The Pradhan Mantri Jan Arogya Yojana (PMJAY), also known as Ayushman Bharat, is a flagship healthcare scheme launched by the Government of India to provide free medical coverage of up to Rs. 5 lakh per family per year. This initiative aims to ensure access to quality healthcare for economically weaker sections of society. However, before beneficiaries can avail themselves of these benefits, it is crucial to check their eligibility status.
Who is eligible for PMJAY?
PMJAY eligibility is determined based on socio-economic conditions outlined in the 2011 Socio-Economic Caste Census (SECC) data. The criteria differ for rural and urban households:
Rural Eligibility Criteria
Families living in rural areas qualify for PMJAY benefits if they meet one or more of the following conditions:
- Households without adult members aged 16–59 years.
- Families headed by women with no adult male members aged 16–59 years.
- Landless households earning a living through manual labour.
- Scheduled Caste (SC) and Scheduled Tribe (ST) families.
- Families living in kutcha houses (temporary structures) or those without proper housing.
- Destitute families or those relying on alms for survival.
Urban Eligibility Criteria
In urban areas, PMJAY eligibility is based on occupations. Families engaged in the following professions may qualify:
- Domestic workers.
- Street vendors or hawkers.
- Construction workers, plumbers, electricians, and masons.
- Security guards and sanitation workers.
- Rickshaw pullers and drivers.
Understanding these criteria is essential to avoid misconceptions and ensure you take the necessary steps to confirm your eligibility.
Actionable Tip: Use your Aadhaar to check your eligibility online today!