Types of Fixed Deposit

When investing in a Bajaj Finance Fixed Deposit, you can get guaranteed returns with competitive interest rates. There are also different Fixed Deposit schemes to suit your convenience, and investment needs. Read on to know more about these.

DID You Know ? Bajaj Finance is now offering interest rates of upto 6.60% on fixed deposit and 0.25% more for senior citizens. What's more, online investors get 0.10% extra (not applicable for senior citizens) Invest Online

Fixed Deposit for Non Senior Citizens

Deposit amount for a fixed tenure and earn interest up to 7.10%
Tenure ranges from 12 months to 60 months
Choose to get interest payout at maturity, or opt for periodic payouts
Invest online through a paperless journey, and get 0.10% additional rate benefit on investing online

Fixed Deposit for Senior Citizens

This FD is applicable for those who are above 60 years of age
Senior citizens gain 0.25% higher interest rate
Deposit amount for a fixed tenure and earn interest up to 7.35%
Tenure ranges from 12 months to 60 months

Fixed Deposit for NRIs

This FD is applicable for non-resident Indians (NRIs), Overseas Citizen of India (OCI) and Person of Indian Origin (PIO) with NRO accounts
Deposit amount for a fixed tenure and earn interest up to 7.35%
Tenure ranges from 12 months to 36 months
Payment is accepted only through cheque or RTGS/NEFT from NRO bank account.

Systematic Deposit Plan:

Make monthly deposits starting Rs. 5000 per month
Choose number of deposits ranging from 6 to 48
Tenure for each deposit ranges from 12 months to 60 months
Payment is accepted only through cheque or RTGS/NEFT from NRO bank account.

Bajaj Finance offers different deposit options for every customer type, thereby enabling more and more investors to reap the benefit of attractive returns with maximum safety of deposit. Bajaj Finance has the highest safety ratings of FAAA by CRISIL and MAAA by ICRA, which indicates highest safety of deposits. Additionally Bajaj Finance online FD offers the convenience of investing from the comfort of your home, thereby enabling you to invest within a few minutes.

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