Instant Flight Bookings on EMIs

Plan your travel without stress by booking flight tickets on affordable EMIs and using the Insta EMI Card for stress-free monthly repayments.
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Instant Flight Bookings on EMIs
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5 mins
March 28, 2026

Booking flight tickets on EMIs provides a smart way to manage your travel expenses for both domestic and international journeys. This facility allows you to reserve your seats immediately without paying the entire airfare upfront, which is particularly helpful during peak holiday seasons. You can plan your dream vacation or urgent business trips by spreading the cost over several months. 

To simplify this process, you can use the Bajaj Finserv Insta EMI Card. This card offers a pre-approved card loan offer that lets you convert your high-value travel bookings into manageable Easy EMIs.
 

Key benefits of booking flight tickets on EMIs

Choosing to pay for your air travel in instalments offers several financial advantages that enhance your overall trip planning. This flexible payment method ensures that your travel aspirations remain within your monthly budget.

  • Better cash flow: Retain your savings for on-ground holiday expenses like sightseeing and dining by avoiding a large one-time ticket payment.
  • Instant reservations: Secure lower airfares by booking your tickets well in advance even if you do not have the full amount ready.
  • Flexible repayment: Customise your monthly outgoings by selecting a repayment tenure that aligns with your income and existing financial commitments.
  • Higher travel range: Upgrade to premium cabins or explore distant international destinations by splitting the premium costs into smaller, bite-sized amounts.
  • Inclusive add-ons: Include the costs of travel insurance, extra baggage, and seat selection in your total EMI plan for a comprehensive travel solution.
     

What is a Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card is a unique digital payment tool designed to make high-value purchases more affordable. It provides a pre-approved card loan offer of up to Rs. 3 lakh which you can use at over 1.5 lakh partner stores. This card specifically allows you to divide your bills into Easy EMIs without the complexities of a traditional credit card. You can use it to shop for over one million products and services, including electronics, furniture, and travel bookings, with instant digital activation.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and book your flight tickets easily and affordably.
 

How to book flight tickets on EMIs

Booking your flights using the Easy EMI facility is a seamless and paperless process that you can complete within minutes. You can finalise your travel arrangements by following these simple, actionable steps.

  • Visit a partner travel website like MakeMyTrip or EaseMyTrip and enter your departure and destination details for the flight search.
  • Browse through the available flight options and select the one that best matches your preferred schedule and budget.
  • Navigate to the payment page and look for the EMI payment section from the list of provided checkout options.
  • Select the Bajaj Finserv Insta EMI Card and pick a repayment tenure that suits your monthly financial capacity.
  • Enter your card details and authenticate the transaction using the one-time password sent to your registered mobile number to confirm your booking.

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 
Also read: Features and benefits of the Bajaj Finserv Insta EMI Card
 

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

 
Also read: Eligibility criteria for the Insta EMI Card
 

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
      

Also read: How to apply for the Insta EMI Card
 

Explore more:

EMI full formBNPLPOS full form

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
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Frequently asked questions

Can I book flight tickets on EMIs?

Yes, you can easily book flight tickets on EMIs through various partner travel platforms in India. This facility allows you to split the total airfare into smaller monthly instalments. It helps you manage your travel budget effectively without the need for a large upfront payment for your journey.

What merchant categories can the Insta EMI Card be used for?

The Bajaj Finserv Insta EMI Card is accepted across a wide range of categories beyond just travel. You can use it to purchase smartphones, large home appliances, furniture, and even clothing. It also covers lifecare services and educational courses at thousands of partner stores and major e-commerce websites across the country.

Can I book connecting flights or multi-city trips on EMIs?

You can book connecting flights and complex multi-city itineraries on EMIs as long as the total transaction occurs on a partner platform. The system will calculate the total fare for all segments and allow you to convert that entire amount into a single EMI plan for your convenience.

Can I book international flights on EMIs using the Insta EMI Card?

You can book international flights on EMIs using the Bajaj Finserv Insta EMI Card through affiliated travel portals. Most partner websites allow you to convert international fares into Easy EMIs, provided the transaction meets the minimum booking amount. This makes global travel more accessible by spreading the cost over a longer duration.

Is there a minimum booking amount required for booking a flight on EMIs?

Most partner travel platforms require a minimum booking value, often starting from Rs. 5,000, to avail of the EMI facility. You should check the specific terms of the travel website during checkout. If your ticket price meets this threshold, you can successfully convert it into Easy EMIs.

Can I use the Insta EMI Card to book flights for someone else?

Yes, you can use your Bajaj Finserv Insta EMI Card to book flight tickets for your family members or friends. During the booking process, you simply need to enter the passenger details of the person travelling. The repayment responsibility for the Easy EMIs will remain linked to your registered card account.

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