Mukhyamantri Kanya Suraksha Yojana — Complete Overview

The Mukhyamantri Kanya Suraksha Yojana was introduced to provide financial assistance to girls born into BPL families in Bihar. Under this scheme, the government deposits Rs. 2,000 in the name of the eligible girl in the form of a fixed deposit. The FD matures when the girl turns 18 years old, offering financial support at a crucial stage in her life.

Key Features and Benefits:

1. Financial Security for Girls: The scheme ensures that girls from economically weaker sections have access to financial resources upon reaching adulthood.
2. Fixed Deposit Amount: Rs. 2,000 is deposited in the name of the girl, which accrues interest over the years until maturity.
3. Eligibility: The scheme is exclusively for girls belonging to BPL families in Bihar.
4. Maturity at 18 Years: The FD matures when the girl turns 18, providing both the principal amount and the accumulated interest.

This initiative not only provides financial aid but also encourages families to view girls as assets rather than liabilities, contributing to a positive shift in societal attitudes.

Want to know if you qualify? Visit your nearest Anganwadi centre today!

To avail the benefits of the Mukhyamantri Kanya Suraksha Yojana, eligible families need to follow a straightforward application process. Here are the steps:

Step-by-Step Application Process:

1. Visit the Nearest Anganwadi Centre:
   • Locate your local Anganwadi centre, which serves as the primary point for registration.
   • Alternatively, you can access the ICDS (Integrated Child Development Services) portal for information.
2. Collect the Application Form:
   • Obtain the official application form for the scheme from the Anganwadi center or download it from the ICDS portal.
3. Prepare the Required Documents:
   • Ensure you have the following documents:
     • Birth certificate of the girl.
     • Proof of BPL status (e.g., BPL card).
     • Identity proof of the parents or guardians.
     • Address proof.
4. Submit the Form and Documents:
   • Fill out the application form accurately and attach all the required documents.
   • Submit the completed application to the Anganwadi center or the designated government office handling the scheme.
5. Verification and Approval:
   • The authorities will verify the submitted documents and application details.
   • Once approved, the fixed deposit of Rs. 2,000 will be created in the girl’s name.

Pro Tip: Double-check all documents before submission to avoid delays in the approval process.

Check your eligibility today by visiting your nearest Anganwadi center

When the girl reaches the age of 18, the fixed deposit matures, and the accumulated amount can be withdrawn. The withdrawal process is simple and involves the following steps:

Steps to Claim the Maturity Amount:

1. Visit the Relevant Office:
   • Go to the Anganwadi centre or the designated government office where the FD was issued.
2. Carry Necessary Documents:
   • Ensure you have the following documents:
     • Original maturity bond or FD certificate.
     • Identity proof of the girl (e.g., Aadhaar card).
     • Proof of BPL status (if required for verification).
3. Complete the Withdrawal Process:
   • Submit the documents for verification.
   • Once verified, the maturity amount, including the principal and interest, will be disbursed to the girl.
4. Set Reminders for Maturity:
   • It is advisable to keep track of the maturity date to ensure timely withdrawal.

Start early by ensuring all documents are ready in advance for hassle-free withdrawals!