What are the eligibility criteria for working capital loans?
2 min read
Bajaj Finserv offers working capital Loans with eligibility criteria that are easy to meet. When you qualify based on these terms, you increase your chances of approval:
Nationality: Indian
Age: 24 years to 80 years*
(*Age should be 80 years at Loan Maturity)
Work status: Self-employed
Business vintage: 3 years
CIBIL Score: 685 or higher
Apart from this, ensure that you can submit your IT returns filed for the last year and the P/ L statements and balance sheets of your business for the past 2 years.
Check your CIBIL score before you apply to ensure fast approval on your working capital loan application.
Additional read: What is working capital
Additional read: Working capital management
Additional read: Net working capital
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