The property tax in Pune is determined using several factors, including the property’s location, type (residential, commercial, or industrial), built-up area, age, and usage. The Pune Municipal Corporation (PMC) uses these parameters to assess the annual tax payable by every property owner. Paying this tax on time, either through the convenient online PMC portal or at authorised offline centres, helps you avoid penalties and ensures your property records remain compliant.
Understanding how PMC calculates property tax makes the process much easier, especially for first-time payers. With seamless online services, you can now check your outstanding dues, download bills, and make payments without visiting any office.
What is PMC Property Tax?
PMC property tax is a mandatory levy collected by the Pune Municipal Corporation to support city infrastructure and public services. It applies to all residential, commercial, and industrial properties within PMC limits. The tax amount is calculated based on factors like location, size, usage, and the assessed value of the property, ensuring that owners of larger or high-value properties contribute proportionately to urban development.
Since the PMC’s 2016 reform, where GIS mapping and document verification were introduced, the assessment process has become more transparent and accurate, helping identify unauthorised constructions and improve revenue collection. Timely payment of PMC property tax is essential, as delays can lead to penalties or legal action. The revenue collected funds key civic services such as roads, parks, waste management, and streetlights, making regular compliance important for maintaining a well-functioning city.
Required documents for Pune property tax payment
If you own property in Pune, here is a checklist of essential documents you’ll need to ensure a hassle-free property tax payment process:
- Proof of property ownership: Provide a copy of the property title deed or sale agreement to confirm ownership.
- Aadhaar card: A valid Aadhaar card to verify the identity of the property owner.
- Property address details: Complete and accurate address details for proper property tax assessment.
- Previous property tax receipts: Copies of last year’s property tax receipts, if available, to ensure consistency.
- Property measurement details: Documents specifying the measurements of the land or building for accurate tax calculation.
- PAN card: A valid PAN card to facilitate tax assessment and compliance.
- Occupancy certificate: Required for newly constructed properties or those recently renovated.
- Recent utility bills: Copies of electricity or water bills to confirm residency status.
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PMC Property Tax Rates 2025
PMC calculates property tax based on usage, location, and built-up area. Rates vary across zones, ensuring every property type contributes fairly toward city development and civic services.
Property Type |
Rate (per sq. ft.) |
Residential (Self-Occupied) |
₹2 - ₹6 (varies by zone) |
Residential (Rented) |
₹4 - ₹12 (varies by zone) |
Commercial |
₹10 - ₹25 (based on property type and zone) |
Industrial |
₹8 - ₹20 |
Vacant Land |
Calculated as per market value and intended usage |
How to Check if Your Property Falls Under PMC Jurisdiction?
To check if your property falls under PMC’s jurisdiction:
- Visit the official PMC website.
- Navigate to the property section or use their interactive map tool.
- Enter your property’s details like address or property ID.
- Check the jurisdiction status to confirm if PMC property tax applies to your property.
For more details on the property tax system, visit our comprehensive guide on property tax.
PMC Property Tax Calculation Guide
PMC property tax is determined using multiple factors such as property area, usage type, construction category, and age of the building. The table below offers a simplified overview of how the calculation works:
Factors |
Calculation Details |
Area (sq. ft.) |
Depends on the size of the property |
Property Type |
Residential, commercial, or industrial |
Usage |
Owner-occupied or rented |
Age of Property |
New properties typically have lower tax rates |
Location (Zone) |
Prime locations attract higher tax rates
|
You can also use PMC’s online property tax calculator to get an estimate for your property tax.
How to Pay PMC Property Tax Online?
Paying PMC property tax online is simple. Follow these steps:
- Visit the official PMC property tax website.
- Click on the “Pay Property Tax Online” link.
- Enter your property details or property tax number.
- Review the amount due and select the payment method.
- Complete the payment via net banking, UPI, or debit/credit card.
- Download or print the receipt for your records.
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How to get PMC property tax payment receipt?
Obtaining your PMC property tax receipt is a simple process that ensures you have proof of payment for future reference. Follow these steps to get your receipt:
Visit the PMC Portal: Go to the official Pune Municipal Corporation (PMC) website and navigate to the property tax section.
Log in or Register: Enter your login credentials. If you don’t have an account, register by providing the required details.
Enter Property Details: Use your Property Identification Number (PID) or other relevant details to access your property tax records.
Locate Payment History: Navigate to the payment history section to view your transaction details.
Download the Receipt: Select the transaction for which you need the receipt and click on the download or print option.
Save for Future Reference: Keep the PMC property tax receipt safe for any legal or financial purposes.
Payment Methods for PMC Property Tax
- Net Banking: Use your bank's net banking platform to complete the payment.
- Debit/Credit Cards: Enter your card details for an instant transaction.
- UPI: Quick and hassle-free payment through UPI apps like Google Pay or PhonePe.
- Demand Draft: Offline payment through a demand draft is also accepted..
Why is paying your PMC Property Tax important?
Paying PMC property tax on time is not just a legal requirement but offers several key advantages:
- Fulfils civic responsibility: Your contribution helps fund essential city services, including road maintenance, sanitation, street lighting, and public health facilities.
- Avoids penalties: Delayed payments attract a 2% monthly penalty, increasing your overall dues significantly.
- Eligible for rebates: Early or timely payments may offer rebates provided by PMC, helping reduce your tax burden.
- Eases property-related processes: A clean tax record simplifies future property sales, ownership transfers, and loan or mortgage approvals.
PMC Property Tax payment deadlines and penalties
- Due dates:
For the first half-year (April to September), the due date is 31st May.
For the second half-year (October to March), the due date is 31st December. - Penalty for late payment:
A penalty of 2% per month is charged on unpaid dues. This applies from 1st July for the first half-year and 1st January for the second half-year. - Rebates for early payment (before 31st May):
Residential, non-residential, and open plots registered as residential:- 10% discount on general tax if the annual rateable value is up to ₹25,000
- 5% discount on general tax if the annual rateable value is above ₹25,001
- Properties with eco-friendly installations (solar, vermiculture, rainwater harvesting):
- 5% discount on municipal tax (excluding water tax and government taxes) for any one installation
- 10% discount on municipal tax (excluding water tax and government taxes) for any two installations
Property tax in Pune: Refund and cancellation policy
In Pune, the Municipal Corporation handles property tax refund and cancellation policies. Refunds may be issued in cases of overpayment or duplicate payments, provided the taxpayer submits the required documents and completes the necessary verification process. To initiate a refund, you must submit a written application along with proof of payment within the stipulated timeframe. Once your request is verified and approved, the refund will be processed accordingly.
For property tax assessment cancellations, valid reasons such as property demolition, ownership disputes, or clerical errors are typically considered. Supporting documents, such as property deeds or legal orders, must be submitted for review to substantiate your request.
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Discounts & Rebates on PMC Property Tax
- Early Payment Discounts: PMC often offers a 10-15% discount for those who pay their property tax before the deadline.
- Rebate for Women Property Owners: Female property owners can avail of a 10% rebate.
- Green Building Discounts: Properties that adhere to environmentally sustainable practices are eligible for tax rebates.
Steps for Late Payment of PMC Property Tax
If you've missed the PMC property tax deadline, here's how to make a late payment:
- Visit the official PMC property tax website.
- Enter your property details to check the outstanding amount with penalties.
- Choose the “Late Payment” option.
- Complete the payment online via net banking or other available methods.
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Paying PMC property tax is a civic responsibility that supports the city's development. By paying on time, you can avoid penalties and even enjoy rebates. For those facing financial crunches, leveraging your property’s value through Bajaj Finserv Loan Against Property can provide the funds you need without selling your asset. Explore the options and stay informed to make the best financial decisions for your property.
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