Published Aug 1, 2025 4 Min Read

What is an ABHA Card and Why Do You Need It?

The digital transformation in India’s healthcare sector has introduced several innovative initiatives, and one of the most significant is the ABHA card. The Ayushman Bharat Health Account (ABHA) card is a revolutionary step towards creating a unified digital health ecosystem. If you are looking to create your ABHA card online, this comprehensive guide will walk you through the process, benefits, and security measures, ensuring a seamless experience.

 

What is an ABHA card and why do you need it?

Definition and purpose

The ABHA card, or Ayushman Bharat Health Account card, is a unique health identification card introduced under the Ayushman Bharat Digital Mission (ABDM). It serves as a digital repository for your health records, making it easier to access and share health data with healthcare providers.

The primary purpose of the ABHA card is to streamline healthcare services by enabling individuals to store, access, and manage their medical records digitally. This eliminates the hassle of maintaining physical health records and ensures that your medical history is accessible whenever required.

 

Key benefits

  1. Simplified health data sharing: With an ABHA card, you can securely share your health records with doctors, hospitals, and other healthcare providers, ensuring accurate diagnoses and effective treatment.
  2. Universal documentation: The ABHA card acts as a single document for all your healthcare needs, reducing dependency on multiple physical records.
  3. Improved healthcare access: Whether you are consulting a doctor in person or through telemedicine, the ABHA card ensures that your health data is readily available, facilitating better medical care.

Real-life applications

  • Emergency situations: In case of a medical emergency, your ABHA card allows healthcare providers to access your medical history instantly, enabling quicker and more effective treatment.
  • Chronic illness management: For individuals with chronic conditions, the ABHA card ensures that their treatment history and medication details are always available for reference.
  • Family healthcare: Managing the health records of your entire family becomes easier with ABHA cards, as each member can have their unique ID linked to their health data.

 

How to create an ABHA card online

Creating an ABHA card online is a simple and straightforward process. Follow the steps outlined below to get started:

Step-by-step guide

  1. Visit the official portal: Go to the Bajaj Finserv Service Portal or the official ABHA website.
  2. Select the registration option: Click on the “Create ABHA Card” button to begin the process.
  3. Enter your Aadhaar or mobile number: You can register using your Aadhaar card or mobile number. If you choose Aadhaar, you will need to verify your details through OTP authentication.
  4. Fill in personal details: Provide basic information such as your name, date of birth, and gender. Ensure that these details match your identification documents.
  5. Set up your ABHA ID: Create a unique ABHA ID, which will serve as your digital health identifier.
  6. Confirm and submit: Review the entered details, confirm them, and submit your application.

 

Tips for a smooth registration process

  • Ensure that your Aadhaar-linked mobile number is active to receive OTPs.
  • Double-check all details before submission to avoid errors.
  • Use a secure internet connection to protect your data during the registration process.

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Penalty Charges 

How to Download Your ABHA Card After Creation

Once your ABHA card is created, downloading it for future use is equally important. Here is how you can do it:

Step-by-step guide

  1. Log in to the portal: Visit the Bajaj Finserv Service Portal or the ABHA portal and log in using your registered mobile number or email ID.
  2. Authenticate with OTP: Enter the OTP sent to your registered mobile number to access your account.
  3. Navigate to the download section: Go to the “Download ABHA Card” section and select your preferred file format (e.g., PDF).
  4. Save the card: Download and save the card on your device for easy access.

Alternative options

  • Bajaj Finserv App: You can also use the Bajaj Finserv App to download your ABHA card. Log in to the app, navigate to the ABHA section, and follow the steps to download your card.
  • SMS or email alerts: Keep an eye on SMS or email notifications for updates about your ABHA card, including download links.

Additional tip

Always keep a digital backup of your ABHA card on your phone or cloud storage. This ensures that you can access it during emergencies, even if you do not have the physical copy.
 

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Security and Privacy Measures for ABHA Card

The ABHA card system is designed to prioritise the security and privacy of users’ health data. Here are the key measures in place:

 

Security features

  1. OTP-based authentication: This ensures that only authorised users can access their ABHA accounts, reducing the risk of unauthorised access.
  2. Data encryption: All health records and personal information are encrypted during storage and transmission, safeguarding them from potential breaches.

 

Privacy compliance

The ABHA card system adheres to India’s national privacy laws, which are similar to international standards like GDPR. This ensures that your data is handled responsibly and with your consent.

 

Clarity on usage

Your ABHA card is a tool to simplify healthcare management, but it does not guarantee improved medical services. It is important to use it as a supplementary resource alongside professional medical advice.


Conclusion

The ABHA card is a game-changer in India’s healthcare landscape, offering a streamlined way to manage and access health records digitally. By following the steps outlined above, you can create your ABHA card online with ease and take advantage of its numerous benefits.

To make the process even more convenient, Bajaj Finserv offers seamless integration through its service portal and app. Whether you are creating, downloading, or managing your ABHA card, Bajaj Finserv ensures a user-friendly experience.

Get your ABHA card in 3 steps — start now!
 

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How to complain?

Frequently Asked Questions

Is there any age limit for creating an ABHA card?

No, there is no specific age limit. Anyone, including newborns, can have an ABHA card as long as valid identification and supporting documents are available.

What should I do if I don't receive OTP during ABHA creation?
  • Verify that your registered mobile number is active and functioning.
  • Try re-sending the OTP on the portal or app.
  • If the issue persists, contact Bajaj Finserv customer support via live chat, email, or helpline assistance.
Can NRIs create ABHA cards?

Currently, ABHA cards are designed for Indian residents. Non-Resident Indians (NRIs) may not be eligible unless valid residency documents in India are provided.

How to update mobile number in existing ABHA card?
  • Log in to the ABHA portal with your current account.
  • Click on the “Update Contact Information” section.
  • Enter your new mobile number and confirm it via OTP.
How to check if my ABHA card is active?
  • Log in to your ABHA account portal.
  • Go to the "Account Status" section.
  • Look for the “Active” indicator on your dashboard. If you have concerns, contact customer support for clarification.
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