Bajaj Finserv in your city

One of the most influential states of India, Karnataka has a rich history, and the modern state has a booming economy. Its capital Bengaluru is known as the ‘Silicon Valley of India,’ and the statehouses various businesses across different segments.

Thus, business owners can now take a business loan in Karnataka from Bajaj Finserv to meet their firm’s monetary requirements.

Features and benefits

  • High loan amount

    High loan amount

    Now get up to Rs. 50 lakh and finance all your business requirements. Enjoy no restriction on usage.

  • Quick loan approval

    Quick loan approval

    Now receive instant loan approval with the pre-approved offers extended by Bajaj Finserv.

  • Money in your bank in %$$BOL-Disbursal$$%*

    Money in your bank in 48 hours*

    Following a swift approval, get funds in your bank account in just 48 hours*.

  • Repayment flexibility

    Repayment flexibility

    Repay your loan with a flexible repayment tenor of up to 96 months. Use Business Loan EMI Calculator for help.

  • Flexi loan facility

    Flexi loan facility

    Save up to 45%* on EMIs with Bajaj Finserv’s exclusive Flexi loan facility.

  • Minimal documentation

    Minimal documentation

    You can get a business loan in Karnataka from Bajaj Finserv by submitting nominal documents.

  • Complete transparency

    Complete transparency

    Get funds for your business with Bajaj Finserv against completely transparent policies.

  • Online account management

    Online account management

    Manage your loan account conveniently with our online customer portal – Experia.

The state of Karnataka is one of the leading contributors to India’s GDP. The state economy offers a great combination of industrial development and agriculture. While it houses some leading IT and Communication companies, it also maintains a strong agricultural presence with coffee, rubber, tea, etc. The state is a budding ground for business of all genres.

Therefore, individuals who are planning to start their venture can resort to Bajaj Finserv for financial assistance. They can now get up to Rs. 50 lakh without submitting any collateral and against competitive interest rates. Also, features like easy repayment terms, online account management, and nominal processing time can further enhance the borrowing experience.

*Conditions apply

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Documentation and eligibility criteria

  • Citizenship


    Only Indian

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    685 or more

  • Age


    24 years to 70 years*
    (*Age should be 70 years at Loan Maturity)

  • Business vintage

    Business vintage

    Minimum 3 years

Forget going through a lengthy documentation process. We require only the essential documents to complete the application process. Make sure the papers are valid and updated. For the complete list of documents required, click here.

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Interest rates and charges

Bajaj Finserv extends attractive business loan interest rates and minimal processing charges. For the complete list of charges, click here.

Frequently asked questions

Can I use a business loan to improve my firm’s working capital?

Yes, you can utilise business loans to strengthen the working capital of your company.

What are the different types of business loans?

Business loan sub-types include MSME and SME loans, business loans for women, machinery loans, and working capital loans.

Who can apply for a business loan?

Any self-employed individual can apply for a business loan from Bajaj Finserv. However, meeting the eligibility criteria is essential for every applicant.