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Business Loan Eligibility and Documents

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Business Loan Eligibility Criteria

Qualifying for a business loan from Bajaj Finserv is simple. You just need to fulfil the following eligibility criteria to avail the benefits of the loan:

  •  

    You should be between 25-55 years old.

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    Your business should have a vintage of at least 3 years.

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    Your business should have its Income Tax returns filed for at least the past 1 year.

You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.

Here is a list of the Business Loan customer profiles that we consider:

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  • Self Employed Professionals (SEP)
  • Allopathic doctors, chartered accountants, company secretaries and architects who are practicing their profession. Proof of qualification – document to be shared
  • Self Employed Non Professionals (SENP)
  • Traders and manufacturers, retailers, Proprietors, and service providers etc
  • Entities
  • Partnerships, Limited Liability Partnership, Private Limited and closely held Limited companies. Other constitution types depending on their profile on a case to case basis

Based on your meeting the eligibility criteria, you can get a Business Loan in the following cities, up to a limit of Rs. 30 lakh:

List of Cities

Documents Required for Business Loan

The document requirements for business loans are minimum, you simply need to hand over the following documents to our representative:

  • Passport size photograph

  • KYC documents

  • Business proof: Certificate of business existence

  • Relevant Financial documents

  • Bank Account statement of last month

  • Bajaj Finserv’s lending criteria for business loans is easy and requirements for business loans are minimum, making the business loan process easy and hassle-free for you.

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