Published Aug 18, 2025 4 Min Read

What is DigiLocker & Why Use It?

DigiLocker is an initiative by the Government of India designed to provide citizens with a secure digital wallet for storing and accessing essential documents online. This platform eliminates the need to carry physical copies of documents and ensures that your credentials are safe, easily retrievable, and accessible anytime, anywhere.

Key Benefits of DigiLocker

  1. Secure Document Storage: DigiLocker offers a safe repository for storing sensitive documents such as Aadhaar, PAN, driving licences, and even educational certificates.
  2. Paperless KYC: Uploading your documents to DigiLocker simplifies KYC submissions for services like Bajaj Finserv loans and EMI cards.
  3. Convenience for Travel: Reduce the hassle of carrying physical documents while travelling. DigiLocker allows you to access your documents digitally.
  4. Faster Loan Approvals: Bajaj Finserv customers can experience quicker loan processing by linking their Aadhaar and PAN to DigiLocker during KYC verification.
  5. Environment-Friendly: By going paperless, DigiLocker contributes to a sustainable and eco-friendly future.

Ready to simplify your document management? Log in to your DigiLocker account and get started now!


 


 

Step-by-Step Guide to Upload Documents   

Uploading documents to DigiLocker is a straightforward process. Follow the steps below to securely store your Aadhaar, PAN, and other essential credentials:

Step 1: Access DigiLocker

Visit the official DigiLocker website at www.digilocker.gov.in or download the DigiLocker app from the Google Play Store or Apple App Store.

Step 2: Sign up or log in

  • If you are a new user, sign up using your Aadhaar or mobile number.
  • Existing users can log in using their credentials. Ensure your Aadhaar is linked to your DigiLocker account for seamless access.

Step 3: Locate the ‘Upload Documents’ section

Once logged in, navigate to the dashboard and look for the ‘Upload Documents’ option. This section allows you to add files directly from your device.

Step 4: Add key documents like Aadhaar and PAN

  • For Aadhaar: Select the Aadhaar option and verify it using OTP authentication.
  • For PAN: Choose the PAN section and input your details for verification.

Step 5: Select and upload files

  • Click on ‘Upload’ and choose the files from your device. DigiLocker supports formats such as PDF, JPG, and PNG. Ensure the file size does not exceed the platform’s limit.
  • Label the documents accurately for easy identification (e.g., ‘PAN Card’ or ‘Birth Certificate’).

Step 6: Verify and link documents

Verify the uploaded documents to ensure accuracy. You can link these documents to Bajaj Finserv services like loan accounts, EMI Network Cards, or other digital platforms for faster processing and approvals.

Upload your Aadhaar to DigiLocker today to streamline KYC for faster loan approvals with Bajaj Finserv!

How to Fix Common Upload Errors in DigiLocker

While DigiLocker is user-friendly, you may encounter occasional issues during document uploads. Here are practical solutions to common problems:

File format or size issues

Ensure your document is in a supported format (PDF, JPG, PNG) and does not exceed the size limit. Compress large files using online tools before uploading.

Server errors

If DigiLocker servers are temporarily down, wait for a few minutes and try again. Clearing your browser cache or restarting the app can also resolve connectivity issues.

Authentication problems

If Aadhaar OTP authentication fails, ensure your mobile number is linked to your Aadhaar. Contact UIDAI for further assistance if needed.

Document mismatch

Ensure the document details (e.g., name, date of birth) match those in your Aadhaar and PAN records to avoid verification issues.

By following these troubleshooting tips, you can overcome upload errors and make the most of DigiLocker’s features.

Conclusion

DigiLocker is an essential tool for securely storing and managing your documents online. Whether it is simplifying KYC submissions for Bajaj Finserv loans or reducing the hassle of carrying physical copies, DigiLocker offers unmatched convenience and efficiency.

Take control of your financial life today—organise your documents with DigiLocker and experience faster loan approvals with Bajaj Finserv’s digital services.

Ready to go digital? Log in to DigiLocker now and upload your Aadhaar, PAN, and other key documents to enjoy seamless access and secure storage.

Frequently Asked Questions

How do I add documents to DigiLocker?

To add documents, log in to your DigiLocker account, navigate to the ‘Upload Documents’ section, and select the files you want to upload. Ensure the files are in supported formats like PDF, JPG, or PNG.

How do I upload my birth certificate in DigiLocker?

To upload your birth certificate:

  1. Log in to DigiLocker.
  2. Navigate to the ‘Birth Certificates’ section.
  3. Select the issuer details (e.g., Municipal Corporation).
  4. Upload the certificate from your device and verify the details.
How do I update a document on DigiLocker?

DigiLocker supports file formats such as PDF, JPG, and PNG. Ensure your document is within the platform’s size limit for successful uploads.

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