Frequently Asked Questions
How can I buy Furniture, Kitchen and Home décor products on EMI?
Furniture, kitchen and home décor products can be bought on easy EMIs on the Bajaj Finserv EMI Network. Loan can be availed equivalent to the cost price of your favorite furniture, modular kitchen & kitchen appliances, mattresses, watches and other home décor accessories and dividing the same in EMIs without any extra cost at the partner store. Alternately, if you have an EMI Card, you can simply swipe the card to buy the product.
Where in India can I avail Furniture, Kitchen and Home décor’ products on EMI facility?
We are currently offering EMI finance on over 1 million products across 43,000 stores in over 950 cities in India. To find out our partner stores in your city where you can purchase furniture and home décor products on easy EMIs, visit the store locator section on this page.
How can I avail of this loan?
Once you have decided on the product that you wish to purchase, all you have to do is to walk into any of our partner store, contact our representative and he/she will take you through the whole process of availing this loan. If you already have an EMI Card, you can swipe it to avail the loan. It's quick, easy and simple.
Do I make any down payment when I transact with the EMI Card?
Down payment amount depends on the product you are planning to purchase and the store from where you are making the purchase. Furniture, modular kitchen and home décor products involve a nominal down payment.
Do I pay any interest on the EMIs taken for the products I purchased?
You can buy the products on EMIs without any extra cost. Your purchase amount is divided into monthly installments at no additional cost.
Do I need to pay a charge to the retailer for any transaction I make on the EMI Card?
You may have to pay an additional transaction charge, depending on the schemes running at the dealer stores at that point of time.
How do I get loan related documents such as NDC, Statement of Accounts and other related documents?
Just call our customer care number 020–3957 5152 (Call charges applicable). Alternatively, you can log onto your account on the Customer Portal and download the necessary documents.