Make your dream trip to New Zealand a reality with a Personal Loan

Make your dream trip to New Zealand a reality with a Personal Loan

Get quick access to funds with a personal loan and embark on an unforgettable journey to the top places in New Zealand.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer

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New Zealand, a land of breathtaking landscapes and vibrant culture, boasts a myriad of famous places that captivate the hearts of travellers. Whether you are an adventure seeker or a nature enthusiast, New Zealand offers a diverse range of experiences.


However, the financial aspect of travelling abroad can often seem daunting. This is where our personal loan may be able to help, allowing you to visit New Zealand without worrying about the money straight away.With a Bajaj Finserv Personal Loan, you can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.
 


Here are six must-visit places in this picturesque country.

  1. Fiordland National Park: Located in the southwest of the South Island, Fiordland National Park is a UNESCO World Heritage Site known for its stunning fjords, including Milford Sound and Doubtful Sound. The best time to visit is during the Southern Hemisphere's summer, from December to February, when the weather is mild and the landscapes come alive.
  2. Queenstown: Often referred to as the "Adventure Capital of the World," Queenstown is surrounded by majestic mountains and sits on the shores of Lake Wakatipu. It is an ideal destination for thrill-seekers, offering activities like bungee jumping, skiing, and hiking. The best month to visit Queenstown depends on your preference – winter for skiing or summer for outdoor adventures.
  3. Rotorua: Known for its geothermal wonders, Rotorua on the North Island is a unique destination with bubbling mud pools, geysers, and hot springs. The city also offers a glimpse into Maori culture. The best time to visit Rotorua is during the spring months of September to November.
    Pro-tip: Opt for our Flexi variant of personal loan to get a designated loan limit and withdraw funds as per your requirements. The key advantage is that you're charged interest solely on the withdrawn amount, not the entire limit. This feature makes it an excellent option for handling unpredictable expenses like travel. Check your personal loan eligibility today and plan your travels without any stress.
  4. Aoraki / Mount Cook National Park: Home to New Zealand's highest peak, Aoraki/Mount Cook, this national park is a haven for nature lovers and hikers. The best months to visit are during the summer (December to February) when the trails are more accessible.
  5. Hobbiton: For fans of "The Lord of the Rings" and "The Hobbit" trilogies, a visit to Hobbiton is a must. This movie set, located near Matamata on the North Island, brings J.R.R. Tolkien's world to life. The best time to visit is during the warmer months of December to February.
  6. Abel Tasman National Park: Situated at the top of the South Island, Abel Tasman National Park is renowned for its golden beaches, clear waters, and coastal hiking trails. The best time to explore this paradise is during the New Zealand summer, from December to February.
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Here are some more places to visit in New Zealand

  • Bay of Islands
  • Tongariro National Park
  • Franz Josef and Fox Glaciers
  • Waitomo Caves
  • Waiheke Island
  • Napier and Hastings (Hawke’s Bay)
  • Lake Tekapo
  • Dunedin
  • Coromandel Peninsula
  • Stewart Island
  • Kaikōura
  • Milford Track
  • Akaroa

Whether you are exploring the enchanting fjords, embracing adventure in Queenstown, or immersing yourself in Maori culture in Rotorua, New Zealand's tourist places offer an unforgettable journey. Choose the best month to visit based on your interests, and let the beauty of Aotearoa, the Maori name for New Zealand, unfold before your eyes.

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Planning and budgeting for your New Zealand trip

Careful planning is not just about itineraries and packing lists; it's about financial preparedness. This is where a travel loan for your New Zealand trip can play a crucial role. Covering everything from flights and accommodations to unexpected adventures, a personal loan ensures you have the funds to enjoy your trip to the fullest without worrying about depleting your savings.


Do not delay your trip any longer. Fulfil your travel plans by utilising a personal loan provided by Bajaj Finance Limited. It can be a practical solution, offering immediate funds without depleting your savings. It comes with flexible repayment terms ranging from 12 months to 108 months, allowing you to manage the expenses over tenures that are convenient to you.


With a Bajaj Finserv Personal Loan, you can get funds from Rs. 40,000 to Rs. 55 lakh. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.



 


 

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000