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Check your business loan statement for overdue EMIs – act now!
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What is a business loan statement?
A business loan statement is a detailed record of transactions and repayment activity linked to your loan account. It provides a consolidated view of your loan servicing history, including repayments received, outstanding balance, EMI details, overdue instalments, interest components, and other applicable entries. Reviewing the statement regularly helps you compare recorded transactions with your payment records and identify any differences that may require clarification. It also helps you track pending repayments and understand the current position of your business loan, particularly if an EMI remains unpaid. By checking your statement periodically, you can keep track of your repayment activity, verify whether payments have been recorded correctly, and identify outstanding obligations that may need timely attention.
Download your business loan statement online through Bajaj Finance platforms
You can download your business loan statement online through authorised Bajaj Finance platforms. Sign in with your registered mobile number and OTP, select your business loan account, and access the Statement of Account to view or download it.
Through My Account
- Visit the Bajaj Finance website and open the My Account portal.
- Sign in using your registered mobile number and the OTP received on your phone.
- Complete the required verification to access your account.
- Go to the Service or My Relations section, based on the options displayed.
- Select the relevant business loan account.
- Open the available Statements, Documents, or Document Centre option.
- Select Statement of Account to view or download the statement.
Through the Bajaj Finance App
- Open the Bajaj Finance App on your device.
- Sign in using your registered mobile number and OTP.
- Go to My Relations or the Loans section.
- Select your relevant business loan account.
- Open Loan Details, Statement of Account, or the available Documents section.
- Select the required statement to view the transaction and repayment details.
- Download or save the statement for your records.
The exact menu names may vary depending on the platform version and loan account. Use only the authorised Bajaj Finance website or app to access your loan information.
What details can you check in a business loan statement?
A business loan statement can help you verify repayment activity and understand the entries recorded against your loan account. The information displayed can vary according to the loan type and account status.
Common details includes:
| Statement detail | What it helps you check |
| Loan account number | Identifies the specific loan account |
| Transaction history | Records payments and other account entries |
| EMI payments | Shows instalments recorded against the account |
| Outstanding amount | Indicates the balance reflected in the account |
| Due or overdue entries | Helps identify pending repayment obligations |
| Interest or other applicable entries | Helps review amounts recorded against the account |
A statement should be read along with your loan agreement and other relevant account documents. If an entry appears different from your payment records, keep the transaction proof and raise a query through an authorised service channel.
Why should you check your business loan statement regularly?
Regularly checking your business loan statement helps you stay informed about your loan account and identify any pending repayments or discrepancies.
- Track repayments: Verify that your EMI payments are recorded correctly.
- Check outstanding dues: Review the outstanding balance and any overdue instalments.
- Verify transactions: Compare statement entries with your bank records and payment receipts.
- Identify discrepancies: Check for any payment or account entry that does not match your records.
- Review account status: Understand the current repayment position of your business loan.
If you identify any discrepancy, keep the relevant payment details and supporting documents ready when raising a service request. This can help you provide accurate information for account review.
What should you do after downloading your business loan statement?
After downloading your business loan statement, compare the entries with your repayment records to identify any unpaid amount or transaction requiring clarification. Check whether your recent payments have been reflected correctly and review any overdue amount shown in the statement. If you have received a legal notice, compare the account details with the information mentioned in the notice and verify whether earlier payments have been recorded. If you find a discrepancy, keep the statement, payment confirmation, bank records, and relevant communication ready when raising a service request through an authorised digital channel. Regularly reviewing these records can help you track repayments, identify pending dues early, maintain accurate payment records, support account-related queries with transaction evidence, and monitor the loan account after making a repayment.
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Frequently Asked Questions
Business Loan Statement Basics
Repayment Tracking
What should I do if I cannot access my business loan statement online?
If you cannot access your statement online, use an authorised customer service channel for assistance. Keep your loan account details and registered contact information available for account verification.
What if my business loan statement contains an unfamiliar transaction?
Check the transaction against your bank records and payment receipts. If it remains unfamiliar, keep the relevant documents and raise a service request through an authorised channel for review.
How should I store my business loan statement?
Store downloaded statements securely with payment confirmations and other relevant loan documents. Keeping these records can help you verify past transactions and provide supporting information if an account query arises.
What if my loan account details are incorrect on the statement?
Keep a copy of the statement and relevant supporting documents if any account detail appears incorrect. Contact the lender through an authorised service channel to request clarification or review.
When should I review my business loan statement?
Review your statement periodically and after significant account activity, such as making a repayment. Regular checks can help you identify unusual entries, pending obligations, or transactions requiring clarification.
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