Loan Types
Calculator
FAQs
Video
You may be eligible for a pre-approved personal loan offer
Enter mobile and OTP | Check offer | No branch visit needed
Why your PAN card number is important
Your PAN card number is a unique identification number issued by the Income Tax Department of India. It plays an important role in managing financial and tax-related activities. Keeping your PAN details accessible helps you complete various transactions and verification processes without delays.
Your PAN card number is commonly required for:
• Filing income tax returns and claiming refunds
• Opening savings and current bank accounts
• Applying for credit cards and personal loans
• Making certain high-value financial transactions
• Investing in mutual funds, shares, and other financial products
• Completing KYC and identity verification processes
Having your PAN card number readily available helps ensure smoother financial transactions and quicker verification when applying for banking or credit products. It also helps maintain accurate financial records and supports compliance with tax regulations.
Steps to retrieve your PAN card number online
You can find your PAN card number using the Income Tax e-filing portal in a few simple steps.
- Visit the Income Tax e-filing portal
- Log in or register
- Select “Know Your PAN” option
- Enter name, date of birth, and mobile number
- Verify using OTP
- View your PAN card number
This method is useful when you need quick access for banking or a personal loan application where PAN verification is required.
Using Aadhaar Card to retrieve your PAN card number
You can retrieve your PAN card number using Aadhaar if both are linked.
- Visit the Income Tax portal or authorised platform
- Select Aadhaar-based PAN retrieval
- Enter Aadhaar number, name, and date of birth
- Verify using OTP
- Access PAN details
This method helps when you forget your PAN card number details. It also supports faster verification during personal loan processing and KYC checks.
Offline methods to find your PAN card number
If you are unable to access online services, there are several offline ways to retrieve your PAN card number. These methods can help you verify your PAN details using official records and support services.
You can try the following options:
• Visit the nearest PAN service centre and request assistance with PAN retrieval
• Contact the Income Tax Department helpline and provide the required identity details for verification
• Check previous income tax returns, Form 16, or other tax-related documents where your PAN number may be mentioned
• Review bank account statements, investment records, or financial documents linked to your PAN
• Visit an Income Tax office with valid identity proof for assistance in locating your PAN details
Keeping a record of your PAN card number can help you avoid delays when completing tax filings, banking transactions, KYC verification, or applications for financial products such as a personal loan.
Why keeping your PAN updated helps financial access
Keeping your PAN details accurate and up to date helps ensure smooth access to a wide range of financial services. It allows banks, financial institutions, and government agencies to verify your identity and process requests efficiently.
An updated PAN can help with:
• Filing income tax returns and receiving refunds without delays
• Opening and managing bank accounts smoothly
• Completing KYC verification for financial services
• Applying for credit cards and personal loans
• Investing in mutual funds, shares, and other financial products
• Avoiding mismatches in financial and tax records
Maintaining correct PAN information helps reduce verification issues and supports faster processing of banking and credit-related applications. It also ensures that your financial records remain accurate across different institutions.
When your PAN and Aadhaar details are updated and correctly linked, identity verification becomes easier during financial applications. This can help streamline the verification process when applying for credit products such as a personal loan. With a Bajaj Finance Personal Loan, you can get funds from Rs. 40,000 to Rs. 55 lakh. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Conclusion
If you forget your PAN card number details, you can recover it easily through online or offline methods. The Income Tax portal and Aadhaar link offer quick access, while offline centres provide support when needed.
Keeping your PAN card number safe helps you manage financial tasks smoothly. It also supports faster processing during personal loan applications, banking, and tax filing.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
|
Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
Not your nearest branch?
Related articles
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000