Published Jun 29, 2026 · 4 Min Read

In summary

The POCO F7 5G is priced at Rs. 35,899 in India for the 12GB+256GB variant, and you can buy it on EMI without a credit card using the Bajaj Finance Insta EMI Card.

  • The phone runs on the Snapdragon 8s Gen 4 chipset with a 7,550 mAh battery and 90W fast charging.
  • The Insta EMI Card offers a card loan of up to Rs. 3 lakh, which comfortably covers either POCO F7 5G variant.
  • You can repay across 3 to 60 months, choosing what suits your monthly budget.
  • The card works at over 1.5 lakh partner stores, including Croma and Reliance Digital, and online on Amazon and Flipkart.

 

Check your Insta EMI Card eligibility using your mobile number and OTP, and if eligible, you can apply instantly and start shopping for the POCO F7 5G right away.

Overview of the POCO F7 5G

The POCO F7 5G launched in India on 24 June 2025, positioning itself as a performance-focused phone in the upper mid-range segment. It runs on Android 15 with HyperOS 2 and is powered by the Qualcomm Snapdragon 8s Gen 4 chipset, built on a 4 nm process.

The phone's standout feature is its large 7,550 mAh battery, which is notably bigger than the global 6,500 mAh variant, paired with 90W wired fast charging that takes the battery to 80% in just 30 minutes.

The display is a 6.83-inch AMOLED panel with a 120Hz refresh rate and a peak brightness of 3,200 nits, making it easy to read outdoors even in bright sunlight.

Key features and specifications of the POCO F7 5G

The POCO F7 5G packs several features that make it a strong choice in its segment. Here are the standout highlights:

  • Large battery: 7,550 mAh battery (India variant) with 90W wired fast charging, reaching 80% in 30 minutes.
  • Capable camera: 50 MP main camera with OIS, paired with an 8 MP ultra-wide lens.
  • Bright AMOLED display: 6.83-inch AMOLED screen with 120Hz refresh rate and 3,200 nits peak brightness.
  • Durable build: IP68 rating for dust and water resistance, with Gorilla Glass 7i protection.
  • Strong performance: Snapdragon 8s Gen 4 chipset paired with up to 512GB of UFS 4.1 storage.
  • Rich audio: Stereo speakers with support for 24-bit/192kHz Hi-Res audio.

The table below lists the complete technical specifications for easy reference.


SpecificationDetails
Display6.83-inch AMOLED, 1280 x 2772 pixels, 120Hz, 3,200 nits peak, ~447 ppi
ChipsetQualcomm Snapdragon 8s Gen 4 (4 nm)
RAM and storage12GB RAM with 256GB or 512GB storage (UFS 4.1)
Rear camera50 MP wide (OIS) + 8 MP ultra-wide
Front camera20 MP wide
Battery7,550 mAh (India variant), 90W wired charging
Operating systemAndroid 15 with HyperOS 2
BuildIP68 rated, Gorilla Glass 7i front
Dimensions and weight163.1 x 77.9 x 8.2 mm, 215.7 g
ColoursBlack, White, Cyber Silver

Price list of POCO F7 5G variants in India

The POCO F7 5G is sold in two storage variants in India, both with 12GB of RAM. Here is how the pricing breaks down.


VariantPrice
12GB RAM + 256GB storageRs. 35,899
12GB RAM + 512GB storageRs. 37,999

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store. 

What makes the POCO F7 5G special?

The POCO F7 5G stands out mainly because of its battery and charging combination. The 7,550 mAh cell, exclusive to the India variant, is larger than what most competitors offer in this price bracket.

  • Faster charging than most rivals: 90W wired charging takes the battery from empty to 80% in just 30 minutes.
  • Flagship-grade chipset at a mid-range price: The Snapdragon 8s Gen 4 delivers strong gaming and multitasking performance.
  • Bright, smooth display: A 120Hz AMOLED panel with 3,200 nits peak brightness handles both everyday use and outdoor visibility well.
  • Solid build quality: IP68 dust and water resistance is a rare inclusion at this price point.

Why should you buy the POCO F7 5G on EMIs?

Paying the full Rs. 35,899 or Rs. 37,999 upfront can strain your monthly budget. Buying the POCO F7 5G on EMIs lets you spread this cost over time, so you get the phone without disturbing your savings.

  • Lighter impact on your budget: Instead of paying a large sum at once, you pay smaller, fixed amounts every month.
  • Flexible repayment: With the Insta EMI Card, you can choose a tenure across 3 to 60 months, based on what suits you.
  • No need to wait or save up: You can bring the POCO F7 5G home today and pay for it gradually.
  • Works without a credit card: You do not need an existing credit card to access EMI financing for this phone.

What are my financing options to buy the POCO F7 5G?

The Bajaj Finance Insta EMI Card is a straightforward way to finance your POCO F7 5G purchase. It is built specifically for buying products on EMI, so you do not need to arrange funds upfront.

You can use the card at over 1.5 lakh partner stores or online on Amazon and Flipkart. Once approved, you simply select the POCO F7 5G, choose a repayment tenure across 3 to 60 months, and complete the purchase the same day.

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It lets you buy products like the POCO F7 5G on EMI at over 1.5 lakh partner stores across more than 4,000 cities in India.

The card offers a card loan of up to Rs. 3 lakh, well above the price of either POCO F7 5G variant. You can repay across 3 to 60 months, choosing a duration that fits your monthly budget. Activation is entirely digital, through the Bajaj Finance app or website, with no physical paperwork involved.

The card carries a one-time joining fee of Rs. 530, after which there is zero annual fee from the second year onwards.


Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your POCO F7 5G easily and affordably.

How do I apply for the Bajaj Finance Insta EMI Card?

  1. Enter your 10-digit mobile number and click on "GET IT NOW" on this page.
  2. Enter the OTP and submit.
  3. Enter your full name and click on "Yes, Auto-Fetch Details".
  4. Verify your pre-filled personal details and click "CONTINUE".
  5. Check your pre-qualified card loan offer amount and click "CONTINUE".
  6. Review your wallet setup details and verify the OTP.
  7. Complete identity verification by confirming your current residential address.
  8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
  9. After successful payment, view your card details on the Bajaj Finance app.

Note: The online process may differ slightly based on whether you are a new or existing Bajaj Finance customer.


Also read: How to apply for the Insta EMI Card

How do I use the Insta EMI Card to buy the POCO F7 5G?

Buy the POCO F7 5G at a partner store

Using the Insta EMI Card at any of the 1.5 lakh partner stores takes only a few minutes. Follow these steps:

  1. Select the POCO F7 5G at a partner store such as Croma, Reliance Digital, or Vijay Sales.
  2. Ask the store executive to process payment via the Bajaj Finance Insta EMI Card.
  3. Share your registered mobile number and card details.
  4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
  5. Authenticate using the OTP sent to your registered mobile number.
  6. Purchase confirmed. Take your POCO F7 5G home.

Buy the POCO F7 5G online

  1. Add the POCO F7 5G to your cart on Amazon or Flipkart.
  2. At checkout, select the Bajaj Finance Easy EMI option.
  3. Enter your Insta EMI Card details and registered mobile number.
  4. Choose your preferred repayment tenure across 3 to 60 months.
  5. Confirm using the OTP sent to your registered mobile number.
  6. Order placed. EMI deductions begin from your next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

Insta EMI Card vs EMIs with credit card

Both options let you split a purchase into instalments, but they work differently. The table below compares the two side by side.


FeatureInsta EMI CardCredit card EMI
TypePre-qualified card loanRevolving credit facility
Joining feeOne-time fee of Rs. 530Often comes with an annual or renewal fee
Repayment tenure3 to 60 months, flexibleVaries by bank and card type
AcceptanceOver 1.5 lakh partner storesWherever the card network is accepted

Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.


FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

Also read: Eligibility criteria for the Insta EMI Card

Frequently asked questions

Is the POCO F7 5G worth buying?

Yes, it offers strong value for its price. At Rs. 35,899, the POCO F7 5G includes a Snapdragon 8s Gen 4 chipset, a 7,550 mAh battery, and 90W fast charging, features that are difficult to match together at this price point. Check your Insta EMI Card eligibility to make the purchase easier on your budget.

What is the price of the POCO F7 5G in India?

The POCO F7 5G is priced at Rs. 35,899 for the 12GB RAM with 256GB storage variant. The 12GB RAM with 512GB storage variant is priced at Rs. 37,999. Both prices are well above the Rs. 5,000 minimum invoice amount needed to use the Insta EMI Card.

How do I buy the POCO F7 5G on EMI?

You can buy the POCO F7 5G on EMI using the Bajaj Finance Insta EMI Card, both online on Amazon and Flipkart and at partner stores such as Croma and Reliance Digital. The card offers a card loan of up to Rs. 3 lakh, repayable across 3 to 60 months.

Which POCO F7 5G variant should you choose?

If you store a lot of photos, videos, or apps, the 512GB variant at Rs. 37,999 gives you more breathing room. For lighter use, the 256GB variant at Rs. 35,899 is sufficient and saves you Rs. 2,100.

Can I buy the POCO F7 5G without a credit card?

Yes, you can. The Bajaj Finance Insta EMI Card lets you buy the POCO F7 5G on EMI without owning a credit card. It is a pre-qualified card loan with a limit of up to Rs. 3 lakh, which comfortably covers the phone's price, repayable across 3 to 60 months.

What is the easiest way to buy the POCO F7 5G on monthly instalments?

The easiest way is to use the Bajaj Finance Insta EMI Card, either online at checkout on Amazon or Flipkart, or in person at a partner store. Activation is fully digital, and your purchase splits into instalments across 3 to 60 months right away. Check your Insta EMI Card eligibility before getting started.

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Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

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