Bajaj Finance Best Investment Plans

Different types Fixed Deposit Scheme

What are The Different Types of Fixed Deposit?

Types of Fixed Deposit

When investing in Bajaj Finance Fixed Deposit, you can get guaranteed returns with competitive interest rates. There are also different Fixed Deposit schemes to suit your convenience, and investment needs. Read on to know more about these.



Fixed Deposit for New customers

  • Deposit amount for a fixed tenor and earn interest up to 7.80%
  • Tenor ranges from 12 months to 60 months
  • Choose to get interest payout at maturity, or opt for periodic payouts


Fixed Deposit for Existing customers

  • This FD is applicable for those who are Bajaj Finance Limited customers and Bajaj Allianz Life Insurance existing policyholders
  • Existing customers gain 0.10% higher interest rate
  • Deposit amount for a fixed tenor and earn interest up to 7.90%
  • Tenor ranges from 12 months to 60 months
  • Choose to get interest payout at maturity, or opt for periodic payouts
  • Invest online through a paperless journey


Fixed Deposit for Senior Citizens

  • This FD is applicable for those who are above 60 years of age
  • Senior citizens gain 0.25% higher interest rate
  • Deposit amount for a fixed tenor and earn interest up to 8.05%
  • Tenor ranges from 12 months to 60 months

Fixed Deposit for NRIs

  • This FD is applicable for non-resident Indians (NRIs), Overseas Citizen of India (OCI) and Person of Indian Origin (PIO) with NRO accounts
  • Deposit amount for a fixed tenor and earn interest up to 7.50%
  • Tenor ranges from 12 months to 36 months
  • Payment is accepted only through cheque or RTGS/NEFT from NRO bank account.

Systematic Deposit Plan:

  • Make monthly deposits starting Rs. 5000 per month
  • Choose number of deposits ranging from 6 to 48
  • Tenor for each deposit ranges from 12 months to 60 months
  • Payment is accepted only through cheque or RTGS/NEFT from NRO bank account.