How to Unblock Your Bajaj Finance EMI Network Card - A Step-by-Step Guide

How to Unblock Your Bajaj Finance EMI Network Card - A Step-by-Step Guide

If your Bajaj Finance EMI Network Card is blocked, you can unblock it online via My Account or the Bajaj Finance app in a few minutes or request a manual unblock through customer care. This guide covers all methods, reasons for blocking, and resolution timelines.

FAQ
Find Branch
Reels

EMI Card Limit up to ₹4 Lakh

Pay overdue now to unblock your EMI card

*T&C apply. Card unblocking subject to payment clearance.

How can I unblock the Bajaj Finance EMI Network Card

The Bajaj Finance EMI Network Card offers access to several features and benefits that enhance your shopping experience. With this card, you can get a pre-approved loan limit of up to Rs. 3 lakh. You can use this card to purchase anything that you need from home appliances to smartphones.

If you have an EMI Network Card, you can check its status – active or blocked by visiting our customer portal. If you’ve blocked your card in the past, you can unblock it by visiting our customer service portal. Once signed-in, you can select your card, click on ‘Unblock Card’, and proceed.


 

Features and benefits


Here are some features of Bajaj Finance EMI Network Card that you can enjoy if your card is active.


  1. Pre-approved offer - Get a pre-approved offer of up to 3 lakh. You can use it to shop for any product or service across 1.5 lakh partner stores.
  2. No foreclosure charges - Besides opting for a suitable tenure, you can always foreclose your loan anytime you want without bearing any additional cost. Once you’ve paid your first instalment, you can foreclose your loan without hassle.
  3. Easy EMIs - The Easy EMI feature means you need not pay any additional interest on the principal shopping amount.
  4. Flexible repayment tenure - You can now repay the cost of your purchase over tenure of 3 months to 60 months.
  5. Easily accessible - The EMI Network Card is now easily accessible through Bajaj Finance App. You can now unblock your Bajaj Finance EMI Network Card online without any hassle.


Unblock the Bajaj Finance EMI Network Card using our customer portal


You can unblock your Bajaj Finance EMI Network Card by following the below steps:


Step 1: Visit and log in to the Bajaj Finance service portal using your registered mobile number and the OTP.
Step 2: Verify your details by entering your date of birth and proceed.
Step 3: Select your EMI Network Card from the “Your relations” section.
Step 4: Click on the ‘Unblock Card’ option within ‘Quick Actions’.
Step 5: Verify your details with an OTP received on your registered mobile number.

Reasons why your EMI Network Card can get blocked

The Bajaj Finance EMI Network Card can get blocked for multiple reasons such as:

  1. Failing to pay EMIs on time.
  2. Not being able to submit the ECS mandate correctly.
  3. Your CIBIL Score has drastically dropped below 750.

Customers can quickly resolve any of the above issues by:

  1. Making the EMI payment as soon as possible.
  2. Resolve the issues with your ECS mandate by talking to your bank; if not, submit a fresh ECS mandate to Bajaj Finance.
  3. Take the necessary measures to reinstate your CIBIL Score to more than 750.


Unblock the Bajaj Finance EMI Network Card via customer care service


You can unblock your Bajaj Finance EMI Network Card by calling on Bajaj Finance customer care service number.


Step 1: Call the customer care number- 0869 801 0101
 

Step 2: Provide the following details:

  • Customer ID
  • EMI Network Card number
  • Details of the issue that you’re encountering

Step 3: You will receive a notification when this issue is resolved

Frequently Asked Questions

Card Block Reasons

Unblock Process

Why is my Bajaj Finserv EMI card blocked?

Your card may be blocked due to missed EMI payments, a pending verification issue, or a security concern flagged on your account. Check your app or My Account portal for the specific reason shown and clear any outstanding dues to help resolve it.

What does 'blocked due to credit policy' mean on my Bajaj EMI card?

This usually means your card has been restricted based on an internal credit assessment, which could relate to your repayment history or overall credit profile. Contact Bajaj Finance customer support for the exact reason and next steps specific to your account.

Can overdue EMI cause my card to get permanently blocked?

An overdue EMI can lead to your card being blocked, but this is not usually permanent. Clearing the overdue amount and any applicable charges often restores access. In persistent cases, contact customer support to understand the specific status of your account.

How do I unblock my Bajaj Finserv EMI card online?

Log in to My Account or the app, check for missed EMIs or pending verification requirements, and clear any outstanding dues. If the issue does not resolve after taking these steps, contact Bajaj Finance customer support for further assistance.

Can I unblock my EMI card through the Bajaj Finserv app?

Yes, you can check the reason for the block and clear outstanding dues or pending requirements directly through the app. If the block does not resolve after this, you may need to contact customer support for further help.

What is the customer care number to unblock my Bajaj EMI card?

You can contact Bajaj Finance customer care at +91 8698010101 for assistance with unblocking your EMI card. Keep your registered mobile number and customer ID handy, as you may need these to verify your identity.

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions. In case any inconsistencies observed, please click on reach us.

*Terms and conditions apply.