2 min read
25 May 2021

Investing in traditional instruments such as FDs, recurring deposits, and mutual funds allows you to gain from the return. However, for building an asset, consider investing in land. It is lucrative and flexible, as you can use the land to construct your home, resell a part of it and use the rest, or resell the entire property at appreciated prices. Typically, there are no additional maintenance costs to ownership of land. According to Knight Frank’s Prime Asia Development Land Index, land for residential development in Mumbai, Bengaluru, and NCR saw a 24% growth between 2012 and 2014.

With the easy availability of a loan for land purchase, and low land loan interest rates, now is a good time to invest in land. You can choose to avail of the loan for land purchase from lenders like Bajaj Finserv to get your application approved in just 5 minutes*. The disbursal of your loan amount is also completed within 48 Hours* to ensure that there is no delay when you find land at an affordable price.

Take a look at these ideal cities to invest in land in India.


With the surge in the IT industry in recent years backed by stable governance and availability of prime office space, this city continues to expand at a high growth rate. Crowned the best city in India by the Mercer 2017 Quality of Living Rankings, Hyderabad offers many choices for affordable land. You can consider areas such as Adibatla, Nanakramguda, and Gachibowli for investment. Adibatla and Gachibowli top the list as it is located close to the Outer Ring Road and within easy reach from IT offices. However, Nanakramguda’s proximity to the financial district makes it a close favourite too.


Known as India’s ‘Silicon Valley,’ Bengaluru’s real estate market has been unfazed by the recent lull in the IT sector and continues to grow. Look around the popular area of Whitefield for residential options, with Marathahalli recognised as a high-return investment area. Hoskote, located about 25 km from the city centre is now is now known as ‘Neo Bengaluru’ by developers as it offers large land parcels at low prices. Hoskote is another option you can consider since it is located close to Whitefield and offers easy connectivity.


Wagholi, located on the Pune-Nagar highway, is an ideal location for land investment as it is well connected to the IT belt around Kharadi, where many BPO and call centres are located. With many developers starting projects in this area, invest now to grab land deals at competitive rates. Other areas like Wakad, Undri, Keshav Nagar, and Sus are also good places to invest as they all are located near IT hubs.


The area within the city is developed and saturated. Instead of the city itself, look for affordable plots on the periphery in Kundrathur, located around the famous Kundrathur Murugan temple. Kundrathur, situated on the Chennai-Bengaluru highway allows easy connectivity. With a lake nearby, a water problem would not arise in the foreseeable future.


Located along the North-Eastern side of the City, New Town in Rajarhat is a fast-developing space. An IT and residential hub is under reform in this area. Having been declared a green corridor, New Town already boasts over 10 km of Wi-Fi connectivity. The site also has a well-planned infrastructure being a new development, and many IT firms such as HP and IBM have already established offices there. Apart from having good connectivity to the city, new entertainment options are developed here to entice locals.

When buying land, any previous experience that you may have had in land dealing will come in handy. Choose a broker whom you can trust, especially if you are looking for land in a city unfamiliar to you. Pinpointing the right location, ensuring the property is legally sound, and transferring ownership to you will be easier when you have the right help. If purchasing land is your first step, and you intend to construct a home later, now is the time to also narrow down on home loan options. Make sure you check your home loan eligibility and forecast your EMIs by using the home loan EMI calculator. Once you know if you qualify for it and can afford it, gather the documents required for home loan application. This will eliminate delays and ensure your loan is processed as fast as possible.

Bajaj Finserv brings you pre-approved offers for personal loans, home loans, business loans, and a host of other financial products. Not only does this simplify the process of availing of financing, but it also helps you save on time. All you have to do is share a few basic details and check out your pre-approved offer. Need instant financing? Think about it. Do it with Bajaj Finserv.

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