Bajaj Finserv in your city
The town of Nagda in Madhya Pradesh stands at a prominent junction of Delhi and Mumbai, the two biggest markets of India. Nagda houses Asia’s largest viscose staple fibre manufacturing unit and the world’s largest coloured fibre manufacturer.
Meet your diverse financing needs effortlessly with a Bajaj Finserv Personal Loan in Nagda. Apply now and get quick approval.
Features of personal loan in Nagda
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Unsecured loan
Take a personal loan in Nagda without collateral and with simple eligibility criteria.
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Repay over a flexible tenor
Select a comfortable tenor of up to 96 months using the personal loan EMI calculator from Bajaj Finserv.
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Manage loan account online
Track your outstanding principal, EMIs, application status and other details via our customer portal – Experia.
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Instant loan approval
Apply using an easy online application when you need money urgently and get instant approval.
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Avail up to Rs. 40 lakh
A personal loan of up to Rs. 40 lakh is available without any end-use restriction. Meet various planned and unplanned expenses quickly.
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Minimal Documentation
You need to submit only a few documents when you apply for the loan.
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Pre-approved offers
Pre-approved offers ensure a faster and simpler loan application process. It takes just a few minutes to complete.
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No hidden fees
We offer 100% transparency, with no hidden charges. Avail a Bajaj Finserv Personal Loan without incurring any additional expenses.
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Get funds in 24 hours*
Receive the sanctioned loan amount within just 24 hours* from the time of approval and fund your urgent needs conveniently.
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Flexi loan facility
Flexi loans can reduce your EMI burden by up to 45%* and facilitate easier repayments.
Nagda is mainly an industrial town and a significant railway junction on the Delhi-Mumbai route. Some of the factors contributing to its economy are a thermal plant, chemical plants, and manufacturing enterprises of viscose fibre. Nagda also provides great educational opportunities with reputed schools and colleges for higher education. People from different religions and cultures reside here and celebrate all major Indian festivals together.
Bajaj Finserv understands the diverse purposes and lifestyle requirements of people in Nagda. Our offer is personalised accordingly with convenient features and benefits. We offer one of the lowest rates in the market for loans. Borrowers can further reduce their EMIs by up to 45%* with the innovative Flexi loan facility.
*Conditions apply
Eligibility criteria
Qualifying for an unsecured loan is easy with our simple personal loan eligibility criteria.
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Employment status
Salaried individual employed at a private/ public firm or an MNC
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Age
Between 21 years to 80 years*
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Minimum salary
Check the city list to know the requirement for your city
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Nationality
Resident Indian
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Credit score
685 or above
Once you qualify as per the eligibility criteria, you must submit a few essential documents like KYC papers, salary slips and account statements. Also, make sure to increase your CIBIL score for lower interest rates and better terms.
Interest rates and charges
Ensure to check out the processing fees and other charges besides personal loan interest rates before you apply.
Frequently asked questions
You will receive the sanctioned loan amount directly into your bank account after approval. So you can put the funds to use immediately.
Loan repayment happens throughout your chosen tenor through small, manageable EMIs. Always try to pay the EMIs before the due date every month. A default negatively impacts your CIBIL score and also increases debt.
Yes, nominal part-prepayment charges up to 4.72% (inclusive of applicable taxes) of the principal amount of the loan prepaid on the date of such part-prepayment for term loans are applicable. For Flexi Term Loan (Flexi Dropline) and Flexi Hybrid part pre-payment charges are not applicable.
Use the Bajaj Finserv EMI Calculator to instantly know the total payable amount, total interest payable, and EMIs per month.
