Bajaj Finance in your city

As India’s entertainment, fashion and commercial centre, Mumbai accounts for more than 6.16% of India's economy. Mumbai is also the primary financial centre for India, with major Indian stock exchanges, brokerages, asset management companies. However, keeping up with the increasing cost of living in Mumbai can be challenging, and you may need to invest your savings in a safe investment option like a fixed deposit.

Invest online from the comfort of your home or visit any of our branches.

Features and benefits of fixed deposit

  • Highest safety of deposit

    Highest safety of deposit

    Backed by ICRA’s MAAA (Stable) rating and CRISIL’s FAAA/ Stable rating, Bajaj Finance ensures your investments are never at risk.

  • Small deposit amount

    Small deposit amount

    Get started on your investment journey with an amount of just Rs. 15,000 and make your savings grow.

  • Assured returns

    Assured returns

    Invest in a Bajaj Finance online FD to earn up to 7.35% p.a.*, with additional interest rate benefits up to 0.25% p.a. for senior citizens.

  • Loan against fixed deposit

    Loan against fixed deposit

    Avail 75% of your deposit’s value as a loan to gain instant access to funds during emergencies.

Grow your savings with a fixed deposit in Mumbai

Bajaj Finance Fixed Deposit offers secure returns without market fluctuations for those looking to invest in a fixed deposit in Mumbai. You can choose tenors ranging from 12 to 60 months and opt for payouts at periodic intervals or maturity. You can choose to grow your savings from the comfort of your home in just 4 easy steps that require no complex paperwork or processes.

As one of the safest avenues for you to grow your savings, Bajaj Finance FD is accredited with the highest safety ratings of FAAA by CRISIL and MAAA by ICRA, which indicate the highest safety of your deposit. Make your savings grow at assured returns up to 7.60% p.a.*

* Conditions Apply

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Fixed deposit rates in Mumbai

Bajaj Finance offers high interest rates to all customers. Individuals looking to grow their savings in Mumbai can gain secured returns unaffected by any market fluctuations by investing in this FD.

The annual rate of interest is valid for deposits from Rs. 15,000 up to Rs. 5 Crore (w.e.f June 14, 2022)

Tenor in months

12 – 23

24 – 35

36 – 60

Cumulative

5.85% p.a.

6.60% p.a.

7.20% p.a.

Monthly

5.70% p.a.

6.41% p.a.

6.97% p.a.

Quarterly

5.73% p.a.

6.44% p.a.

7.01% p.a.

Half-yearly

5.77% p.a.

6.49% p.a.

7.08% p.a.

Annual

5.85% p.a.

6.60% p.a.

7.20% p.a.


Special FD interest rates for cumulative deposits

Tenor in months

15

18

22

30

33

44

At Maturity

6.05% p.a.

6.15% p.a.

6.30% p.a.

6.70% p.a.

6.95% p.a.

7.35% p.a.


Special FD interest rates for non-cumulative deposits

Tenor in months

15

18

22

30

33

44

Monthly

5.89% p.a.

5.98% p.a.

6.13% p.a.

6.50% p.a.

6.74% p.a.

7.11% p.a.

Quarterly

5.92% p.a.

6.01% p.a.

6.16% p.a.

6.54% p.a.

6.78% p.a.

7.16% p.a.

Half Yearly

5.96% p.a.

6.06% p.a.

6.20% p.a.

6.59% p.a.

6.83% p.a.

7.22% p.a.

Annual

6.05% p.a.

6.15% p.a.

6.30% p.a.

6.70% p.a.

6.95% p.a.

7.35% p.a.


Rate benefits basis customer category (w.e.f June 14, 2022)

  • Additional rate benefits up to 0.25% p.a. for senior citizens