How Can I Get A Fast Loan Disbursal

You can now get an Insta Personal Loan with disbursal in just 30 minutes* to 4 hours.
How can I get a fast loan disbursal
5 min read
10 April 2023

Anyone can find themselves in need of quick cash, whether it is a medical emergency or a situation that demands immediate expenses. People often turn to personal loans to cover these costs without putting a dent in their savings. However, the application and approval processes for traditional personal loans are more time-consuming and have certain eligibility criteria the borrower needs to meet before the loan can be disbursed. Individuals in a time-sensitive financial bind may not have the luxury of time for a loan application and disbursal process before receiving the money they need.

What is a fast loan?

In general, loans with fast approval and application processes are called as fast loans.

Instant and fast personal loans are a popular choice for individuals who need quick cash in an emergency. These instant loans have an edge over traditional personal loans due to the rapid disbursal of funds.

Features and benefits of a fast personal loan

Online, fast personal loans come with a host of features, notably:

  • Swift disbursal
  • Quick application process
  • Flexible repayment tenures

Bajaj Finance introduced Insta Personal Loans to cater to these exact needs. The latest addition to our product portfolio. Insta Personal Loans are essentially instant personal loans. These loans are designed to meet the specific needs of borrowers who may require immediate access to a significant amount of funds. The fast loan disbursal process is one of the most significant features of these loans.

There is no need to complete a long application procedure to figure out how much of a loan you can receive. Existing consumers receive a pre-approved offer, indicating that they are already qualified to receive a loan for the specified amount. New customers can quickly check their pre-assigned limit by providing only their mobile number and OTP.

How to apply for a fast loan online

When you are looking to borrow money immediately to cover urgent expenses, quick loan disbursal becomes a top priority.

You can simply visit the Insta Personal Loan page on the Bajaj Finserv website and click on 'CHECK OFFER.’ To see a pre-assigned loan limit on the screen, you just need to input your 10-digit mobile number and OTP. There are options for adjusting the loan amount and loan tenure, allowing you to select loan parameters that meet your specific requirements. You can receive funds of up to Rs. 12,76,500, and the entire application and disbursement procedure can be completed in just 30 minutes* to 4 hours.

How to decide your loan amount for faster loan disbursal

Existing customers receive pre-approved offers, while new customers can receive pre-assigned limits. You have the option of accepting the offered amount or settling for a lesser sum. To select a suitable loan amount, you can use the Insta Personal Loan EMI Calculator to determine the EMIs that best fit the budget. You only need to enter the amount, tenure, and interest rate to estimate monthly instalments using the online EMI calculator. You can modify the amount of the EMI to match the capacity to repay. If the tenure is increased, the EMIs will decrease, and vice versa. This can be accomplished by adjusting the corresponding fields on the EMI calculator.

In addition to calculating the EMI, the Insta Personal Loan EMI Calculator divides the principal and interest amounts. You can also view your monthly or annual EMIs by selecting "view repayment schedule."

In summary, an Insta Personal Loan is an ideal choice for those looking for fast loan disbursal to cover unforeseen and immediate expenses. You can know more about Insta Personal Loan and check your offer by visiting the link below.

Check Offer

*Applicable for select customers

Frequently asked questions

Does Insta Personal Loan help you borrow money immediately?

A standard personal loan takes a few days to be disbursed. If you are looking to borrow money immediately, Insta Personal Loan is a great option. It can be disbursed fast, in just 30 minutes* to 4 hours.

*Applicable for select customers

What is the maximum amount that I can borrow immediately with an Insta Personal Loan?

Depending on your profile, you may be offered an Insta Personal Loan of up to Rs. 12,76,500. An Insta Personal Loan is a flexible way to deal with a wide range of costs, from paying for your medical expenses to financing the renovation and repairs of your home.

What documents are required for fast loan disbursal?

In most circumstances, no documentation is needed for getting a Bajaj Finance Insta Personal Loan. But, based on your profile, you may be required to provide basic documents.

How long is the approval process for Insta Personal Loans?

Insta Personal Loans are already pre-approved for existing customers, whereas new customers can generate an offer by simply entering their mobile number and OTP.

How can I get a fast loan online?

You can check your Bajaj Finance Insta Personal Loan offer by simply entering your mobile number and OTP. You will see an offer with a pre-assigned loan limit. You can either choose to go with it or enter a lower amount. You can then select a repayment tenure suitable for you and proceed with the application.

What is the credit score requirement for a fast loan disbursal?

For our Insta Personal Loan, you do not have to check your credit score. These checks are already performed before we extend a pre-approved offer.

What are the advantages of applying for a fast loan approval online through apps?

Using mobile apps can make the process simpler, and you can do it from the comfort of your home. Online application process has made the entire loan experience seamless for borrowers.

How do I get an instant loan from the app?

You can use our Bajaj Finserv app to get an instant loan. You can go to the personal loan section, tap on apply, and follow the process.

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