How can I unblock the Bajaj Finserv EMI Network Card?

The Bajaj Finserv EMI Network Card offers access to several features and benefits that enhance your shopping experience. With its pre-approved limit of up to Rs. 4 lakh and a wide range of partner brands, you can now purchase anything that you need starting from home appliances to smartphones using this card.

You can unblock your Bajaj Finserv EMI Network Card on our customer service portal – Experia by selecting your card details on the relationship page and navigating to the block/ unblock tab.

Features and benefits

Here are some notable advantages of unblocking your Bajaj Finserv EMI card –

  • Pre-approved offer

    Pre-approved offer

    Once you unblock your Bajaj Finserv EMI card, you get a pre-approved offer of up to Rs. 4 lakh. You can use it to shop for any product or service across 1.2 lakh partner stores.

  • No foreclosure charges

    No foreclosure charges

    Besides opting for a suitable tenor, you can always foreclose your EMI repayment anytime you want without bearing any additional cost. Once you have paid your first instalment, you can foreclose your loan without hassle.

  • No Cost EMIs

    No Cost EMIs

    The No-Cost EMI feature means you need not pay any additional interest on the principal shopping amount.

  • Flexible repayment tenor

    Flexible repayment tenor

    You can now repay the cost of your purchase over a tenor of 3 to 24 months.

  • Easily accessible

    Easily accessible

    Last but not least, the EMI Network Card is now easily accessible through Bajaj Finserv Wallet App. You can now unblock your Bajaj Finserv EMI Network Card online without any hassle.

Unblock the Bajaj Finserv EMI Network Card on the Experia portal

You can unblock your Bajaj Finserv EMI Network Card on the Experia portal by following the below steps:

Step 1: Visit and log on to the Bajaj Finserv customer portal using your registered mobile number, customer ID or email ID along with OTP or password

Step 2: Go to the ‘My Relations’ section

Step 3: Click on the ‘EMI Network Card’ option

Step 4: Choose the ‘View All’ option

Step 5: Click on the ‘EMI card details’ option

Step 6: Select from the block, unblock or reissue options as per your requirement.

Unblock the Bajaj Finserv EMI Network Card via customer care service

You can call the Bajaj Finserv customer care service to unblock your Bajaj Finserv EMI Network Card.

Step 1: Call the customer care number- 0869 801 0101

Step 2: Provide the following details:

  • Customer ID
  • EMI Network Card number
  • Details of the issue that you are encountering

Step 3: You will receive a notification when this issue is resolved

Reasons why your EMI Network Card can get blocked

The Bajaj Finserv EMI Network Card can get blocked for multiple reasons such as:

  1. Failing to pay EMIs on time
  2. Not being able to submit the ECS mandate correctly
  3. Your CIBIL score has drastically dropped below 750

Customers can quickly resolve any of the above issues by:

  1. Making the EMI payment as soon as possible
  2. Resolve the issues with your ECS mandate by talking to your bank; if not, submit a fresh ECS mandate to Bajaj Finserv
  3. Take necessary measures to reinstate your CIBIL score to more than 750

Frequently asked questions

How can I recover my Bajaj Finserv EMI Network Card?

You can now recover your Bajaj Finserv EMI Network Card by visiting the Experia customer portal. Log in using your customer ID and OTP sent to your registered mobile number. Go to the ‘My Relations’ option, click on ‘EMI Card Details’ and select the block, unblock or reissue option.

How to unblock the Bajaj card if your ECS mandate has not been processed?

If your EMI Network Card is blocked due to ECS related issues, you can first get in touch with the Bajaj Finserv customer care service to understand the problem. After that, you can talk to your bank to see any discrepancies and resolve them. Otherwise, you can always submit a fresh mandate and find a resolution.

How to unblock the EMI Network Card if you’ve missed an EMI payment?

If you have missed out on a monthly instalment and your EMI Network Card is now blocked, you can always pay off the outstanding amount and get it activated. You can do it manually or through the Experia portal.

How to check whether the Bajaj Finserv EMI Network Card is blocked or unblocked?

You can check the status of your Bajaj Finserv EMI Network Card using the Experia portal or the wallet app. You can log in to the Experia portal, go to the ‘My Relations’ section and click on ‘EMI Network Card’. Otherwise, you can log in to the Bajaj Wallet App, go to the ‘Know More’ section, and click on ‘See EMI Card Now’ to learn whether your EMI Network Card is blocked or not.

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