoy convenient repayment

You benefit from a long tenor that makes repayment of these loans easy. You can choose a 12 to 60 months repayment period for an unsecured loan, and choose a long tenor, say of 20 years, for a secured loan. But, most importantly, when you opt for a Flexi Term Loan from Bajaj Finserv, you have the option to pay interest-only EMIs. You can then repay the principal at the end of the tenor. This is especially beneficial if you are using funds for your business and awaiting payment from clients. You can withdraw, repay and redraw funds as many times as you’d like to, and that too without incurring any charges. Besides, you can enjoy flexible prepayment terms that make it easy for you to reduce your debt obligation should you run into surplus funds.

5. Lower your EMIs by up to 45%

These loans lower your monthly loan instalments by up to 45% as here you pay interest only on what you borrow and can prepay you loan at your convenience at no additional fees.

6. Easy application and quick sanction

Bajaj Finserv provides ease of application by allowing you to apply online. Just fill out the form and submit a few documents. Post verification, the amount will be disbursed to your account in as soon as 24 hours.

With flexibility in every aspect, right form borrowing as per your needs to conveniently repaying your loan, these loans are super convenient and are perfectly suited for smart cash flow management or any urgent cash need.

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