Forgot Your PAN Card Number? Here's How to Find It

Forgot Your PAN Card Number? Here's How to Find It

If you have forgotten your PAN card number, you can retrieve it using your PAN-related records and official online services. You can also download or request a copy of your PAN after retrieving the number.
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In Summary

Forgetting your PAN number does not mean you need to apply for a new PAN. You can first try to retrieve the number through your existing tax records or official PAN services.


  • Check your previous income tax returns, Form 16, Form 26AS or other tax documents.
  • Check your email or records for earlier PAN-related communications.
  • Use the Income Tax e-filing portal where the available service allows you to access your PAN details.
  • Your PAN is a 10-character alphanumeric identifier.
  • Do not apply for another PAN simply because you have forgotten the existing number.
  • If your PAN card is lost but the number is known, you can request a reprint or obtain an e-PAN through the applicable service.
  • Keep your PAN details secure because they are used for several financial and tax-related transactions.

If you cannot retrieve the number through your records, use an official government or authorised PAN service rather than an unverified third-party website.

Why your PAN card number is important

Your PAN (Permanent Account Number) is a unique identification number issued by the Income Tax Department. It is used to identify taxpayers and track financial transactions that have tax implications.


Your PAN card number is important for several reasons:

  • Filing income tax returns: You need your PAN to file your income tax return and complete related tax processes.
  • Tracking tax records: PAN helps the Income Tax Department link your tax payments, returns and other records to you.
  • Financial transactions: PAN may be required for certain high-value financial transactions and investments.
  • Opening financial accounts: Financial institutions may ask for your PAN when you open certain bank, investment or other financial accounts.
  • Applying for credit: Lenders may request your PAN as part of the application and verification process for loans or other credit facilities.
  • Completing KYC: PAN can be used as an identity document for certain financial and KYC-related processes.
  • Receiving tax-related refunds: Your PAN helps connect eligible tax refunds with your tax records.
  • Maintaining a financial trail: PAN allows applicable financial transactions to be associated with your tax identity.

Since your PAN is linked to important financial and tax records, keep your PAN details secure and share them only with authorised entities when required.

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How to retrieve your PAN card number online: Step-by-step guide

If you have forgotten or misplaced your PAN card number, you can use the Income Tax Department’s online services to access your PAN details. The e-Filing portal provides a Know your PAN service that can help you view your PAN information online.


Steps to retrieve your PAN card number online

  1. Visit the Income Tax e-Filing portal: Open the official Income Tax Department e-Filing website.
  2. Find the PAN service: Go to the relevant PAN service and select the option to know or view your PAN details.
  3. Enter the required information: Provide the personal details requested on the portal, such as your name and date of birth.
  4. Complete verification: Follow the on-screen instructions and complete any required OTP or identity verification.
  5. View your PAN details: After successful verification, you can view the PAN information available in the Income Tax Department's records.
  6. Save the details: Note down your PAN number or save the available electronic PAN document for future reference.
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How to find your PAN number using Aadhaar card

If you have forgotten your PAN number, you can use your Aadhaar details through the Income Tax Department's online services to access your PAN information, provided your Aadhaar and PAN records meet the applicable requirements.


To find your PAN using Aadhaar:

  1. Visit the official Income Tax e-Filing portal.
  2. Open the relevant PAN-related service.
  3. Enter your Aadhaar number and other requested details.
  4. Complete the verification process using the details registered with your records.
  5. Once verified, check the PAN information displayed by the service.
  6. Note down your PAN number for future tax and financial requirements.

If the Aadhaar-based service does not work, check whether your Aadhaar and PAN details are correctly linked and match the records held by the Income Tax Department. You can also use other official PAN services to verify your existing PAN.


Important: Do not apply for another PAN because you have forgotten your existing number. Use the official services to retrieve or verify your existing PAN.


-What if your Aadhaar and PAN are not linked?

If your Aadhaar is not linked with your PAN, the Aadhaar-based option may not work. In that case, use the Income Tax Department's other PAN-related services to verify or retrieve your existing PAN details.


Do not apply for another PAN simply because you have forgotten your existing number. An individual should not hold more than one PAN. Use the official Income Tax Department services to locate or verify your existing PAN.

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Offline methods to find your PAN card number

If you have forgotten your PAN number and cannot access it online, you can check your existing physical and financial records. Your PAN is commonly mentioned on documents and records used for tax and financial transactions.


You can try the following methods:

  • Check your PAN card: If you have an old physical PAN card, the PAN number is printed on it.
  • Review previous income tax documents: Check copies of your income tax returns, acknowledgements or other tax-related documents where your PAN may be mentioned.
  • Check Form 16: If you are salaried, your PAN may appear on Form 16 issued by your employer.
  • Review bank or investment records: PAN details may be available in certain account, investment or KYC records maintained by your bank or financial institution.
  • Check loan or insurance documents: Your PAN may be recorded in documents submitted during financial or KYC-related transactions.
  • Contact the Income Tax Department: If you cannot locate your PAN through your records, contact the Income Tax Department through its official support channels for guidance on retrieving your existing PAN.

You should not apply for a new PAN simply because you have misplaced or forgotten your existing number. The Income Tax Department states that the Instant e-PAN facility is for individuals who have not previously been allotted a PAN.

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Why keeping your PAN updated helps financial access

Keeping your PAN details accurate can make tax and financial transactions easier to manage. PAN is used to identify taxpayers and is required for several financial and tax-related activities.


Updating your PAN details when necessary can help you:

  • Complete KYC requirements: Accurate PAN details can support identity verification with banks and financial institutions.
  • Manage financial accounts: Correct PAN information can help avoid issues when dealing with certain banking, investment or insurance services.
  • Apply for loans and credit: Lenders may require PAN as part of their application and verification process.
  • Track tax records: PAN connects your tax returns, payments and other applicable tax information with your records.
  • Complete investments: PAN may be required for certain investments and financial transactions.
  • Avoid mismatched records: Keeping your details consistent can reduce the risk of discrepancies across tax and financial records.
  • Access tax-related services: Accurate PAN information can help you use applicable Income Tax Department services without unnecessary corrections.

You should update your PAN details if there is a change in relevant information or if you identify an error in your records. Use authorised channels for PAN-related updates and keep your personal information secure.

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If you have forgot PAN card number details, you can recover them through reliable online and offline methods. The Income Tax e-filing portal allows you to retrieve your PAN details after completing the required verification, while Aadhaar-linked services may offer a quicker option where applicable. If you need in-person assistance, PAN Service Centres and Income Tax offices can also help you recover your PAN information. For additional guidance, refer to the existing internal link provided on the page.



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Key offerings: 3 loan types

  • Flexi Hybrid Loan
  • Flexi Dropline Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30.5% p.a.

Processing fees

Up to 4.13% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

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Frequently asked questions

Overview

Fee and Charges

PAN recovery

What to do if you forgot your PAN card number?

If you’ve forgotten your PAN card number, you can retrieve it online using your Aadhaar number or personal details on the Income Tax portal.

Yes, you can retrieve your PAN card number using your Aadhaar card if both are linked. Visit the Income Tax portal or authorised platforms, enter your Aadhaar details, and complete OTP verification. Once verified, your PAN details will be displayed, ensuring a hassle-free retrieval process.
 

To find your PAN card number, log in to the Income Tax portal and use the 'Know Your PAN' service. Enter your name, date of birth, and registered mobile number. After OTP verification, your PAN number will be displayed securely. Ensure your details are accurate for a smooth process.

Yes, you can track your PAN card status on the NSDL or UTIITSL websites by entering your acknowledgement number and date of birth.

Visit the Income Tax e-filing website, select ‘Know Your PAN’, and enter your Aadhaar number or registered mobile number to access your PAN details instantly.

You can contact the Income Tax Department or raise a reactivation request through the NSDL or UTIITSL portals by providing relevant identity proofs.

No, retrieving your PAN card number online via the Income Tax portal or Aadhaar-linked services is entirely free. However, if you need a duplicate physical PAN card, fees may apply for reissuing it.

No, there is no fee for obtaining an instant e-PAN. The Income Tax Department provides this service free of cost through its official portal.

You can retrieve your PAN card number if it is lost by using the Income Tax e-filing portal or the authorised PAN service providers after completing the required identity verification. You may also visit a PAN Service Centre if you need offline assistance.

To retrieve your forgotten PAN number, you may need identity details such as your full name, date of birth, registered mobile number, or Aadhaar number, depending on the retrieval method. Additional verification may be required before your PAN details are displayed.

Yes, your PAN card number can be linked to your Aadhaar card if the linking process has been completed as per the Income Tax Department's requirements. You can verify your PAN-Aadhaar linking status through the official Income Tax e-filing portal.

If you have been allotted a PAN but cannot remember the number, you can retrieve it through the Income Tax e-filing portal or an authorised PAN service provider after identity verification. If you have never applied for a PAN, you must first submit a new PAN application.

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