Loan against securities is a loan facility where you can borrow money by pledging your securities such as shares, bonds, or mutual funds. This type of loan provides access to funds while allowing you to retain ownership of your investments.
Bajaj Finance Limited provides the option to use your shares, bonds, or mutual funds as collateral to avail a loan against securities.
If you’ve opted for a loan against securities from Bajaj Finance, you can manage your loan using our do-it-yourself (DIY) services. You can make use of all these services by signing-in to our customer portal – My Account.
Here’s the list of self-service options you can use by visiting our customer portal.
- View your loan details
You can check your loan details such as the value of your pledged securities, the interest rate charged, the drawing capacity, and more. - Withdraw funds
When you select our loan against securities, you’re given a drawing power. You can withdraw funds from the drawing power as many times as you need. - Download your loan statement
Download the statement of account for your loan from our dedicated 'Document Centre' section and keep track of all your transactions with ease. This section also allows you to download other documentation related to your loan against securities. - Manage your loan repayments
Bajaj Finance offers various payment choices to assist you in managing your loan repayment. With our multiple payment options, you can clear your overdue EMIs or part-prepay your loan. - Release your securities
You can release your pledged securities, such as shares, bonds, or mutual funds, by raising an online request. This allows you to reclaim ownership and control of your assets, helping you to manage your investments conveniently.
You can explore these services by simply visiting our digital customer service portal – My Account.
Follow these easy steps to sign-in and use the DIY services available on our customer portal.
- Click on the ‘Sign-in’ button on this page to visit My Account
- Enter your registered mobile number and the OTP to sign-in
- Verify your details with your date of birth and proceed
You can download our app from the Play Store/ App Store and use these digital services on the go.