Property owners in Chhattisgarh are required to pay property tax to the Department of Urban Administration and Development, which oversees tax assessment and collection across municipal corporations. Both residential and non-residential properties located within municipal limits are taxed based on their assessed property value.
For residents of cities such as Bilaspur, the process has become more convenient with the availability of online property tax payment through the official Chhattisgarh government portal. This guide helps homeowners and buyers understand how property tax works in Chhattisgarh, including assessment, payment methods, and online procedures.
Understanding the role and services of the Chhattisgarh Municipal Corporation makes it easier for residents to manage civic responsibilities like property tax payments and access digital services. Timely payment not only ensures compliance but also contributes to local infrastructure and urban development.
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What is property tax in Chhattisgarh?
Property tax in Chhattisgarh is a local tax levied by municipal corporations or local bodies on properties like land, residential, commercial, and industrial buildings. The tax is calculated based on factors like property size, location, and usage. The revenue generated is used to fund local civic amenities such as road maintenance, sanitation, public healthcare, education, and infrastructure development. This tax plays a key role in ensuring the development and upkeep of urban and rural areas, benefiting the overall community by providing essential services and improving the quality of life for residents in Chhattisgarh.
What is Chhattisgarh Municipal Corporation?
The Chhattisgarh Municipal Corporation (CGM) is a local governing body established to manage urban civic functions and services across cities in Chhattisgarh. It is responsible for the administration of public amenities, infrastructure development, taxation, and regulatory functions, ensuring a well-ordered urban environment. CGM operates under the Chhattisgarh Municipal Corporation Act, providing a structured approach to governance and administration in urban areas.
Required documents for Chhattisgarh property tax
To successfully pay property tax in Chhattisgarh, property owners need to have certain documents ready. These documents help verify ownership and ensure accurate tax calculation. The essential documents include:
- Property ownership proof: Sale deed, title deed, or allotment letter confirming legal ownership of the property.
- Property tax receipt: Previous year’s tax receipt, if applicable, for reference and record-keeping.
- Property Identification Number (PID): A unique number assigned to the property by the local municipal authority.
- Encumbrance certificate: To verify the property is free from legal liabilities (if required).
- Occupancy certificate: Proof that the property is fit for occupancy, especially for newly constructed buildings.
- Identity proof: Government-issued ID such as Aadhaar card, voter ID, or passport of the property owner.
- Address proof: Documents like utility bills or ration cards confirming the owner’s address.
Key functions of Chhattisgarh Municipal Corporation
- Urban Planning and development.
- Property tax collection and management.
- Water supply and sanitation.
- Solid waste management.
- Public health and sanitation.
- Road and infrastructure maintenance.
- Issuance of trade licenses and building plan approval.
- Street lighting and maintenance.
Property tax rate in Bilaspur in 2026
For the 2026 assessment year, Bilaspur offers tax relief on low-value properties. Residential properties with an annual rental value up to Rs 6,000 are fully exempt from property tax.
Annual rental value |
Tax rate |
Up to Rs 6,000 |
0% |
Rs 6,001-50,000 |
9% |
Rs 50,001-1,00,000 |
10% |
Rs 1,00,001-2,00,000 |
12% |
Rs 2,00,001-3,00,000 |
14% |
Rs 3,00,001-4,00,000 |
16% |
Rs 4,00,001-5,00,000 |
18% |
More than Rs 5,00,000 |
20% |
General tax rates in Chhattisgarh
Property type |
Indicative tax rate (Raipur/Bilaspur region) |
Key notes |
Residential |
Based on annual rental value, starting from 0% for lower slabs and up to around 20% for higher value properties |
Rates are applied in progressive slabs depending on the annual rental value |
Commercial |
Higher than residential property rates |
Typically ranges between 2.5% and 44.1%, depending on zone, location, and assessment method |
Industrial |
Generally the highest among all categories |
Commonly around 3%, subject to municipal regulations |
In addition to basic property tax, a consolidated tax is often levied for services such as sanitation, fire protection, and street lighting, usually as a fixed monthly or annual charge.
Organisational structure of Chhattisgarh Municipal Corporation (CGM)
The Chhattisgarh Municipal Corporation follows a structured administrative framework to ensure efficient urban governance, policy execution, and delivery of civic services across cities.
| Position | Responsibilities |
| Mayor | Head of the Municipal Corporation |
| Commissioner | Executive Officer for Administration |
| Standing Committee | Policy-making and Budget Approvals |
| Health Officer | Public Health and Sanitation Management |
| Tax Officer | Property Tax Collection and Revenue Management |
| Public Relations Officer | Communication and Public Engagement |
Online services offered by CGM:
- Online property tax payment.
- Building plan approvals.
- Birth and death certificates.
- Water connection application.
- Grievance redressal and complaint filing.
- Trade license registration.
Property tax management with CGM
Property tax is one of the primary sources of revenue for CGM, used for urban development and maintenance. The Chhattisgarh property tax system allows property owners to pay their dues conveniently through online and offline modes. The tax amount is based on factors like the property’s location, size, and usage. Residents can also calculate and pay their property tax online using the CGM portal, ensuring compliance and contributing to city development.
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Table for tax rates |
|
Property Type |
Tax Rate (%) |
Residential |
1.20% |
Commercial |
2.50% |
Industrial |
3.00% |
Building plan approvals and permissions
- Submit application online via the CGM portal.
- Attach required documents (site plan, ownership proof, etc.).
- Pay the necessary fees online.
- Receive approval or further instructions from CGM.
Birth & death registration services
CGM offers online and offline services for the registration of births and deaths within the municipal area. Individuals need to fill out an application form, attach relevant documents, and pay a nominal fee to receive the certificates. This service is crucial for maintaining accurate demographic data.
Water & sanitation services
- New water connection applications.
- Water supply management and distribution.
- Complaint resolution for water-related issues.
- Public sanitation maintenance and cleaning services.
How to access CGM’s (Chhattisgarh Municipal Corporation) online portal?
The CGM online portal is a one-stop solution for various civic services, including property tax payment, grievance redressal, and certificate issuance. Residents can easily access these services through the CGM portal, much like the BBMP property tax portal for other cities. The portal is user-friendly and designed to facilitate quick and efficient access to municipal services.
Steps to register on the CGM portal:
- Visit the official CGM website.
- Click on the "Register" button.
- Fill in your personal details, such as name, address, and contact information.
- Set up a username and password for future logins.
- Verify your account via an email or SMS link.
How to pay property tax online in Chhattisgarh?
Paying Chhattisgarh Property Tax Online is straightforward. Follow these steps:
- Visit the CGM official website.
- Navigate to the "Property Tax" section.
- Enter your property details.
- Verify the tax amount and select the payment method.
- Complete the payment using net banking, credit/debit cards, or UPI.
Offline payment procedure for Chhattisgarh property tax
Here’s a step-by-step way to pay your Chhattisgarh property tax offline:
Generate challan online: Start by visiting the official Chhattisgarh municipal property tax portal and complete the self-assessment process to generate a property tax challan.
Select pay later option: Choose the “Pay later” option after assessment so the challan can be used for offline payment.
Print the challan: Download and print the generated challan, which contains your property details and payable amount.
Visit municipal office: Within seven days of challan generation, visit the local municipal corporation office where the property is registered.
Submit required documents: Carry property ownership proof, identity proof, and previous tax receipts if available, along with the printed challan.
Make the payment: Pay the assessed property tax amount at the cash counter using cash or cheque, as permitted by the municipality.
Collect payment receipt: Obtain an acknowledgement receipt immediately after payment as official proof.
Receive property tax bill: Use the receipt to collect your updated property tax bill from the same municipal office for future reference.
How to file a complaint with CGM?
- Log in to the CGM portal or use the mobile app.
- Click on the "Grievance" or "Complaint" section.
- Fill in the required details, including the nature of the complaint.
- Submit the complaint and note the reference number for future tracking.
Key achievements & projects of Chhattisgarh Municipal Corporation (CGM)
Here are the key achievements and projects of the CGM:
- CGM has developed and upgraded urban road networks to improve connectivity and reduce traffic congestion across cities.
- Water supply infrastructure has been strengthened through pipeline expansion, leak reduction, and improved distribution systems.
- Smart city initiatives have been implemented to enhance digital services, surveillance, and urban planning.
- Significant progress has been made in solid waste management, including segregation, recycling, and scientific disposal methods.
- Digital governance platforms have improved access to civic services, online payments, and grievance redressal, making municipal processes more citizen-friendly.
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Conclusion
The Chhattisgarh Municipal Corporation plays a crucial role in managing and improving urban infrastructure and services in the state. With a focus on transparency and efficiency, CGM ensures that residents have easy access to essential civic services, including property tax management, water supply, and sanitation. For those looking to finance their property needs, Bajaj Finance offers a convenient Loan Against Property with competitive interest rates and flexible terms. This loan helps you unlock the value of your property to fund various needs, from home renovations to business expansion.
