Vadodara in Gujarat is located 141 km from Gandhinagar and is the administrative headquarter of the district. With a population of 1.82 million, the city is progressive in art, culture, sports and tourism. Vadodara is a major educational and industrial centre in western India with industries including chemicals, engineering, plastics, petrochemicals, foreign exchange, and Information Technology.
Finance the purchase of your house with the best home loan in Vadodara from Bajaj Finserv. Take up to Rs.3.5 crore at affordable interest rates and enjoy maximum benefits.
If you are a first-time homebuyer, apply for a home loan under the Pradhan Mantri Awas Yojana scheme. Enjoy savings up to Rs.2.67 lakh with a subsidised interest rate of 6.93%*. Lower your loan EMIs easily with assistance from the PMAY scheme.
Quickly transfer home loan balance with a only few documents and pay low interests with Bajaj Finserv. Also, avail high-value top-ups at nominal interests to address your personal needs adequately.
Choose to borrow a home top up loan of up to Rs.50 lakh when you avail the balance transfer facility. Expend the funds for any purpose without restrictions. Repay with an affordable interest rate over a flexible tenor.
Both part-prepayment and foreclosure facilities are available on home loans at zero charges.
Assess your financial plans and select a tenor of up to 240 months for convenient repayment of home loan in Vadodara.
Complete the application process with minimum documents required for a home loan.
Know the home loan eligibility parameters and avoid any chances of loan rejection.
|Age (for salaried||23 to 62 years|
|Age (for self-employed)||25 to 70 years|
|Business vintage||At least 5 years|
|Work experience||Minimum 3 years|
You can check your eligibility with our easy to use home loan eligibility calculator.
Better assessment and proper planning always make for stable finances. Use the Bajaj Finserv Home Loan EMI Calculator to know your interest payable, EMIs and the total cost of the loan before applying. The online tool functions on a mathematical formula and requires zero manual calculation. Access the calculator any time to calculate your housing loan EMIs.
Submit some of the essential documents, including:
|Types of rates||Charges applicable|
|Promotional home loan interest rate (for salaried applicants)||Starting from 6.75%*|
|Rate of interest (for self-employed)||6.75%* to 10.30%|
|Rate of interest (for salaried)||6.75%* to 11.15%|
|Loan statement fees||Rs. 50|
|Penal interest||2% per month|
|Processing charges (for self-employed)||Up to 1.20%|
|Processing charges (for salaried)||Up to 0.80%|
The current lowest interest rate on housing loan in Vadodara by bajaj finserv for salaried customers is 6.75%*.
You can get a home loan in Vadodara anywhere between Rs.20 Lakh and Rs.3.5 Crore* from Bajaj Finserv.
You can apply online for a housing loan in Vadodara with minimum documentation & instant approval by submitting an online home loan application at Bajaj Finserv.
The minimum monthly salary to apply for a home loan in Vadodara is ₹ 25,000. However, The income criteria to get a home loan depend on many factors such as your salary, current age, credit score, and other monthly financial obligations.
New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.
1. For new customers,
2. For existing customers,
Fourth Floor, 401,402,403,404, Times Square Building
Phone: 265 302 2604