Published Aug 29, 2025 4 Min Read

Payment failed but amount deducted APDCL bill paid on Bajaj Finserv

One of the most frustrating issues users face is when a payment fails, but the amount is deducted from their account. This can happen due to technical glitches, server issues, or connectivity problems. Here is how you can resolve this issue:

Steps to Resolve:

Check your transaction status:
Log in to the Bajaj Finserv app or website and navigate to the “Transaction History” section. Look for the specific transaction and check its status.

Retrieve payment details:
Note down the payment reference ID and transaction date for further communication.

Wait for reconciliation:
In most cases, the deducted amount is automatically refunded to your bank account or wallet within 24-48 hours.

Contact customer support:
If the amount is not refunded after 48 hours, reach out to Bajaj Finserv’s customer support team. Provide them with the payment reference ID and transaction details for faster resolution.

Pro Tip: Ensure that you have a stable internet connection when making payments to minimise the chances of transaction failures. You can also use the live chat feature on the Bajaj Finserv app for quicker assistance.

Wallet amount not refunded after failed APDCL payment

If you used your wallet for payment and the transaction failed, the refund process might take some time. Here is what you need to do:

Steps to Recover Wallet Amount:

Log in to your Bajaj Finserv account:
Access your account via the app or website and go to the “Wallet Balance” or “Refund Status” section.

Check refund status:
Look for the failed transaction and verify whether the refund has been initiated.

Submit a service request:
If the refund is not processed within 3-5 working days, submit a service request through the app or website. Provide details such as the transaction ID and payment method.

Submit a refund request now through our support centre.

Why It Matters: Refund delays can cause inconvenience, especially if you need to make another payment. By following these steps, you can ensure a timely resolution and avoid duplicate payments.

App freezes when paying APDCL bill via Bajaj Finserv

Technical glitches like app freezing or crashing can disrupt your payment process. These issues are often caused by outdated app versions, cache overload, or poor connectivity. Here is how you can troubleshoot:

Troubleshooting Steps:

Clear app cache:
Go to your phone’s settings, locate the Bajaj Finserv app, and clear its cache. This can resolve minor glitches.

Update the app:
Ensure that you are using the latest version of the Bajaj Finserv app. Visit the Google Play Store or Apple App Store to download updates.

Restart the app:
Close the app completely and reopen it. If the issue persists, restart your phone.

Switch to desktop:
If the app continues to freeze, use the Bajaj Finserv website on your desktop to complete the payment.

Download the latest version of the Bajaj Finserv app.

Pro Tip: Regularly updating the app and clearing cache can help you avoid technical issues and ensure a seamless payment experience.

Conclusion

Paying your APDCL electricity bill via Bajaj Finserv is a secure and convenient option. The platform not only ensures smooth transactions but also provides robust post-payment support to resolve common issues like failed payments, missing receipts, and technical glitches. By following the troubleshooting steps outlined in this guide, you can address these problems effectively and make the most of Bajaj Finserv’s services.

Whether you need to check your payment history, download receipts, or track refunds, Bajaj Finserv offers easy-to-use tools to enhance your experience. Take advantage of features like live chat support, transaction tracking, and rewards to simplify your electricity bill payments.

Actionable CTA: Resolve your APDCL bill payment issues now with Bajaj Finserv.

This comprehensive guide ensures that you have all the information needed to navigate APDCL bill payments via Bajaj Finserv. By addressing user pain points and offering actionable solutions, it serves as a trusted resource for hassle-free bill payments.

Frequently Asked Questions

Why didn’t I receive a receipt after APDCL bill payment?

Missing receipts can occur due to server delays or technical glitches. To retrieve your receipt:

  • Log in to the Bajaj Finserv app or website.
  • Go to the “Transaction History” section.
  • Select the specific payment and download the receipt.

If the receipt is still unavailable, contact Bajaj Finserv support with your payment reference ID.

How to resolve ‘Bajaj Pay OTP not received’ during APDCL payment?

If you did not receive the OTP required for payment authentication, follow these steps:

  1. Ensure that your registered mobile number is active and has network coverage.
  2. Check for any SMS blocking settings on your phone.
  3. Click on the “Resend OTP” option in the app.
  4. If the issue persists, contact Bajaj Finserv customer support for assistance.
What should I do if my APDCL bill payment is deducted but not updated?

If your payment is deducted but not reflected in your APDCL bill status:

  1. Verify the payment reference ID in the Bajaj Finserv app.
  2. Wait for 24-48 hours for the system to update your bill status.
  3. If the payment is still not updated, raise a support ticket with Bajaj Finserv and provide the transaction details.
Are there rewards for paying APDCL bills via Bajaj Finserv?

Yes, Bajaj Finserv often provides rewards for eligible bill payments. To check for available offers:

  • Log in to the Bajaj Finserv app or website.
  • Navigate to the “Offers” or “Rewards” section.

Keep in mind that rewards are subject to terms and conditions.

How to check past APDCL bill payment history?

To view your past APDCL bill payments:

  1. Log in to the Bajaj Finserv app or website.
  2. Go to the “Transaction History” section.
  3. Filter the transactions by date or biller to find your APDCL payments.

This feature allows you to track your payment history and download receipts for future reference.

Show More Show Less

Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions. In case any inconsistencies observed, please click on reach us.

*Terms and conditions apply