Motor Insurance - Overview

A motor policy covers cars, bikes, scooters and other vehicles against loss due to theft or physical damage from accidents, natural or man-made calamities or liability for third party damage/injury. Comprehensive motor insurance typically covers for:

  • Own Damage (OD) coverage against loss or damage to the insured vehicle

  • Third Party Liability (TP) caused by injury/death of a third party or damage to property

  • Personal Accident coverage for you, co-passengers or driver

  • Add-on covers: Zero Depreciation cover, No Claim Bonus Protection, Key replacement, 24x7 Road-side assistance

    The premium amount for your insurance is decided on the basis of Insured Declared Value (IDV) of the vehicle, model and past claim history. Now you can get a quote and buy a policy instantly online.

  • The damage to the vehicles by following reasons are covered under Motor insurance

    • Riot & strike

    • Fire & burglary

    • Terrorism act

    • Earthquakes

    • Landslides

    • Flood, storm or natural calamities.

  • To know more in the meantime, you can also call us on 09211549999

Eligibility Criteria

  • Online premium calculation and instant purchase.

  • Support - 24x7 and 365 days’ telephone assistance for claim settlement.

  • Cashless claim settlement

  • No Claim Bonus (NCB) transfer from any motor insurance provider

  • Easy inspection and service at our preferred garages

  • Add-ons

  • Daily Allowance while your vehicle is in garage

  • Depreciation Re-imbursement

  • Return to Invoice in event of theft or 100% damage due to collision

  • Repair of Glass, Fibre, Plastic & Rubber Parts

  • Loss of Personal belongings

  • Emergency Transport & hotel expenses

  • Key Replacement

  • Engine Protection

  • Tyre Secure and Consumable Expenses

  • Road Side Assistance

How to Apply

You’ll be surprised to know how easy it is to get a Motor Insurance policy with Bajaj Finserv even if you’ve never used our services before. Just fill in your details on this page, or give us a missed call on 09211 549 999 and we will get in touch with you and take you through the process.

Checklist before you apply

  • Keep your vehicle details ready (Year of purchase, RC document)

  • Previous insurance policy details

  • Decide on what type of motor insurance you would like to buy

  • Add-on benefits to opt for

  • Process to apply for claims

Bike Insurance Features & Benefits

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