How can I unblock the Bajaj Finance EMI Network Card?
The Bajaj Finance EMI Network Card offers access to several features and benefits that enhance your shopping experience. With this card, you can get a pre-approved loan limit of up to Rs. 3 lakh. You can use this card to purchase anything that you need from home appliances to smartphones.
If you have an EMI Network Card, you can check its status – active or blocked by visiting our customer portal. If you’ve blocked your card in the past, you can unblock it by visiting our customer service portal. Once signed-in, you can select your card, click on ‘Unblock Card’, and proceed.
Features and benefits
Here are some features of Bajaj Finance EMI Network Card that you can enjoy if your card is active.
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Pre-approved offer
Get a pre-approved offer of up to 3 lakh. You can use it to shop for any product or service across 1.5 lakh partner stores.
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No foreclosure charges
Besides opting for a suitable tenure, you can always foreclose your loan anytime you want without bearing any additional cost. Once you’ve paid your first instalment, you can foreclose your loan without hassle.
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No Cost EMIs
The No Cost EMI feature means you need not pay any additional interest on the principal shopping amount.
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Flexible repayment tenure
You can now repay the cost of your purchase over tenure of 3 months to 60 months.
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Easily accessible
Last but not least, the EMI Network Card is now easily accessible through Bajaj Finance App. You can now unblock your Bajaj Finance EMI Network Card online without any hassle.
Unblock the Bajaj Finance EMI Network Card using our customer portal
You can unblock your Bajaj Finance EMI Network Card by following the below steps:
Step 1: Visit and log in to the Bajaj Finance service portal using your registered mobile number and the OTP.
Step 2: Verify your details by entering your date of birth and proceed.
Step 3: Select your EMI Network Card from the “Your relations” section.
Step 4: Click on the ‘Unblock Card’ option within ‘Quick Actions’.
Step 5: Verify your details with an OTP received on your registered mobile number.
Reasons why your EMI Network Card can get blocked
The Bajaj Finserv EMI Network Card can get blocked for multiple reasons such as:
- Failing to pay EMIs on time.
- Not being able to submit the ECS mandate correctly.
- Your CIBIL Score has drastically dropped below 750.
Customers can quickly resolve any of the above issues by:
- Making the EMI payment as soon as possible.
- Resolve the issues with your ECS mandate by talking to your bank; if not, submit a fresh ECS mandate to Bajaj Finserv.
- Take the necessary measures to reinstate your CIBIL Score to more than 750.
Unblock the Bajaj Finance EMI Network Card via customer care service
You can unblock your Bajaj Finance EMI Network Card by calling on Bajaj Finance customer care service number.
Step 1: Call the customer care number- 0869 801 0101.
Step 2: Provide the following details:
- Customer ID
- EMI Network Card number
- Details of the issue that you’re encountering
Step 3: You will receive a notification when this issue is resolved
Got card questions? Find answers here
Frequently asked questions
You can now recover your Bajaj Finance EMI Network Card by visiting the Bajaj Finance customer portal. Log in using your registered mobile number and the OTP. Go to the “Your relations” section, select the EMI Network Card, and click on the ‘Unblock Card’ option.
If your EMI Network Card is blocked due to ECS-related issues, you can first get in touch with the Bajaj Finance customer care representative. Our customer service representative will help you understand the problem. After that, you can talk to your bank to see any discrepancies and resolve them. Otherwise, you can always submit a fresh mandate and find a resolution.
If you’ve missed out on a monthly instalment and your EMI Network Card is now blocked, you can clear the outstanding amount and get it activated. You can do it manually or through the service portal.
You can check the status of your Bajaj Finance EMI Network Card using our service portal or the app. You can log in to the service portal, go to the “Your relations” section, and select your ‘EMI Network Card’. Otherwise, you can log in to the Bajaj Finance app, and check the status of your card.
Your Bajaj Finserv EMI card may be blocked due to reasons such as missed EMI payments, irregular repayment history, incorrect details, or internal policy checks. You can check the exact reason by signing in to your account through the Bajaj Finance customer portal or by contacting customer support.
The time required to unblock a Bajaj Finserv EMI card depends on the reason for the block. If the issue is resolved and all requirements are completed, the request will be processed as per Bajaj Finance’s guidelines. You can track the status through the customer portal.
You can contact Bajaj Finance customer care to understand why your EMI card is blocked and get assistance with the next steps. Depending on the reason for the block, you may need to complete certain actions before your EMI card can be unblocked.
Unblocking your Bajaj Finserv EMI card does not directly affect your credit score. However, missed EMI payments or repayment delays that caused the card to be blocked may impact your credit score. Paying EMIs on time helps maintain a healthy credit profile.
