Published Aug 1, 2025 4 Min Read

Who is Eligible for PMJAY?

The Pradhan Mantri Jan Arogya Yojana (PMJAY), also known as Ayushman Bharat, is a flagship healthcare scheme launched by the Government of India to provide free medical coverage of up to Rs. 5 lakh per family per year. This initiative aims to ensure access to quality healthcare for economically weaker sections of society. However, before beneficiaries can avail themselves of these benefits, it is crucial to check their eligibility status.


Who is eligible for PMJAY?

PMJAY eligibility is determined based on socio-economic conditions outlined in the 2011 Socio-Economic Caste Census (SECC) data. The criteria differ for rural and urban households:

 

Rural Eligibility Criteria

Families living in rural areas qualify for PMJAY benefits if they meet one or more of the following conditions:

  • Households without adult members aged 16–59 years.
  • Families headed by women with no adult male members aged 16–59 years.
  • Landless households earning a living through manual labour.
  • Scheduled Caste (SC) and Scheduled Tribe (ST) families.
  • Families living in kutcha houses (temporary structures) or those without proper housing.
  • Destitute families or those relying on alms for survival.

 

Urban Eligibility Criteria

In urban areas, PMJAY eligibility is based on occupations. Families engaged in the following professions may qualify:

  • Domestic workers.
  • Street vendors or hawkers.
  • Construction workers, plumbers, electricians, and masons.
  • Security guards and sanitation workers.
  • Rickshaw pullers and drivers.

Understanding these criteria is essential to avoid misconceptions and ensure you take the necessary steps to confirm your eligibility.


Actionable Tip: Use your Aadhaar to check your eligibility online today!

Documents Needed for PMJAY Verification

To check your PMJAY eligibility, you will need specific documents. These are required for identity verification and to confirm your socio-economic status:

  1. Aadhaar Card: Essential for identity verification during the process.
  2. Family ID or Ration Card: Used to validate family details and ensure coverage for all eligible members.
  3. Income Proof (if applicable): Some states may require income proof to confirm socio-economic status.

Pro-Tip:

Ensure your Aadhaar details, including your name and address, are updated to avoid delays during the verification process.

If you encounter issues with mismatched details, you can update your Aadhaar information online through the UIDAI portal or visit your nearest Aadhaar enrolment centre.


How to check PMJAY eligibility online

Checking your PMJAY eligibility online is straightforward and takes only a few minutes. Follow these steps to verify your status:

  1. Visit the official PMJAY portal: Go to https://pmjay.gov.in.
  2. Select the ‘Am I Eligible’ option: This tool allows you to check your eligibility status.
  3. Enter your mobile number: You will receive an OTP for verification.
  4. Provide details for verification: Enter your Aadhaar number, family ID, or ration card details.
  5. Check the results: The system will display your eligibility status based on the SECC database.

Once your eligibility is confirmed, you can proceed to register for PMJAY benefits.

CTA: Check your PMJAY eligibility online now—it only takes 5 minutes!

 

How to check PMJAY eligibility offline

If you prefer offline methods, you can verify your eligibility through the following channels:

  1. Visit a PMJAY Seva Kendra: These centres are set up across the country to assist beneficiaries with eligibility checks and registrations.
  2. Contact village representatives: In rural areas, village representatives or gram panchayat officials can help you verify your eligibility.
  3. Call the PMJAY helpline: Dial the toll-free number 14555 for assistance.

Offline verification is equally effective and ensures that individuals without internet access can confirm their eligibility.

State-Specific PMJAY Eligibility Rules

While PMJAY is a nationwide scheme, some states may have additional eligibility criteria or rules. For example, certain states may extend coverage to specific occupational groups or income brackets that are not listed in the SECC database.

It is important to verify the rules applicable to your state of residence to avoid unnecessary disqualification. Migratory workers should also confirm their eligibility in the state they currently reside in.


 

Frequently Asked Questions

Can I check PMJAY eligibility without Aadhaar?

Yes, you can use alternative documents such as your family ID or ration card. However, Aadhaar is preferred for seamless verification.

Is PMJAY eligibility valid across all states?

PMJAY is a nationwide scheme, but individual states may have additional criteria. Ensure you check state-specific rules, especially if you are a migratory worker.

What if my occupation isn’t listed in urban categories?

If your occupation is not listed, you can check if you qualify under rural criteria or contact your local PMJAY officer for a re-evaluation.

How to update family details in PMJAY records?

You can update your family details online through the PMJAY portal or visit a Seva Kendra for assistance. Ensure you carry relevant documents, such as your Aadhaar card and family ID.

How to check PMJAY eligibility offline?

You can verify your eligibility by visiting a PMJAY Seva Kendra, contacting village representatives, or calling the toll-free helpline at 14555.

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