Guide for PMJAY Registration

Access to quality healthcare is a fundamental need, yet many families in India struggle to afford medical expenses. Recognising this challenge, the Government of India launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY), a flagship scheme aimed at providing free healthcare services to economically weaker sections of society. PMJAY offers cashless treatment facilities across thousands of empaneled hospitals in India, ensuring that families in need can access critical medical care without financial strain.

In this article, you will find a complete guide to PMJAY registration, eligibility criteria, required documents, and how to track your PMJAY card status. We will also explore how Bajaj Finserv’s financial solutions, such as the Bajaj Finance EMI Network Card, can complement PMJAY benefits by helping you manage additional medical expenses effectively.

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) is one of the largest government-funded healthcare schemes in the world. Launched in 2018, PMJAY aims to provide free health insurance coverage of up to Rs. 5 lakh per family annually for secondary and tertiary care hospitalisation. The scheme is designed to benefit over 10 crore vulnerable families across India, ensuring access to quality healthcare without financial barriers.

Key benefits of PMJAY:

1. Cashless treatment: Beneficiaries can avail of cashless medical services at empaneled hospitals, including private and government facilities.
2. Wide coverage: PMJAY covers over 1,400 medical procedures, including surgeries, diagnostics, and medicines.
3. Empaneled hospitals: More than 24,000 hospitals across India accept PMJAY cards, providing extensive access to healthcare services.
4. Pre-existing conditions: All pre-existing medical conditions are covered from the day the PMJAY card is activated.

How Bajaj Finserv complements PMJAY benefits:

While PMJAY provides comprehensive healthcare coverage, certain expenses like outpatient treatments, diagnostic tests, or medicines may not be included. Bajaj Finserv’s financial tools, such as the Bajaj Finance EMI Network Card, can help you manage these costs effectively by offering easy EMI options for medical bills, ensuring you are prepared for any unforeseen expenses.

If you meet the eligibility criteria for PMJAY, registering for the scheme is straightforward. Follow these steps to complete your PMJAY registration online:

1. Visit the official PMJAY website

Go to the official Ayushman Bharat Yojana website (www.pmjay.gov.in) to begin the registration process.

2. Log in with Aadhaar details

Use your Aadhaar number to log in. Verify your identity through the OTP sent to your registered mobile number.

3. Enter demographic and income details

Provide accurate information about your family’s demographic and income status. This data is crucial for determining your eligibility for PMJAY benefits.

4. Upload required documents

Prepare and upload the necessary documents, including:

• Aadhaar card (or alternative ID proof)
• Address proof (e.g., ration card, voter ID)
• Income certificate to validate eligibility

5. Submit your application

Once all details are entered and documents are uploaded, submit your application. You will receive an application ID to track your registration status.

Pro-tip:

Keep your documents organised and scanned copies readily available to streamline the registration process. If you require additional financial support for medical expenses not covered under PMJAY, consider using Bajaj Finserv’s EMI Network Card for affordable healthcare financing.

How to check PMJAY card status

After submitting your PMJAY application, you can easily track the status of your PMJAY card online. Follow these steps:

1. Log in to the PMJAY status portal

Visit the official PMJAY card status portal and log in using your application ID or registered mobile number/email address.

2. Check updates

Once logged in, you can view updates regarding your application status, whether it is under review, approved, or requires additional information.

3. Use digital tools

You can also use the PMJAY mobile app or chatbot services for quick status updates. These tools make it convenient to stay informed about your application progress.

Conclusion

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) is a transformative initiative that ensures access to quality healthcare for millions of families in India. By following the simple registration process outlined above, eligible individuals can avail of free medical services at empaneled hospitals nationwide.

While PMJAY provides comprehensive coverage, certain medical expenses may fall outside its scope. This is where Bajaj Finserv’s EMI Network Card can help you manage additional costs effectively, offering financial flexibility and peace of mind during challenging times.

Start your PMJAY registration today and take the first step towards securing healthcare benefits for your family.

Disclaimer: This article is for informational purposes only. For the most accurate and updated details about PMJAY, visit the official website.