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What is a PAN card
A PAN (Permanent Account Number) card is a unique 10-character alphanumeric identification number issued by the Income Tax Department of India. It serves as an important proof of identity for financial and tax-related activities.
The PAN card helps track an individual's financial transactions, including income tax filing, investments, bank account activities, and high-value purchases. It contains key details such as the cardholder’s name, date of birth, photograph, and PAN number.
Having a valid PAN card is essential for various financial activities, including opening a bank account, investing in financial products, applying for a credit card, and applying for a personal loan. It also helps maintain accurate financial records and ensures compliance with tax regulations.
Since PAN is widely used for identity and financial verification, it plays an important role in most credit-related processes, including loans and other financial services. In many cases, lenders use PAN details along with other basic information to understand eligibility and offer suitable options. You can check your offer in just 2 steps using your mobile number and OTP and apply online for a personal loan when needed.
How to check PAN card number by name and DOB
If you have misplaced your PAN card, you can verify your PAN details using your name and date of birth through official PAN verification services. Follow these steps:
- Visit the official Income Tax Department or authorised PAN service portal.
- Select the option to verify or search PAN details.
- Enter your full name exactly as it appears on your PAN records.
- Provide your date of birth in the required format.
- Complete the captcha verification.
- Submit the details for verification.
- If the information matches the records, your PAN details will be displayed for confirmation.
Ensure that the name and date of birth entered match your PAN records to avoid verification errors. Keeping your PAN details accessible can help you complete financial activities such as tax filing, KYC verification, and personal loan applications more smoothly.
How to retrieve your PAN card number through email
If you cannot access your PAN card and need to retrieve your PAN details, you may contact the authorised PAN service provider through email. Follow these steps:
- Compose a new email using your registered email address.
- Mention a clear subject line such as "Request for PAN Details".
- Include your full name, date of birth, registered mobile number, and any other details required for verification.
- Send the email to the authorised PAN service provider's support team.
- After verifying your details, the service provider may respond with guidance on accessing your PAN information.
Before sending the request, ensure that all details are accurate to avoid delays in verification. Having your PAN details readily available can help with tax filing, KYC verification, banking activities, and personal loan applications.
How to know PAN card number through a mobile application
You can access your PAN details through authorised mobile applications that provide PAN-related services. Follow these steps:
- Download the official PAN service application from the Google Play Store or Apple App Store.
- Open the application and sign in or register, if required.
- Navigate to the section related to PAN services or PAN details.
- Enter the required information, such as your name, date of birth, or registered mobile number.
- Complete the OTP verification process.
- Submit your request to retrieve your PAN details.
- Once verified, your PAN information will be displayed within the application.
Always use authorised and trusted applications to access PAN-related information. Keeping your PAN details accessible can help you complete financial tasks such as tax filing, KYC verification, and personal loan applications more conveniently.
How to know your PAN card number using Aadhaar number
You can verify and access your PAN details using your Aadhaar number through authorised online services, provided your PAN and Aadhaar are linked.
- Visit the official Income Tax Department portal or authorised PAN service website.
- Select the option related to PAN verification or PAN services.
- Enter your Aadhaar number and the required personal details.
- Complete the OTP verification process using your registered mobile number.
- Submit the details for verification.
- Once verified, you can view the PAN information linked to your Aadhaar.
Ensure that your Aadhaar and PAN details are correctly linked and updated to avoid verification issues. This can help you access various financial services, complete KYC formalities, and manage tax-related activities more smoothly.
Viewing PAN card details on the Income Tax website
If you are registered on the Income Tax e-Filing portal, you can easily view your PAN card details online. Follow these steps:
- Visit the Income Tax e-Filing portal.
- Log in using your User ID and password.
- Navigate to the Profile or My Profile section.
- Select the option to view your PAN details.
- Review the information displayed, including your name, date of birth, PAN number, and other registered details.
Regularly checking your PAN details helps ensure that your information is accurate and up to date, reducing the chances of issues during tax filing, KYC verification, and other financial transactions.
Verifying PAN card details by phone
You can verify the validity of your PAN card details by contacting the official PAN or Income Tax helpline. This method helps confirm whether your PAN is active and correctly registered.
- Call the official PAN or Income Tax helpline number.
- Provide the required details for identity verification, such as your name, date of birth, or PAN number.
- Follow the instructions provided by the customer support representative or automated service.
- Once verification is completed, you will receive confirmation regarding the status of your PAN.
This method is useful if you are unable to access online services or need assistance with PAN-related queries. Ensure that you contact only official helpline numbers to protect your personal information.
Easy steps to update PAN card details online
Updating your PAN card details online is a simple process that helps ensure your records remain accurate and up to date. Follow these steps:
- Visit the official PAN service provider's website.
- Select the option for PAN correction or update.
- Enter your PAN number and complete the required verification.
- Fill in the details that need to be updated, such as your name, date of birth, address, or contact information.
- Upload the necessary supporting documents.
- Review the information carefully and submit the application.
- Pay the applicable fee, if required.
- Note the acknowledgement number to track the status of your request.
Keeping your PAN details updated helps avoid discrepancies in financial records and ensures smooth processing of tax-related and banking transactions.
Importance of PAN card details
Accurate PAN card details are essential for managing financial and tax-related activities smoothly. PAN serves as a unique identifier that helps track financial transactions and verify your identity across various institutions.
Here is why PAN card details are important:
- Income tax compliance: PAN is required for filing income tax returns and claiming tax refunds.
- Banking transactions: It helps banks verify your identity and monitor certain high-value transactions.
- Investment activities: PAN is mandatory for investing in mutual funds, shares, bonds, and other financial products.
- Credit applications: Financial institutions often require PAN details when processing loan and credit card applications.
- KYC verification: PAN is widely accepted as an identity proof for completing Know Your Customer (KYC) formalities.
- Financial record management: It helps maintain accurate records of your financial activities across different institutions.
Keeping your PAN details correct and updated can help prevent verification issues and ensure smooth access to financial services. Accurate PAN details also help streamline verification when applying for financial products such as personal loans.
Conclusion
You can complete a PAN card number check using name through official online tools, Aadhaar-based verification, mobile apps, or helpline support.
These methods help you quickly access PAN details for banking, tax filing, and personal loan applications. Keeping your PAN information updated ensures smooth financial verification and faster processing of important services.
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Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
|
Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
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