Home Loan in Bhopal

Features & Benefits

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  Home Loan +

  While a home loan helps you cover the basic costs of buying the house, Bajaj Finserv understands the expenses of setting up the house as well. Fixtures, fittings, furniture and more, cost serious money. To help you manage these costs, Bajaj Finserv presents Home Loan +, a financing option over and above the home loan you avail.

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  Refinance

  If you have purchased a property with your own funds at any point in the past 12 months, you can choose to apply for refinancing and take a loan up to the registered value of your property.

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  Part prepayment facility

  If you do have some additional cash in hand, you can use it to pre-pay a part of your loan amount and reduce your overall tenure or EMIs.

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  Nil foreclosure charges

  If you want to foreclose your loan during your tenor, you have the option to foreclose your loan without facing any foreclosure charges.

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  Flexi scheme

  As an existing home loan customer, you can use the Flexi Saver option on a top-up loan. This helps you manage your cash flows efficiently and save on interest.

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  Online account access

  As a customer of Bajaj Finserv, you can access all the information related to your home loan and avail other services with our personalized online account.

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  3 EMI-free Months

  Your home purchase usually involves additional costs that you may not have anticipated before-hand. Some estimates suggest costs such as registration, stamp duty, insurance, and more could add up to about 20% of the total cost of the purchase.
  
  To help you manage these costs, Bajaj Finserv offers you 3 EMI-free months – a unique service that allows you to skip your EMI payments for the first three months

Eligibility Criteria

Fees and Charges

How To Apply