Bajaj Finserv in your city

Vadodara is Gujarat’s third-largest city and hosts several large-scale industries, public and private sector enterprises. Some of its most popular industries include engineering, petrochemicals, information technology, etc. Fulfill your housing requirements in the thriving city of Vadodara with a home loan from Bajaj Finserv.

Features and benefits of a home loan in Vadodara

Residents of Vadodara can purchase their dream house by applying for a home loan from Bajaj Finserv. Here are the benefits of availing of a home loan from Bajaj Finserv.

  • Pradhan Mantri Awas Yojana

    Pradhan Mantri Awas Yojana

    Get a home loan under Pradhan Mantri Awas Yojana and save up to Rs. 2.67 lakh on interest.

  • Simple documentation

    Simple documentation

    You only need to submit very few documents required for home loan, which helps to accelerate the processing and approval time.

  • Tenor up to 30 years

    Tenor up to 30 years

    Easily repay a home loan with an extended tenor. Select the perfect tenor using a home loan EMI calculator.

  • Home loan balance transfer

    Home loan balance transfer

    Lower your existing home loan interest rate when you transfer home loan balance and repay your debt with ease.

  • Top up loan

    Top up loan

    Meet additional financial requirements with a top-up loan of up to Rs 1 crore without any extra documentation.

  • Foreclosure and part-prepayment

    Foreclosure and part-prepayment

    Close home loan account before the scheduled tenor through foreclosure or use part-prepayment facility to lower repayment burden at no additional cost.

Home loan eligibility criteria for Bajaj Finserv

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750

750

Residency

Indian

Indian

Monthly income

Rs. 30,000 to Rs. 40,000

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • 3. Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

 

Meet the eligibility criteria to enjoy lowest interest rates and comfortable loan terms. Check your credit score before applying to that end.

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Interest rate and charges on home loan

Get a Bajaj Finserv Home Loan at attractive rates, starting from 7.70%* for salaried individuals and professionals, alongside competitive interest rate options for self-employed individuals. We maintain transparency when levying additional charges for a hassle-free borrowing experience. Choose between fixed and floating interest rates as per your convenience.

*Terms and conditions apply