IGRS UP Login – Uttar Pradesh Property Registration Guide 2026

UP's IGRS portal is the gateway for all property registration and stamp duty services across the state's 75 districts — from Lucknow and Noida to smaller towns. Understanding how to use the portal for property search, encumbrance certificate, and appointment booking makes every UP property transaction significantly smoother.

This page covers:

• What IGRS UP is and who manages it
• Key services on the official portal
• How to register and log in to IGRS UP
• How to search registered properties
• How to get an encumbrance certificate online in UP
• UP stamp duty rates 2026
• How to calculate stamp duty for a UP property
• How to book a Sub-Registrar office appointment
• How IGRS UP records connect to home loan processing

IGRS UP (Inspector General of Registration and Stamps, Uttar Pradesh) is the government department responsible for property registration, document registration, and stamp duty collection across all 75 districts of Uttar Pradesh. The online portal provides citizen access to most of these services digitally.

As India's most populous state, UP has one of the largest property registration volumes nationally — and the IGRS UP portal has progressively digitised services to reduce the burden of physical office visits for both citizens and Sub-Registrar offices.

1. Visit the official IGRS UP portal
2. Click 'Register' from the main navigation
3. Provide your name, mobile number, email, and Aadhaar number
4. Verify via OTP sent to your mobile number
5. Create a password for your account
6. Log in with your registered mobile number and password for future access

Registration is required to access services like appointment booking and encumbrance certificate requests.

1. Visit the official IGRS UP portal and navigate to ‘Property Search’
2. Select the registration year and district
3. Enter search parameters — property address, owner name, or document number
4. View the list of matching registered documents
5. Click on any entry to view details of that specific registered transaction

An EC shows all registered transactions against a property over a specified period:

1. Log in to the official IGRS UP portal
2. Navigate to 'Encumbrance Certificate' from the services menu
3. Select the district and Sub-Registrar Office
4. Enter property details — khasra number or property address
5. Specify the period required (e.g., last 30 years)
6. Pay the applicable fee
7. Download the EC — this is accepted for home loan legal verification

Stamp duty is calculated on the higher of the transaction price or the Circle Rate (government guideline rate) for the specific area. Check the current Circle Rate on the official IGRS UP portal before negotiating any property price.

For a Rs. 60 lakh property in Lucknow (male buyer):

• Stamp duty at 7%: Rs. 4,20,000
• Registration at 1%: Rs. 60,000
• Total: Rs. 4,80,000
   

For a female buyer on the same property:

• Stamp duty at 6%: Rs. 3,60,000
• Registration at 1%: Rs. 60,000
• Total: Rs. 4,20,000

Saving for female buyer: Rs. 60,000 on a Rs. 60 lakh transaction.

1. Log in to the official IGRS UP portal
2. Navigate to ‘Appointment Booking’
3. Select the relevant SRO from your district
4. Choose a date and time slot
5. Confirm the appointment — bring the reference number to the office

Physical attendance at the SRO remains mandatory for biometric verification and execution of the sale deed.

For home loans in UP, lenders use the IGRS UP portal for:

• Encumbrance certificate — verifying no outstanding mortgages or disputed prior transactions
• Property search — confirming chain of ownership through registered deeds
• Circle rate verification — establishing minimum value for stamp duty reference
   

A property with a clean EC from igrsup.gov.in, clear registered deed chain, and correctly paid stamp duty is the most straightforward home loan case legally. Bajaj Finance offers home loans from 7.25% p.a.* with amounts up to Rs. 15 Crore* and tenures up to 32 years for UP properties. Check your eligibility today.

The IGRS UP portal has significantly reduced the friction in UP property registration — encumbrance searches, stamp duty calculations, and appointment bookings that previously required office visits are now available 24/7. Use it as your first stop for any UP property transaction.