Features and benefits

  • Swift processing

    Swift processing

    Apply easily without pledging your business assets and get loan approval in 48 hours*

  • Up to %$$BOL-Loan-Amount$$%

    Up to Rs. 50 lakh

    Bolster working capital, pay royalty fees, maintain healthy cash flow, and much more with the ample sanction available to you.

  • Flexi benefits

    Flexi benefits

    Choose the Flexi facility to borrow from your sanction and opt to pay interest-only EMIs and reduce the outgo by up to 45%*

  • Special deals

    Special deals

    To simplify borrowing, check your pre-approved offer here and get access to hassle-free franchise financing.

Running a franchise requires significant finance to establish and increase your reach to a new market segment. You can do all of this and more when you opt for finance for franchise from Bajaj Finserv. This offering gives you access to capital of up to Rs. 50 lakh* (*Inclusive of Insurance Premium, VAS Charges, Documentation Charges, Flexi fees and Processing Fees), and you can use it freely to make any business-related expenses.

This loan doesn’t require any collateral and has simple eligibility parameters. With our ask for simple documentation, you can apply stress-free. Be sure to use our handy Business Loan EMI Calculator to plan repayment.

Read More Read Less

Eligibility criteria and documents required

Qualifying for our franchise finance is easy. All you have to do is meet the following eligibility criteria and submit the basic documents to apply.

  • Age


    24 years to 70 years*
    (* Age should be 70 years at the time of loan maturity)

  • Work status

    Work status


  • Nationality


    Resident Indian citizen

  • Business vintage

    Business vintage

    At least 3 years

  • CIBIL score

    CIBIL score

    685 or higher

Documents required:

  • KYC documents
  • Proof of business ownership
  • Other financial documents

Interest rate and fees applicable

Finance your franchise’s needs with Bajaj Finserv and enjoy a low-interest rate on your loan. Refer to this table for a breakup of the fees and charges.

Fee type

Charge applicable

Rate of interest

9.75% - 25% p.a.

Processing fees

Up to 2.95% of the loan amount (Inclusive of Applicable Taxes)

Bounce charges

Rs. 1,500

Penal interest

Delay in payment of Monthly instalment shall attract penal interest at the rate of 3.50% per month on the Monthly Instalment outstanding, from the respective due date until the date of receipt of Monthly Instalment.

Document processing charges

Rs. 2,360 (Inclusive of applicable taxes)

Outstation collection charges

Not applicable

Document/ statement charges

Download loan documents at no additional cost by logging into the customer portal – Experia.

You can also get a physical copy of your documents from any of our branches at a charge of Rs. 50 (inclusive of taxes) per statement/ letter/ certificate.

How to apply

To apply for funding easily, all you have to do is fill the quick application form by following these steps:

  1. 1 Click on ‘APPLY ONLINE’ to open the application form
  2. 2 Enter your basic personal and business details
  3. 3 Upload your last six months bank statements
  4. 4 Receive a call from our representative who will guide you on further steps

Once approved, you will get access to funds in just 48 hours*.

*Conditions apply