Bajaj Finserv in your city

The town of Nagda in Madhya Pradesh stands at a prominent junction of Delhi and Mumbai, the two biggest markets of India. Nagda houses Asia’s largest viscose staple fibre manufacturing unit and the world’s largest coloured fibre manufacturer.

Meet your diverse financing needs effortlessly with a Bajaj Finserv Personal Loan in Nagda. Apply now and get quick approval.

Features of personal loan in Nagda

  • Unsecured loan

    Unsecured loan

    Take a personal loan in Nagda without collateral and with simple eligibility criteria.

  • Repay over a flexible tenor

    Repay over a flexible tenor

    Select a comfortable tenor of up to 60 months using the personal loan EMI calculator from Bajaj Finserv.

  • Manage loan account online

    Manage loan account online

    Track your outstanding principal, EMIs, application status and other details via our customer portal – Experia.

  • Instant loan approval

    Instant loan approval

    Apply using an easy online application when you need money urgently and get instant approval.

  • Avail up to %$$PL-Loan-Amount$$%

    Avail up to Rs. 25 lakh

    A personal loan of up to Rs. 25 lakh is available without any end-use restriction. Meet various planned and unplanned expenses quickly.

  • Minimal Documentation

    Minimal Documentation

    You need to submit only a few documents when you apply for the loan.

  • Pre-approved offers

    Pre-approved offers

    Pre-approved offers ensure a faster and simpler loan application process. It takes just a few minutes to complete.

  • No hidden fees

    No hidden fees

    We offer 100% transparency, with no hidden charges. Avail a Bajaj Finserv Personal Loan without incurring any additional expenses.

  • Get funds in %$$PL-Disbursal$$%*

    Get funds in 24 hours*

    Receive the sanctioned loan amount within just 24 hours* from the time of approval and fund your urgent needs conveniently.

  • Flexi loan facility

    Flexi loan facility

    Flexi loans can reduce your EMI burden by up to 45%* and facilitate easier repayments.

Nagda is mainly an industrial town and a significant railway junction on the Delhi-Mumbai route. Some of the factors contributing to its economy are a thermal plant, chemical plants, and manufacturing enterprises of viscose fibre. Nagda also provides great educational opportunities with reputed schools and colleges for higher education. People from different religions and cultures reside here and celebrate all major Indian festivals together.

Bajaj Finserv understands the diverse purposes and lifestyle requirements of people in Nagda. Our offer is personalised accordingly with convenient features and benefits. We offer one of the lowest rates in the market for loans. Borrowers can further reduce their EMIs by up to 45%* with the innovative Flexi loan facility.

*Conditions apply

Read More Read Less

Eligibility criteria

Qualifying for an unsecured loan is easy with our simple personal loan eligibility criteria.

  • Employment status

    Employment status

    Salaried individual employed at a private/ public firm or an MNC

  • Age

    Age

    Between 21 years to 67 years*

  • Minimum salary

    Minimum salary

    Check the city list to know the requirement for your city

  • Nationality

    Nationality

    Resident Indian

  • Credit score

    Credit score

    750 or above

Once you qualify as per the eligibility criteria, you must submit a few essential documents like KYC papers, salary slips and account statements. Also, make sure to increase your CIBIL score for lower interest rates and better terms.

Read More Read Less

Interest rates and charges

Ensure to check out the processing fees and other charges besides personal loan interest rates before you apply.

Frequently asked questions

How will I receive the sanctioned loan amount?

You will receive the sanctioned loan amount directly into your bank account after approval. So you can put the funds to use immediately.

How do I repay the loan?

Loan repayment happens throughout your chosen tenor through small, manageable EMIs. Always try to pay the EMIs before the due date every month. A default negatively impacts your CIBIL score and also increases debt.

Do I have to pay part-prepayment charges?

Yes, nominal part-prepayment charges of 2%* are applicable along with taxes.

What is the easiest way to know the total cost of my loan?

Use the Bajaj Finserv EMI Calculator to instantly know the total payable amount, total interest payable, and EMIs per month.

Read More Read Less