Download App image

Bajaj Finserv App

image
Personal Loan
Please enter your full name
Please enter your full name
Please choose your city of residence from the list
Please type your city name and select it from the list
Your mobile number helps us fetch your personal loan offer. Don’t worry, we will keep this information confidential.
Mobile number cannot be blank

I authorize Bajaj Finserv representatives to call/SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C apply

Please accept Terms and Conditions

OTP has been sent to your mobile number

7897897896

Incorrect OTP, please try again

Click on 'Resend' if you want to get a new OTP

47 Seconds
Resend OTP Entered the wrong phone number? Click here

Personal Loan in Nagda: Features and Benefits

The town of Nagda in Madhya Pradesh contains Asia’s largest manufacturing unit of viscose staple fibre and the world’s largest coloured fibre manufacturer as well.

Cover your diverse financing needs effortlessly with a Bajaj Finserv Personal Loan in Nagda. Proceed to apply online for faster approval.

  • Unsecured loan

    Take a personal loan in Nagda against zero collateral. Qualify as per our simple eligibility criteria.

  • Flexible tenors

    Repay over a flexible tenor

    Select a comfortable tenor of up to 60 months using the personal loan EMI calculator from Bajaj Finserv.

  • Online loan account access

    Manage loan account online

    Track your outstanding principal, next EMIs, application status and other details via our customer portal – Experia.

  • Instant approval

    Get instant loan approval

    Get funds via an easy online application when you need money urgently, with approval in minutes.

  • Pay up to 45% lower EMI

    Avail up to Rs.25 lakh

    Get a personal loan up to Rs.25 lakh without any end-use restriction to fulfil various planned and unplanned expenses.

  • Minimal documentation

    Minimal documentation

    Arrange only a few documents to access personal finance.

  • Pre-approved offers

    Pre-approved offers

    Pre-approved offers ensure faster and simpler processing, as well as personalised deals.

  • No hidden charges

    No hidden fees

    We offer 100% transparency, with no hidden charges. Avail of a Bajaj Finserv Personal Loan without bearing any additional expenses.

  • Money within 24 hours*

    Get funds in 24 hours*

    Receive the sanctioned loan amount within just 24 hours* from the time of approval and fund emergency requirements with ease.

  • education loan

    Flexi loan facility

    With Flexi loans, reduce your EMI burden by up to 45%* and ensure easier repayment.

  • Nagda is mainly an industrial town and a significant railway junction on the Delhi-Mumbai route. Some of the contributing factors to its economy are thermal plants, chemical plants and manufacturing enterprises of viscose fibre.

    Bajaj Finserv understands the diverse purposes and lifestyle requirements of people in Nagda. Our personal loan is fitted accordingly with convenient features and benefits. We offer nominal rates for loan affordability. Borrowers can further reduce their EMIs by up to 45%* with the innovative Flexi loan facility.

Eligibility Criteria for Personal Loan in Nagda

Qualifying for an unsecured loan is easier with our simple personal loan eligibility criteria.

  • Job status: Employed at a private or public company or an MNC
  • Age: Between 20 and 60 years
  • Monthly income: Minimum salary depends on which city you live in
  • Nationality: Indian, residing within the country
  • Credit score: 750 or above

Once you qualify as per the eligibility criteria, keep your documents updated and ready. You need to submit a few essential documents like KYC papers, salary slips, account statements, etc.

Interest Rates and Charges on Personal Loan in Nagda

Ensure to check out the processing fees and other charges besides personal loan interest rates, before you apply.

Contact Us

New customers can get a more detailed account of personal loan in Nagda by calling us at 1800-103-3535 or SMS ‘PL’ to 9773633633.

Contact us at 020-3957 5152 or send an email to personalloans1@bajajfinserv.in, if you are an existing customer.

*Conditions apply

Frequently asked Questions

1. Where will I receive the sanctioned loan amount?

You will get the sanctioned personal loan directly in your account after online approval. Start using immediately or whenever you require.

2. How do I repay the loan?

Loan repayment happens throughout your chosen tenor through manageable EMIs. Always try to pay the EMIs within the due date every month. A default negatively impacts your CIBIL score and also increases your debt.

3. Do I have to pay part-payment charges?

Yes, nominal part-payment charges are applicable. You need to pay 2%* of the prepaid amount along with applicable taxes.

4. What is the easiest way to know the total cost of my loan?

Use the Bajaj Finserv EMI Calculator to know the total payable amount, total interest and EMI amount, instantly.