Published Aug 29, 2025 4 Min Read

Payment failed but amount deducted BESL bill paid on Bajaj Finserv

One of the most common issues users face is a failed BESL bill payment where the amount is deducted from their account. If this happens to you, do not worry—it can be resolved quickly through Bajaj Finserv’s user-friendly app or portal.

Here are the steps you need to follow to resolve this issue:

Log in to the Bajaj Finserv App or Portal:
Use your registered mobile number or email address to access your account.

Navigate to the ‘Bills and Payments’ Section:
Once logged in, go to the ‘Bills and Payments’ section and select the ‘Payment Discrepancies’ option.

Locate the BESL Transaction:
Identify the specific transaction where the payment failed but the amount was deducted.

Provide Transaction Details:
Enter key details such as the transaction ID or UTR number for tracking purposes.

Raise a Service Request:
Submit a service request or raise a ticket through the chatbot for assistance.

Pro Tip: Always keep a record of your transaction ID or payment reference number. This information will help expedite the resolution process. 

Wallet amount not refunded after failed BESL payment

If you used a wallet for your BESL payment and the transaction failed, you might notice that the amount is not immediately refunded. Here is how you can resolve this issue:

Check Your Wallet Balance:
Log in to your Bajaj Finserv account and verify your wallet balance under the ‘Wallet and Payments’ section.

Track the Refund Status:
Use the app or portal to track the status of your refund. Refunds are typically processed within 24-48 hours.

Raise a Query:
If the refund is not reflected within the stipulated time, raise a query under the ‘Payment Issues’ section. Provide details like the transaction ID and payment date.

Contact Customer Support:
If the issue persists, contact Bajaj Finserv’s customer support team for further assistance.

Note: Refund timelines may vary based on the payment method used. Always ensure that your wallet details are up to date to avoid delays.

App freezes when paying BESL bill via Bajaj Finserv

An app freeze during a BESL bill payment can be frustrating, but it is usually caused by issues like poor network connectivity or outdated app versions. Here is how you can troubleshoot this problem:

Check Your Internet Connection:
Ensure that you have a stable and reliable internet connection before initiating the payment.

Clear the App Cache:
Go to your device settings, locate the Bajaj Finserv app, and clear its cache. This can help resolve temporary glitches.

Update the App:
Make sure you are using the latest version of the Bajaj Finserv app. Updates often include bug fixes and performance improvements.

Switch to the Desktop Portal:
If the app continues to freeze, try completing the payment through the Bajaj Finserv desktop portal.

Report the Issue:
If none of the above steps work, report the issue to customer care with a detailed description of the problem, including the time and date of the freeze.

Pro Tip: Regularly update your app and clear its cache to ensure a smooth user experience.

Frequently Asked Questions

Why didn’t I receive a receipt after BESL bill payment?

If you did not receive a receipt after completing your BESL bill payment, follow these steps to retrieve it:

Check the ‘Payment History’ Section:
Log in to the Bajaj Finserv app or portal and navigate to the ‘Payment History’ section.

Download the Receipt:
Locate the specific transaction and click on the ‘Download Receipt’ option.

Verify Your Contact Details:
Ensure that your registered email address and mobile number are correct. Incorrect details can prevent receipt delivery.

Raise a Query:
If you are unable to find the receipt, raise a query under the ‘Payment Issues’ section for assistance.

How to resolve ‘Bajaj Pay OTP not received’ during BESL payment?

If you are not receiving the OTP required for completing your BESL payment, here is what you can do:

Verify Your Mobile Number:
Ensure that the mobile number linked to your Bajaj Finserv account is correct and active.

Check Network Connectivity:
Poor network coverage can delay OTP delivery. Move to an area with better connectivity and try again.

Re-trigger the OTP:
Use the ‘Resend OTP’ option available on the payment page.

Restart the App:
Close and reopen the Bajaj Finserv app to refresh the session.

Contact Customer Support:
If the issue persists, contact Bajaj Finserv’s support team to report the problem.

What should I do if my BESL bill payment is deducted but not updated?

If your BESL bill payment is deducted but not reflecting in your bill status, follow these steps:

Confirm Payment Status:
Log in to the Bajaj Finserv app or portal and check the payment status under the ‘Bills and Payments’ section.

Raise a Service Ticket:
If the payment is not updated, raise a service ticket under the ‘Payment Issues’ section. Provide transaction details like the UTR number.

Wait for Resolution:
Bajaj Finserv typically resolves such issues within 24-48 hours.

Contact Customer Support:
For urgent matters, reach out to customer support with all relevant transaction details.

Are there rewards for paying BESL bills via Bajaj Finserv?

Yes, Bajaj Finserv offers rewards and cashback for users who pay their BESL bills through its platform. To check your eligibility:

Visit the ‘Rewards’ Section:
Log in to your account and navigate to the ‘Rewards’ section to view ongoing offers.

Track Your Rewards:
After completing a payment, check your reward status under the ‘Payment History’ section.

Raise Queries for Missing Rewards:
If you did not receive your reward, raise a query under the ‘Rewards Issues’ section.

How to check past BESL bill payment history?

To view your past BESL bill payments, follow these steps:

Log in to the Bajaj Finserv App or Portal:
Use your registered credentials to access your account.

Go to the ‘Payment History’ Section:
Navigate to the ‘Payment History’ section under ‘Bills and Payments.’

Use Filters:
Apply filters such as date range or payment amount to locate specific transactions.

Download Records:
For record-keeping, download the payment history or individual receipts as needed.

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Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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