All about loan against securities services

Read our detailed guide to learn more about our DIY services to manage your loan account.
All about loan against securities services
5 min read
6 September 2023

Loan against securities is a loan facility where you can borrow money by pledging your securities such as shares, bonds, or mutual funds. This type of loan provides access to funds while allowing you to retain ownership of your investments.

Bajaj Finance Limited provides the option to use your shares, bonds, or mutual funds as collateral to avail a loan against securities.

If you’ve opted for a loan against securities from Bajaj Finance, you can manage your loan using our do-it-yourself (DIY) services. You can make use of all these services by signing-in to our customer portal – My Account.

Here’s the list of self-service options you can use by visiting our customer portal.

  • View your loan details
    You can check your loan details such as the value of your pledged securities, the interest rate charged, the drawing capacity, and more.
  • Withdraw funds
    When you select our loan against securities, you’re given a drawing power. You can withdraw funds from the drawing power as many times as you need.
  • Download your loan statement
    Download the statement of account for your loan from our dedicated 'Document Centre' section and keep track of all your transactions with ease. This section also allows you to download other documentation related to your loan against securities.
  • Manage your loan repayments
    Bajaj Finance offers various payment choices to assist you in managing your loan repayment. With our multiple payment options, you can clear your overdue EMIs or part-prepay your loan.
  • Release your securities
    You can release your pledged securities, such as shares, bonds, or mutual funds, by raising an online request. This allows you to reclaim ownership and control of your assets, helping you to manage your investments conveniently.

You can explore these services by simply visiting our digital customer service portal – My Account.

Follow these easy steps to sign-in and use the DIY services available on our customer portal.

  • Click on the ‘Sign-in’ button on this page to visit My Account
  • Enter your registered mobile number and the OTP to sign-in
  • Verify your details with your date of birth and proceed

Sign-in

You can download our app from the Play Store/ App Store and use these digital services on the go.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.