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Furniture on EMI

Shop on easy EMIs on the EMI Network. Think it. Done.

Home & Kitchen

Bright and colourful or calm and earthy, ethnic or modern, flamboyant or minimalistic - what's your home décor style? Give your home a stylish upgrade with new furniture and accessories, and get yourself a sleek modular kitchen that makes cooking easy, without worrying about how much it costs. Pay a nominal processing fee, and divide the cost of your purchase into easy EMIs, only on the Bajaj Finserv EMI Network.

1 crore+


1 million+






Features and Benefits

Loan up to Rs. 4.5 lakh

Get up to Rs.4.5 lakh for your desired home decor and furniture purchases.

Flexible EMI tenor

When you shop on the EMI Network, you can choose a repayment tenor that fits your budget, up to a maximum of 12 months.

EMI Card Image

EMI Network Card

The Bajaj Finserv EMI Network Card helps you give your home a makeover on easy EMIs with a simple swipe.

Instant approval

Get an instant approval through a quick online form or ask our in-store representative for an on-the-spot loan approval for your purchase.

Wide range of products

Wide range of products

Be it a new sofa set, bed, dining table, a modular kitchen or home linens, EMI Network covers the widest range products.

Only 3 documents required

ID proof, address proof, and a cancelled cheque is all you need to convert your home furnishing purchase into easy EMIs.

Access to an online account for customers

Everything about your loan, from the amount due, payment schedule, interest certificates, is easily available online.

How to shop

Booking a holiday on EMI is easy and hassle-free
You can use the Bajaj Finserv EMI Network Card to buy products at our partner stores.

With an EMI Network Card:

Step 1: Walk into our partner store
Step 2: Swipe your EMI Network Card
Step 3: Walk out with your purchase

How It Works

1. An individual between 21 and 60 years of age

2. Regular source of income


Enter your name and mobile number on the application form


One cancelled cheque


ECS mandate duly signed


A copy of PAN card


Address proof
(Above documents are applicable to those shopping without an EMI Network Card)

Processing fees varies from product to product purchased on the EMI Network.

1. Furniture, home decor, mattress, others: Rs. 767

2.Modular kitchen: Rs. 1017

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Top Partners

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Frequently Asked Questions

How can I buy Furniture, Kitchen and Home décor products on EMI?

Furniture, kitchen and home décor products can be bought on easy EMIs on the Bajaj Finserv EMI Network. Loan can be availed equivalent to the cost price of your favorite furniture, modular kitchen & kitchen appliances, mattresses, watches and other home décor accessories and dividing the same in EMIs without any extra cost at the partner store. Alternately, if you have an EMI Card, you can simply swipe the card to buy the product.

Where in India can I avail Furniture, Kitchen and Home décor’ products on EMI facility?

We are currently offering EMI finance on over 1 million products across 43,000 stores in over 950 cities in India. To find out our partner stores in your city where you can purchase furniture and home décor products on easy EMIs, visit the store locator section on this page.

How can I avail of this loan?

Once you have decided on the product that you wish to purchase, all you have to do is to walk into any of our partner store, contact our representative and he/she will take you through the whole process of availing this loan. If you already have an EMI Card, you can swipe it to avail the loan. It's quick, easy and simple.

Do I make any down payment when I transact with the EMI Card?

Down payment amount depends on the product you are planning to purchase and the store from where you are making the purchase. Furniture, modular kitchen and home décor products involve a nominal down payment.

Do I pay any interest on the EMIs taken for the products I purchased?

You can buy the products on EMIs without any extra cost. Your purchase amount is divided into monthly installments at no additional cost.

Do I need to pay a charge to the retailer for any transaction I make on the EMI Card?

You may have to pay an additional transaction charge, depending on the schemes running at the dealer stores at that point of time.

What documents do I need to submit to procure this loan?

Please check the section of documents on this page.

How do I get loan related documents such as NDC, Statement of Accounts and other related documents?

Just call our customer care number 020–3957 5152 (Call charges applicable). Alternatively, you can log onto your account on the Customer Portal and download the necessary documents.