Differences Between the iPhone 16 and the iPhone 15

Explore the differences in this iPhone 16 vs iPhone 15 guide and shop for your new device with the Insta EMI Card today.
Differences Between the iPhone 16 and the iPhone 15
3 min
March 30, 2026

The choice between the iPhone 16 and iPhone 15 depends on your need for the latest intelligence and processing power. While the iPhone 15 remains a highly capable device with its vibrant display and USB-C port, the iPhone 16 introduces the A18 chip and dedicated hardware like the Camera Control button. These upgrades prepare the newer model for advanced AI tasks and more professional photography. 

You can bring home either of these premium smartphones without any financial strain by using the Bajaj Finserv Insta EMI Card. This card provides a convenient card loan offer, allowing you to split the cost into Easy EMIs.
 

Overview of the iPhone 16

The iPhone 16 stands as a significant leap forward for the baseline series, focusing heavily on performance and user control. It features the powerful A18 chip, which supports high-end gaming and upcoming smart software features with ease. A new vertically aligned camera system enables spatial video recording, while the physical Camera Control button offers instant access to your photography tools. With a durable colour-infused glass back and an improved ultrawide lens that supports macro shots, this device provides a versatile and future-proof experience. It represents the ideal choice for those who want the latest technology in a compact form.
 

Overview of the iPhone 15

The iPhone 15 introduced several major changes that keep it relevant and powerful even today. It was the first standard model to feature the Dynamic Island, replacing the traditional notch for a more interactive interface. The transition to a USB-C port ensures better compatibility with your existing charging cables and accessories. Powered by the A16 Bionic chip, it handles daily multitasking and entertainment smoothly without any lag. Its 48MP main camera captures stunningly detailed photos, making it a fantastic high-end smartphone for users who want premium Apple features at a more accessible price point.
 

Key differences between the iPhone 16 and the iPhone 15

The primary distinctions lie in the internal hardware and the addition of physical controls. These changes enhance how you interact with your device and the level of software it can handle.

FeatureiPhone 15iPhone 16
ProcessorA16 BionicA18 Chip
RAM6GB8GB
Physical buttonsMute switchAction and Camera Control buttons
Camera layoutDiagonalVertical
Macro photographyNot supportedSupported

 
Specification comparison between the iPhone 16 and the iPhone 15

Technical specifications highlight the subtle refinements in weight and significant boosts in processing efficiency. Both models maintain the high standard of display quality and build that you expect from a flagship.

SpecificationiPhone 15iPhone 16
Display6.1-inch OLED6.1-inch OLED
Resolution1179x2556 pixel1179x2556 pixel
Peak brightness2,000 nits2,000 nits
Main camera48MP48MP
Battery capacity3,349 mAh3,561 mAh
Weight171 g170 g
Dimensions147.6 x 71.6 x 7.8 mm147.6 x 71.6 x 7.8 mm

 
Price comparison between the iPhone 16 and the iPhone 15

Pricing in India reflects the generational gap and the current market value of these devices. You can choose the storage capacity that best fits your media and application needs.

Storage variantiPhone 15 priceiPhone 16 price
128GBRs. 54,900Rs. 69,900
256GBRs. 64,900Rs. 79,900
512GBRs. 84,900Rs. 99,900

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit a partner store. 
 

Which one should you choose?

Selecting your ideal iPhone depends on whether you value the latest innovations or a balanced price-to-performance ratio. Both devices deliver a top-tier user experience with long-term software support.

  • Choose the iPhone 16: Pick this model if you want the new Camera Control button and the 8GB RAM required for the most advanced AI features.
  • Choose the iPhone 15: Select this version if you want the Dynamic Island and USB-C convenience while saving on your total purchase cost.
  • Photography enthusiasts: Opt for the iPhone 16 to enjoy macro photography and spatial video recording for a more creative experience.
  • Regular users: The iPhone 15 remains more than enough for high-quality social media, streaming, and daily communication needs.
  • Future proofing: Invest in the iPhone 16 to ensure your hardware remains compatible with the newest software updates for many years.
     

What is a Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card is a digital financial tool that provides you with a pre-approved card loan offer of up to Rs. 3 lakh. It allows you to shop for your favourite gadgets and electronics at over 1.5 lakh partner stores across India. You can convert the total cost of your purchase into Easy EMIs over a flexible tenure ranging from 3 to 60 months. This card offers a completely paperless application process and instant digital activation. It simplifies your shopping experience by removing the need for immediate full payments for high-value items.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred iPhone easily and affordably.
 

How to shop for an iPhone 16 and an iPhone 15 using the Insta EMI Card

Buying your new iPhone with the Insta EMI Card is a quick and seamless process at any partner retail outlet. You can follow these simple steps to complete your purchase.

  • Visit an authorised partner electronics store and choose the specific iPhone model and colour that you like.
  • Head to the billing counter and inform the store representative that you want to pay using the Insta EMI Card.
  • Share your registered mobile number or show your digital card details to the executive to start the transaction.
  • Select a repayment tenure that fits your monthly financial plan and confirm the details of your Easy EMIs.
  • Enter the one-time password sent to your phone to authorise the payment and take your new iPhone home immediately.

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 
Also read: Features and benefits of the Bajaj Finserv Insta EMI Card
 

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

 
Also read: Eligibility criteria for the Insta EMI Card
 

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
      

Also read: How to apply for the Insta EMI Card
 

Explore more:

EMI full formBNPLPOS full form

Frequently asked questions

Can I buy the iPhone 16 or the iPhone 15 on Easy EMIs?

Yes, you can purchase both the iPhone 16 and the iPhone 15 using Easy EMIs with your Bajaj Finserv Insta EMI Card. This allows you to split the total cost of the phone into small monthly instalments. You can choose a tenure that suits your budget at any partner retail store.

What is the price of iPhone 16 and iPhone 15 in India?

As of 2026, the iPhone 16 starts at Rs. 69,900 for the 128GB model. The iPhone 15 is available at a lower starting price of approximately Rs. 54,900. These prices may vary depending on the specific storage variant you choose and any ongoing store offers.

Which is better: the iPhone 16 or the iPhone 15?

The iPhone 16 is technically superior due to its A18 chip, higher RAM, and new physical buttons for camera control. However, the iPhone 15 offers excellent value as it features the Dynamic Island and USB-C. Your choice depends on whether you need the latest AI-ready hardware or a more affordable flagship.

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Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals. 

You can use the Bajaj Finserv App to: 

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more. 
  • Explore and apply for co-branded credit cards online. 
  • Invest in fixed deposits and mutual funds on the app. 
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers. 
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions. 
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs. 
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators 
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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Disclaimer

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